--- title: "Schools Credit Union Rates - California" description: "Current auto loan, heloc, credit card, and savings & cd rates from Schools Credit Union in California. Updated daily with source verification. See who can join Schools Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/schools" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Schools Credit Union Rates - California ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.690% | — | Standard | Schools Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 4.990% | — | Standard | Schools Credit Union heloc rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 6.490% | — | Standard | Schools Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 5.90% | — | Standard | Schools Credit Union savings & cd rates as of November 12, 2026 Schools Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/schools) , verified from [Schools Credit Union's official website](https://www.schoolsfcu.org/) Loading branch locator… ## About Schools Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.3K Assets $192.7M Founded 1939 Locations reported 2 NCUA charter 3526 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Bilingual services - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Communityamerica** Las Vegas Ops 2 · Torrance · CA · 90502 Branch in the same ZIP](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Farmers Insurance** Farmers Insurance Group Federal Credit Union · Torrance · CA · 90502 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/farmers-insurance) [**Southland** Carson Branch · Carson · CA · 90745-2635 About 0.4 miles away](https://rateapi.dev/credit-unions/california/southland) [**Nikkei** Mabuhay Credit Union - Carson Branch · Carson · CA · 90745-2601 About 0.8 miles away](https://rateapi.dev/credit-unions/california/nikkei) [**Honda** Torrance Branch · Torrance · CA · 90501 About 1.3 miles away](https://rateapi.dev/credit-unions/california/honda) [**Torrance Community** Headquarters · Torrance · CA · 90501-2706 About 1.4 miles away](https://rateapi.dev/credit-unions/california/torrance-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Schools Credit Union Membership eligibility from Schools Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Schools Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Schools Credit Union's membership page](https://www.schoolsfcu.org/) . Final membership determination is always made by the credit union. ## Work at Schools Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Schools Credit Union ranks against California peers. - See which AI assistants fetched Schools Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=schools&state=california&code=CA&name=Schools%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Schools Credit Union offer? Schools Credit Union currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Schools Credit Union rates updated? RateAPI verifies Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Schools Credit Union's rate data? Rate data is collected directly from Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Schools Credit Union? Schools Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Schools Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.schoolsfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Schools Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Schools Credit Union curl "https://api.rateapi.dev/credit-unions/california /schools " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Schools Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/schools Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp