Sacramento

sacramento, California
Last verified: July 6, 2026

As of July 6, 2026, Sacramento offers a money_market mortgage at 3.51% APR (3.51% rate, 0 points). Auto loans available from 4.99% APR. Credit card rates from 4.5% APR.

Source: RateAPI.dev, verified from Sacramento's official website

Mortgage Rates

Rates as of July 6, 2026

money_market
3.510% APR
Rate3.510%
Points0
MONEY MARKET ACCOUNTS
cd_15mo
3.900% APR
Rate3.900%
Points0
15 month-term Certificates
cd
3.900% APR
Rate3.900%
Points0
CERTIFICATE SPECIALS
cd_7mo
4.000% APR
Rate4.000%
Points0
7-month term Certificates

Auto Loan Rates

Rates as of July 6, 2026

auto
4.990% APR
Rate4.990%
Auto Loans

Credit Card Rates

Rates as of July 6, 2026

savings
4.500% APR
Rate4.500%
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Frequently Asked Questions

What rates does Sacramento offer?

Sacramento currently offers mortgage, auto loan, and credit card rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Sacramento rates updated?

RateAPI verifies Sacramento's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Sacramento's rate data?

Rate data is collected directly from Sacramento's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sacramento's mortgage rate?

As of July 6, 2026, Sacramento offers a money_market mortgage at 3.51% APR.

What is Sacramento's auto loan rate?

As of July 6, 2026, Sacramento offers auto loans from 4.99% APR.

Related Rate Data

Compare Sacramento's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Sacramento
curl "https://api.rateapi.dev/credit-unions/california/sacramento" \
  -H "Authorization: Bearer YOUR_API_KEY"