--- title: "Sea West Coast Guard Credit Union Rates (Nov 2026): CDs to 3.61%" description: "Sea West Coast Guard Credit Union rates today: savings & CDs up to 3.61% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Sea West Coast Guard Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/sea-west-coast-guard" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Sea West Coast Guard Credit Union Rates (Nov 2026): CDs to 3.61% ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **First Mortgage - Fixed*** other | — APR | 6.500% | — | Standard | | **VA Home Loan - Fixed*** other | — APR | 7.375% | — | Standard | | **First Mortgage – Fixed*** other | — APR | 7.500% | — | Standard | | **JUMBO - Fixed*** other | — APR | 7.625% | — | Standard | Sea West Coast Guard Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 3.990% | 36 mo · new | Standard | | **Pre-Owned Auto – Up to 7 model years old** auto_used_36mo | — APR | 4.390% | 36 mo · used | Standard | | **Contemporary Auto – 8 to 25 years old** auto_any_24mo | — APR | 6.690% | 24 mo | Standard | | **36-Month New RV Loan** rv_new_36mo | — APR | 6.990% | 36 mo · new | Standard | | **New Motorcycle, Jet Ski & Snowmobile** motorcycle_new_36mo | — APR | 6.990% | 36 mo · new | Standard | | **36-Month New Boat Loan** boat_new_36mo | — APR | 6.990% | 36 mo · new | Standard | | **36-Month Used RV Loan** rv_used_36mo | — APR | 7.390% | 36 mo · used | Standard | | **36-Month Used Boat Loan** boat_used_36mo | — APR | 7.390% | 36 mo · used | Standard | | **Used Motorcycle, Jet Ski & Snowmobile** motorcycle_used_36mo | — APR | 7.390% | 36 mo · used | Standard | Sea West Coast Guard Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 3.990% | — | Standard | Sea West Coast Guard Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 9.960% | 12 mo | Standard | | **Line of Credit/Overdraft Protection** ploc_variable | — APR | 14.000% | — | Standard | Sea West Coast Guard Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **3-Month Certificate** cd_3mo | 3.05% APY | 3.00% | 3 mo | Standard | | **Certificates 50 thousand or mor (3 Months)** cd_3mo | 3.10% APY | 3.05% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | 3.15% APY | 3.10% | 6 mo | Standard | | **Certificates 50 thousand or mor (6 Months)** cd_6mo | 3.20% APY | 3.15% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 3.25% APY | 3.20% | 12 mo | Standard | | **15-Month Certificate** cd_15mo | 3.30% APY | 3.25% | 15 mo | Standard | | **Certificates 50 thousand or mor (12 Months)** cd_12mo | 3.30% APY | 3.25% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | 3.35% APY | 3.30% | 18 mo | Standard | | **Certificates 50 thousand or mor (15 Months)** cd_15mo | 3.35% APY | 3.30% | 15 mo | Standard | | **24-Month Certificate** cd_24mo | 3.41% APY | 3.35% | 24 mo | Standard | | **Certificates 50 thousand or mor (18 Months)** cd_18mo | 3.41% APY | 3.35% | 18 mo | Standard | | **36-Month Certificate** cd_36mo | 3.46% APY | 3.40% | 36 mo | Standard | | **Certificates 50 thousand or mor (24 Months)** cd_24mo | 3.46% APY | 3.40% | 24 mo | Standard | | **Certificates 50 thousand or mor (36 Months)** cd_36mo | 3.51% APY | 3.45% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 3.51% APY | 3.45% | 48 mo | Standard | | **Certificates 50 thousand or mor (48 Months)** cd_48mo | 3.56% APY | 3.50% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | 3.56% APY | 3.50% | 60 mo | Standard | | **Certificates 50 thousand or mor (†60 Months)** cd_60mo | 3.61% APY | 3.55% | 60 mo | Standard | Sea West Coast Guard Credit Union savings & cd rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Permanent Change of Station (PCS) Loan** other | — % | 3.000% | — | Standard | | **PCS Loan (Permanent Change of Station)** other | — % | 3.000% | — | Standard | Sea West Coast Guard Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.61% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/sea-west-coast-guard) , verified from [Sea West Coast Guard Credit Union's official website](https://www.seawest.coop/) Loading branch locator… ## About Sea West Coast Guard Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 11.5K Assets $381.8M Founded 1959 Locations reported 5 NCUA charter 12814 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**1st United** San Leandro Branch · San Leandro · CA · 94577-2904 About 1.9 miles away](https://rateapi.dev/credit-unions/california/1st-united) [**F3** Oakland Branch · OAKLAND · CA · 94621 About 3.0 miles away](https://rateapi.dev/credit-unions/california/f3) [**Patelco** SAN LEANDRO · San Leandro · CA · 94578 About 4.5 miles away](https://rateapi.dev/credit-unions/california/patelco) [**Provident** Branch Office · Hayward · CA · 94541-2710 About 6.9 miles away](https://rateapi.dev/credit-unions/california/provident) [**Communityamerica** Oakland - Civic · Oakland · CA · 94612 About 7.1 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Utility District** Utility District Credit Union · Oakland · CA · 94607 About 7.1 miles away](https://rateapi.dev/credit-unions/california/utility-district) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Sea West Coast Guard Credit Union Membership eligibility from Sea West Coast Guard Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Sea West Coast Guard Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Customs and Border Protection, Federal Emergency Management Agency, Transportation Security Administration, Citizens and Immigration Services, Immigration and Customs Enforcement, Secret Service - Association U.S. Coast Guard Auxiliary, Navy League of the United States, Maritime Industries - School Cal Poly Maritime Verified from [Sea West Coast Guard Credit Union's membership page](https://www.seawest.coop/how-to-join) . Final membership determination is always made by the credit union. ## Membership rules for Sea West Coast Guard Credit Union Employers 6 · Associations 4 · Schools 2 · Military 5 · Family 8 25 published paths to membership, last verified August 27, 2026, quoted from Sea West Coast Guard Credit Union’s own published criteria. Source-page proposal coverage: 15 of 15 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Customs and Border Protection “Employees and Immediate Family of the U.S. Government, Including: Customs and Border Protection” > [source ↗](https://www.seawest.coop/how-to-join) - Employee of Customs and Border Protection - Employee of Federal Emergency Management Agency “Employees and Immediate Family of the U.S. Government, Including: Customs and Border Protection Federal Emergency Management Agency” > [source ↗](https://www.seawest.coop/how-to-join) - Employee of Federal Emergency Management Agency - Employee of Transportation Security Administration “Employees and Immediate Family of the U.S. Government, Including: Customs and Border Protection Federal Emergency Management Agency Transportation Security Administration” > [source ↗](https://www.seawest.coop/how-to-join) - Employee of Transportation Security Administration - Employee of Citizens and Immigration Services “Employees and Immediate Family of the U.S. Government, Including: Customs and Border Protection Federal Emergency Management Agency Transportation Security Administration Citizens and Immigration Services” > [source ↗](https://www.seawest.coop/how-to-join) - Employee of Citizens and Immigration Services - Employee of Immigration and Customs Enforcement “Employees and Immediate Family of the U.S. Government, Including: Customs and Border Protection Federal Emergency Management Agency Transportation Security Administration Citizens and Immigration Services Immigration and Customs Enforcement” > [source ↗](https://www.seawest.coop/how-to-join) - Employee of Immigration and Customs Enforcement - Employee of Secret Service “Employees and Immediate Family of the U.S. Government, Including: Customs and Border Protection Federal Emergency Management Agency Transportation Security Administration Citizens and Immigration Services Immigration and Customs Enforcement Secret Service” > [source ↗](https://www.seawest.coop/how-to-join) - Employee of Secret Service ### Associations 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of U.S. Coast Guard Auxiliary “Members of the U.S. Coast Guard Auxiliary” > [source ↗](https://www.seawest.coop/how-to-join) - Member of U.S. Coast Guard Auxiliary - Member of Navy League of the United States “Members of the Navy League of the United States” > [source ↗](https://www.seawest.coop/how-to-join) - Member of Navy League of the United States - Member of Maritime Industries (as written on the source page) “Members of the Maritime Industries” > [source ↗](https://www.seawest.coop/how-to-join) - Member of Maritime Industries - Member of Maritime Industries “Members of the Maritime Industries” > [source ↗](https://www.seawest.coop/how-to-join) - Member of Maritime Industries ### Schools 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of Cal Poly Maritime “Students and Staff of the Cal Poly Maritime” > [source ↗](https://www.seawest.coop/how-to-join) - Student at Cal Poly Maritime - School employee of Cal Poly Maritime “Students and Staff of the Cal Poly Maritime” > [source ↗](https://www.seawest.coop/how-to-join) - Employee of Cal Poly Maritime ### Military 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Military affiliation “Active Duty and Retirees from all branches of the U.S. Armed Forces” > [source ↗](https://www.seawest.coop/how-to-join) - Military: active duty - Military affiliation “Active Duty and Retirees from all branches of the U.S. Armed Forces” > [source ↗](https://www.seawest.coop/how-to-join) - Military: retirees - Military affiliation “Honorably Discharged Veterans from all branches of the U.S. Armed Forces regardless of length of service” > [source ↗](https://www.seawest.coop/how-to-join) - Military: veterans - Military affiliation “U.S. Coast Guard Reservists” > [source ↗](https://www.seawest.coop/how-to-join) - Military: reservists - Military affiliation “Active Duty and Retirees from all branches of the U.S. Armed Forces” > [source ↗](https://www.seawest.coop/how-to-join) - Military: active duty and retirees ### Family 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Employees and Immediate Family of the U.S. Government” > [source ↗](https://www.seawest.coop/how-to-join) - Family member of a member - Family Of Qualified Customs and Border Protection “Customs and Border Protection” > [source ↗](https://www.seawest.coop/how-to-join) - Family member (immediate family) of an employee of Customs and Border Protection - Family of someone eligible immediate family “Employees and Immediate Family of the U.S. Government, Including:” > [source ↗](https://www.seawest.coop/how-to-join) - Family member (immediate family) of an eligible person - Family Of Qualified Federal Emergency Management Agency “Federal Emergency Management Agency” > [source ↗](https://www.seawest.coop/how-to-join) - Family member (immediate family) of an employee of Federal Emergency Management Agency - Family Of Qualified Transportation Security Administration “Transportation Security Administration” > [source ↗](https://www.seawest.coop/how-to-join) - Family member (immediate family) of an employee of Transportation Security Administration - Family Of Qualified Citizens and Immigration Services “Citizens and Immigration Services” > [source ↗](https://www.seawest.coop/how-to-join) - Family member (immediate family) of an employee of Citizens and Immigration Services - Family Of Qualified Immigration and Customs Enforcement “Immigration and Customs Enforcement” > [source ↗](https://www.seawest.coop/how-to-join) - Family member (immediate family) of an employee of Immigration and Customs Enforcement - Family Of Qualified Secret Service “Secret Service” > [source ↗](https://www.seawest.coop/how-to-join) - Family member (immediate family) of an employee of Secret Service Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Sea West Coast Guard Credit Union? Yes No ## Work at Sea West Coast Guard Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sea West Coast Guard Credit Union ranks against California peers. - See which AI assistants fetched Sea West Coast Guard Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=sea-west-coast-guard&state=california&code=CA&name=Sea%20West%20Coast%20Guard%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Sea West Coast Guard Credit Union offer? Sea West Coast Guard Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Sea West Coast Guard Credit Union rates updated? RateAPI verifies Sea West Coast Guard Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Sea West Coast Guard Credit Union's rate data? Rate data is collected directly from Sea West Coast Guard Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Sea West Coast Guard Credit Union's best CD rate? As of November 12, 2026, Sea West Coast Guard Credit Union offers savings and certificate (CD) yields up to 3.61% APY. ### Who can join Sea West Coast Guard Credit Union? Sea West Coast Guard Credit Union publishes its membership criteria on its own website. RateAPI tracks 25 published membership paths covering 6 employers, 4 associations, 2 schools and 5 military for Sea West Coast Guard Credit Union, each quoted from Sea West Coast Guard Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Sea West Coast Guard Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.seawest.coop/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Sea West Coast Guard Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Sea West Coast Guard Credit Union curl "https://api.rateapi.dev/credit-unions/california /sea-west-coast-guard " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Sea West Coast Guard Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/sea-west-coast-guard Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp