--- title: "San Diego Firefighters Credit Union Rates (Nov 2026): CDs to 4.45%" description: "San Diego Firefighters Credit Union rates today: savings & CDs up to 4.45% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join San Diego Firefighters Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/san-diego-firefighters" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # San Diego Firefighters Credit Union Rates (Nov 2026): CDs to 4.45% ### Auto & vehicle rates 41 offers | Product | Published | Rate | Term / condition | Status | | **Up to 36-Month Auto Loan (2016–2020)** auto_any_36mo | — APR | 4.190% | 36 mo | Standard | | **Up to 24-Month Auto Loan (2021 and Newer)** auto_any_24mo | — APR | 4.190% | 24 mo | Standard | | **Up to 24-Month Auto Loan (2016–2020)** auto_any_24mo | — APR | 4.190% | 24 mo | Standard | | **Up to 36-Month Auto Loan (2021 and Newer)** auto_any_36mo | — APR | 4.190% | 36 mo | Standard | | **Up to 48-Month Auto Loan (2016–2020)** auto_any_48mo | — APR | 4.390% | 48 mo | Standard | | **Up to 48-Month Auto Loan (2021 and Newer)** auto_any_48mo | — APR | 4.390% | 48 mo | Standard | | **Up to 60-Month Auto Loan (2021 and Newer)** auto_any_60mo | — APR | 4.490% | 60 mo | Standard | | **Up to 60-Month Auto Loan (2016–2020)** auto_any_60mo | — APR | 4.490% | 60 mo | Standard | | **Up to 72-Month Auto Loan (2021 and Newer)** auto_any_72mo | — APR | 4.890% | 72 mo | Standard | | **Up to 72-Month Auto Loan (2016–2020)** auto_any_72mo | — APR | 4.890% | 72 mo | Standard | | **Up to 24-Month Motorcycle Loan (2021 and Newer)** motorcycle_any_24mo | — APR | 4.940% | 24 mo | Standard | | **Up to 24-Month Motorcycle Loan (2016–2020)** motorcycle_any_24mo | — APR | 4.940% | 24 mo | Standard | | **Up to 84-Month Auto Loan (2021 and Newer)** auto_any_84mo | — APR | 4.990% | 84 mo | Standard | | **Up to 48-Month Motorcycle Loan (2016–2020)** motorcycle_any_48mo | — APR | 5.540% | 48 mo | Standard | | **Up to 48-Month Motorcycle Loan (2021 and Newer)** motorcycle_any_48mo | — APR | 5.540% | 48 mo | Standard | | **Up to 60-Month Motorcycle Loan (2021 and Newer)** motorcycle_any_60mo | — APR | 5.740% | 60 mo | Standard | | **Up to 60-Month Motorcycle Loan (2016–2020)** motorcycle_any_60mo | — APR | 5.740% | 60 mo | Standard | | **Up to 60-Month Boat Loan (2019–2021)** boat_any_60mo | — APR | 5.940% | 60 mo | Standard | | **Up to 60-Month RV Loan (2021 and Newer)** rv_any_60mo | — APR | 5.940% | 60 mo | Standard | | **Up to 60-Month RV Loan (2018–2020)** rv_any_60mo | — APR | 5.940% | 60 mo | Standard | | **Up to 60-Month Boat Loan (2022 and Newer)** boat_any_60mo | — APR | 5.940% | 60 mo | Standard | | **Up to 72-Month RV Loan (2021 and Newer)** rv_any_72mo | — APR | 6.140% | 72 mo | Standard | | **Up to 84-Month RV Loan (2018–2020)** rv_any_84mo | — APR | 6.140% | 84 mo | Standard | | **Up to 84-Month RV Loan (2021 and Newer)** rv_any_84mo | — APR | 6.140% | 84 mo | Standard | | **Up to 72-Month RV Loan (2018–2020)** rv_any_72mo | — APR | 6.140% | 72 mo | Standard | | **Up to 72-Month Boat Loan (2022 and Newer)** boat_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Up to 84-Month Boat Loan (2019–2021)** boat_any_84mo | — APR | 6.240% | 84 mo | Standard | | **Up to 84-Month Boat Loan (2022 and Newer)** boat_any_84mo | — APR | 6.240% | 84 mo | Standard | | **Up to 72-Month Boat Loan (2019–2021)** boat_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Up to 72-Month Motorcycle Loan (2016–2020)** motorcycle_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Up to 72-Month Motorcycle Loan (2021 and Newer)** motorcycle_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Up to 84-Month Motorcycle Loan (2016–2020)** motorcycle_any_84mo | — APR | 6.640% | 84 mo | Standard | | **Up to 120-Month RV Loan (2021 and Newer)** rv_any_120mo | — APR | 6.640% | 120 mo | Standard | | **Up to 120-Month RV Loan (2018–2020)** rv_any_120mo | — APR | 6.640% | 120 mo | Standard | | **Up to 84-Month Motorcycle Loan (2021 and Newer)** motorcycle_any_84mo | — APR | 6.640% | 84 mo | Standard | | **Up to 120-Month Boat Loan (2019–2021)** boat_any_120mo | — APR | 6.740% | 120 mo | Standard | | **Up to 120-Month Boat Loan (2022 and Newer)** boat_any_120mo | — APR | 6.740% | 120 mo | Standard | | **Up to 144-Month RV Loan (2018–2020)** rv_any_144mo | — APR | 7.440% | 144 mo | Standard | | **Up to 144-Month RV Loan (2021 and Newer)** rv_any_144mo | — APR | 7.440% | 144 mo | Standard | | **Up to 144-Month Boat Loan (2022 and Newer)** boat_any_144mo | — APR | 7.440% | 144 mo | Standard | | **Up to 144-Month Boat Loan (2019–2021)** boat_any_144mo | — APR | 7.440% | 144 mo | Standard | San Diego Firefighters Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.990% | — | Standard | San Diego Firefighters Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Solar Energy Loan (Up to 60 Months)** personal_unsecured_60mo | — APR | 5.240% | 60 mo | Standard | | **Solar Energy Loan (Up to 120 Months)** personal_unsecured_120mo | — APR | 6.240% | 120 mo | Standard | | **Solar Energy Loan (Up to 180 Months)** personal_unsecured_180mo | — APR | 7.240% | 180 mo | Standard | | **Solar Energy Loan (Up to 240 Months)** personal_unsecured_240mo | — APR | 7.990% | 240 mo | Standard | | **Personal Line of Credit** ploc_variable | — APR | 13.900% | — | Standard | San Diego Firefighters Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 9.900% | — | Standard | | **Visa Gold** credit_card | — APR | 11.900% | — | Standard | | **Visa Classic** credit_card | — APR | 12.900% | — | Standard | San Diego Firefighters Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **None** savings | — APY | 0.25% | — | Standard | | **Money Market** money_market | — APY | 0.25% | — | Standard | | **3-Month Certificate** share_certificate_3mo | 3.50% APY | 3.46% | 3 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 4.15% APY | 4.09% | 6 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 4.25% APY | 4.18% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 4.25% APY | 4.18% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 4.30% APY | 4.23% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 4.35% APY | 4.28% | 24 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 4.45% APY | 4.38% | 18 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.45% APY | 4.38% | 12 mo | Standard | San Diego Firefighters Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.45% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/san-diego-firefighters) , verified from [San Diego Firefighters Credit Union's official website](https://www.sdffcu.org/) Loading branch locator… ## About San Diego Firefighters Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.5K Assets $151.7M Founded 1984 Locations reported 3 NCUA charter 24110 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navy Federal Credit Union** Tierrasanta CA · San Diego · CA · 92124 About 1.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Certified** San Diego Branch · San Diego · CA · 92123 About 2.2 miles away](https://rateapi.dev/credit-unions/california/certified) [**Mypoint** Kearny Mesa Main Office · San Diego · CA · 92123 About 2.4 miles away](https://rateapi.dev/credit-unions/california/mypoint) [**Wheelhouse** Kearny · San Diego · CA · 92123-1514 About 2.7 miles away](https://rateapi.dev/credit-unions/california/wheelhouse) [**California** Kearny Mesa · San Diego · CA · 92123 About 2.8 miles away](https://rateapi.dev/credit-unions/california/california) [**Carolina Foothills** Symitar · San Diego · CA · 92123 About 3.0 miles away](https://rateapi.dev/credit-unions/south-carolina/carolina-foothills) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join San Diego Firefighters Credit Union Membership eligibility from San Diego Firefighters Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on San Diego Firefighters Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Fire Department, firefighter-related organizations - Association Firefighter Related Organizations Verified from [San Diego Firefighters Credit Union's membership page](https://www.sdffcu.org/join) . Final membership determination is always made by the credit union. ## Membership rules for San Diego Firefighters Credit Union Employers 3 · Family 4 published paths to membership, last verified August 21, 2026, quoted from San Diego Firefighters Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Fire Department “Employed or retired firefighters and all Fire Department personnel permanently assigned to any Fire Department located within the county of San Diego” > [source ↗](https://www.sdffcu.org/join) - Employee of Fire Department - Retired employee of Fire Department “Retired Firefighters, and Retired Fire Department Personnel” > [source ↗](https://www.sdffcu.org/join) - Retiree of Fire Department - Employee of Firefighter Related Organizations (as written on the source page) “Employees or members of Firefighter Related Organizations.” > [source ↗](https://www.sdffcu.org/join) - Employee of Firefighter Related Organizations ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, domestic partner, child, grandchild, sibling, parent, grandparent “Immediate family of the above members, including spouse (or domestic partners living in the same household), children, grandchildren, siblings, parents and grandparents” > [source ↗](https://www.sdffcu.org/join) - Family member (spouse, domestic partner, child, grandchild, sibling, parent, grandparent) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for San Diego Firefighters Credit Union? Yes No ## Work at San Diego Firefighters Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where San Diego Firefighters Credit Union ranks against California peers. - See which AI assistants fetched San Diego Firefighters Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=san-diego-firefighters&state=california&code=CA&name=San%20Diego%20Firefighters%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does San Diego Firefighters Credit Union offer? San Diego Firefighters Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are San Diego Firefighters Credit Union rates updated? RateAPI verifies San Diego Firefighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get San Diego Firefighters Credit Union's rate data? Rate data is collected directly from San Diego Firefighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is San Diego Firefighters Credit Union's best CD rate? As of November 12, 2026, San Diego Firefighters Credit Union offers savings and certificate (CD) yields up to 4.45% APY. ### Who can join San Diego Firefighters Credit Union? San Diego Firefighters Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 3 employers for San Diego Firefighters Credit Union, each quoted from San Diego Firefighters Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare San Diego Firefighters Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.sdffcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track San Diego Firefighters Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for San Diego Firefighters Credit Union curl "https://api.rateapi.dev/credit-unions/california /san-diego-firefighters " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## San Diego Firefighters Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/san-diego-firefighters Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp