Provident

redwood city, California
Last verified: July 9, 2026

As of July 9, 2026, Provident offers a cd mortgage at 3.5% APR (3.5% rate, 0 points). Auto loans available from 5.5% APR.

Source: RateAPI.dev, verified from Provident's official website

Mortgage Rates

Rates as of July 9, 2026

cd
3.500% APR
Rate3.500%
Points0
Pick-A-Term Certificates

Auto Loan Rates

Rates as of July 9, 2026

auto_any
5.500% APR
Rate5.500%
New & Used Auto Loan
auto_any
5.500% APR
Rate5.500%
New and Used Vehicle Loans
auto_any
7.500% APR
Rate7.500%
New & Used Boat Loan
auto_any
7.500% APR
Rate7.500%
New & Used Motorcycle Loan
auto_any
7.500% APR
Rate7.500%
New and Used Motorcycle Loan
auto_any
9.000% APR
Rate9.000%
New & Used Recreational Vehicle Loan
auto
11.125% APR
Rate11.125%
College Auto Loan

Frequently Asked Questions

What rates does Provident offer?

Provident currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Provident rates updated?

RateAPI verifies Provident's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Provident's rate data?

Rate data is collected directly from Provident's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Provident's mortgage rate?

As of July 9, 2026, Provident offers a cd mortgage at 3.5% APR.

What is Provident's auto loan rate?

As of July 9, 2026, Provident offers auto loans from 5.5% APR.

Related Rate Data

Compare Provident's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Provident
curl "https://api.rateapi.dev/credit-unions/california/provident" \
  -H "Authorization: Bearer YOUR_API_KEY"