Rancho

downey, California
Last verified: July 6, 2026

Auto loans available from 4.74% APR. HELOC rates from 8.25% APR. Personal loan rates from 10.99% APR.

Source: RateAPI.dev, verified from Rancho's official website

Auto Loan Rates

Rates as of July 6, 2026

auto
4.740% APR
Rate4.740%
Auto Loans
auto
4.740% APR
Rate4.740%
Auto Loan
credit_card
10.750% APR
Rate10.750%
Credit Cards
credit_card
10.750% APR
Rate10.750%
Premier Mastercard

HELOC Rates

Rates as of July 6, 2026

heloc
8.250% APR
Rate8.250%
Home Equity Line

Personal Loan Rates

Rates as of July 6, 2026

personal_unsecured
10.990% APR
Rate10.990%
Personal Loans

Frequently Asked Questions

What rates does Rancho offer?

Rancho currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Rancho rates updated?

RateAPI verifies Rancho's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Rancho's rate data?

Rate data is collected directly from Rancho's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Rancho's auto loan rate?

As of July 6, 2026, Rancho offers auto loans from 4.74% APR.

Related Rate Data

Compare Rancho's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Rancho
curl "https://api.rateapi.dev/credit-unions/california/rancho" \
  -H "Authorization: Bearer YOUR_API_KEY"