Rize

el monte, California
Last verified: July 9, 2026

As of July 9, 2026, Rize offers a money_market mortgage at 1.25% APR (1.24% rate, 0 points). Auto loans available from 2.9% APR. HELOC rates from 6.75% APR. Personal loan rates from 5.5% APR.

Source: RateAPI.dev, verified from Rize's official website

Mortgage Rates

Rates as of July 9, 2026

money_market
1.250% APR
Rate1.240%
Points0
Money Market Accounts ($0 - $24,999.99)
money_market
1.300% APR
Rate1.290%
Points0
Money Market Accounts ($25,000 - $49,999.99)
money_market
1.450% APR
Rate1.440%
Points0
Money Market Accounts ($50,000 - $99,999.99)
cd_6mo
1.750% APR
Rate1.740%
Points0
Certificate Accounts (6 months)
savings
2.000% APR
Rate1.980%
Points0
High-Yield Savings ($25,000.01 - $50,000)
money_market
2.250% APR
Rate2.230%
Points0
Money Market Accounts ($100,000 - $249,999.99)
money_market
2.500% APR
Rate2.470%
Points0
Money Market Accounts ($250,000 or >)
money_market
2.550% APR
Rate2.520%
Points0
Premier Money Market Accounts ($500,000 - $749,999.99)
ira
2.600% APR
Rate2.570%
Points0
High-Yield IRA Money Market Accounts ($0 - $25,000)
cd_24mo
3.000% APR
Rate2.960%
Points0
24-month Impact Certificate
ira
3.100% APR
Rate3.060%
Points0
High-Yield IRA Money Market Accounts ($25,000.01 - $100,000)
cd_18mo
3.250% APR
Rate3.200%
Points0
Certificate Accounts (18 months)
cd_24mo
3.250% APR
Rate3.200%
Points0
Certificate Accounts (24 months)
cd_36mo
3.250% APR
Rate3.200%
Points0
Certificate Accounts (36 months)
ira_cd_18mo
3.250% APR
Rate3.200%
Points0
IRA Certificate Accounts (18 months)
ira_cd_24mo
3.250% APR
Rate3.200%
Points0
IRA Certificate Accounts (24 months)
ira_cd_36mo
3.250% APR
Rate3.200%
Points0
IRA Certificate Accounts (36 months)
money_market
3.350% APR
Rate3.300%
Points0
Premier Money Market Accounts ($750,000 - $999,999.99)
cd_60mo
3.450% APR
Rate3.400%
Points0
Certificate Accounts (60 months)
ira_cd_60mo
3.450% APR
Rate3.400%
Points0
IRA Certificate Accounts (60 months)
cd_48mo
3.500% APR
Rate3.450%
Points0
Certificate Accounts (48 months)
ira_cd_48mo
3.500% APR
Rate3.450%
Points0
IRA Certificate Accounts (48 months)
ira
3.600% APR
Rate3.540%
Points0
High-Yield IRA Money Market Accounts ($100,000.01 or >)
cd_12mo
3.750% APR
Rate3.690%
Points0
Certificate Accounts (12 months)
ira_cd_12mo
3.750% APR
Rate3.690%
Points0
IRA Certificate Accounts (12 months)
savings
4.000% APR
Rate3.930%
Points0
High-Yield Savings (<= $25,000)
money_market
4.100% APR
Rate4.030%
Points0
Premier Money Market Accounts ($1,000,000 or >)

Auto Loan Rates

Rates as of July 9, 2026

credit_card_platinum
2.900% APR
Rate2.900%
[PROMOTIONAL] Platinum Visa Credit Card
credit_card_platinum
2.900% APR
Rate2.900%
[PROMOTIONAL] Teen Platinum Visa Credit Card
auto_any_48mo
4.740% APR
Rate4.740%
Auto Loans ≤ 4 years
auto_any_48mo
4.740% APR
Rate4.740%
Vehicle Value Loans ≤ 4 years
auto_any_60mo
5.240% APR
Rate5.240%
Auto Loans 5 years
auto_any_60mo
5.240% APR
Rate5.240%
Vehicle Value Loans 5 years
auto_any_72mo
5.740% APR
Rate5.740%
Auto Loans 6 years
auto_any_48mo
5.740% APR
Rate5.740%
First-Time Buyer Auto Loans ≤ 4 years
auto_any_72mo
5.740% APR
Rate5.740%
Vehicle Value Loans 6 years
auto_any_84mo
6.240% APR
Rate6.240%
Auto Loans 7 years
auto_any_60mo
6.240% APR
Rate6.240%
First-Time Buyer Auto Loans 5 years
auto_any_48mo
6.240% APR
Rate6.240%
Motorcycle Loans ≤ 4 years
auto_any_48mo
6.240% APR
Rate6.240%
RV, Boat & Sport Loans ≤ 4 years
auto_any_72mo
6.740% APR
Rate6.740%
First-Time Buyer Auto Loans 6 years
auto_any_60mo
6.740% APR
Rate6.740%
Motorcycle Loans 5 years
auto_any_60mo
6.740% APR
Rate6.740%
RV, Boat & Sport Loans 5 years
auto_any_48mo
7.240% APR
Rate7.240%
First-Time Buyer Motorcycle Loans ≤ 4 years
auto_any_72mo
7.240% APR
Rate7.240%
Motorcycle Loans 6 years
auto_any_72mo
7.240% APR
Rate7.240%
RV, Boat & Sport Loans 6 years
auto_any_60mo
7.740% APR
Rate7.740%
First-Time Buyer Motorcycle Loans 5 years
auto_any_84mo
7.740% APR
Rate7.740%
Motorcycle Loans 7 years
auto_any_84mo
7.740% APR
Rate7.740%
RV, Boat & Sport Loans 7 years
auto_any_72mo
8.240% APR
Rate8.240%
First-Time Buyer Motorcycle Loans 6 years
auto_any_108mo
8.240% APR
Rate8.240%
RV, Boat & Sport Loans 8 - 9 years
auto
8.740% APR
Rate8.740%
RV, Boat & Sport Loans 10 - 11 years
auto
9.240% APR
Rate9.240%
RV, Boat & Sport Loans 12 - 15 years
credit_card_secured
16.750% APR
Rate16.750%
Secured Platinum Visa Credit Card

HELOC Rates

Rates as of July 9, 2026

heloc_variable
6.750% APR
Rate6.750%
Traditional HELOC
heloc_fixed
7.000% APR
Rate7.000%
Home Equity Loan ≤ 10 years
heloc_variable
7.000% APR
Rate7.000%
Interest-Only HELOC
heloc_fixed
7.500% APR
Rate7.500%
Home Equity Loan 15 years
heloc_fixed
8.000% APR
Rate8.000%
Home Equity Loan 20 years
heloc_fixed
8.250% APR
Rate8.250%
100% CLTV Home Equity Loan

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured_24mo
5.500% APR
Rate5.500%
Credit Builder Loans 2 years
personal_unsecured_9mo
5.500% APR
Rate5.500%
Credit Builder Loans 9 months
personal_unsecured_48mo
5.740% APR
Rate5.740%
Classic Loans ≤ 4 years
personal_unsecured_60mo
6.240% APR
Rate6.240%
Classic Loans 5 years
personal_unsecured_60mo
6.500% APR
Rate6.500%
Credit Builder Loans 5 years
personal_unsecured_72mo
6.740% APR
Rate6.740%
Classic Loans 6 years
personal_unsecured_84mo
7.240% APR
Rate7.240%
Classic Loans 7 years
personal_unsecured_24mo
9.000% APR
Rate9.000%
Personalized Loans 2 years
personal_unsecured_48mo
10.000% APR
Rate10.000%
Personalized Loans 4 years
personal
14.000% APR
Rate14.000%
Lines of Credit

Frequently Asked Questions

What rates does Rize offer?

Rize currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Rize rates updated?

RateAPI verifies Rize's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Rize's rate data?

Rate data is collected directly from Rize's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Rize's mortgage rate?

As of July 9, 2026, Rize offers a money_market mortgage at 1.25% APR.

What is Rize's auto loan rate?

As of July 9, 2026, Rize offers auto loans from 2.9% APR.

Related Rate Data

Compare Rize's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

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View Methodology

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terminal
# Get rates for Rize
curl "https://api.rateapi.dev/credit-unions/california/rize" \
  -H "Authorization: Bearer YOUR_API_KEY"
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