--- title: "Premier One Credit Union Rates - California" description: "Current mortgage rates from Premier One Credit Union in California. Updated daily with source verification. See who can join Premier One Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/premier-one" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Premier One Credit Union Rates - California ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Manufactured Home Loan** other | — APR | 8.450% | — | Standard | Premier One Credit Union mortgage rates as of November 12, 2026 Premier One Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/premier-one) , verified from [Premier One Credit Union's official website](https://www.premieronecu.org/) Loading branch locator… ## About Premier One Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 27.4K Assets $656.4M Founded 1968 Locations reported 6 NCUA charter 68540 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Keypoint** Santa Teresa Branch · San Jose · CA · 95139-1322 About 0.7 miles away](https://rateapi.dev/credit-unions/california/keypoint) [**Excite** Corporate Office · San Jose · CA · 95119-1306 About 0.7 miles away](https://rateapi.dev/credit-unions/california/excite) [**Provident** Branch Office · San Jose · CA · 95123-3714 About 1.6 miles away](https://rateapi.dev/credit-unions/california/provident) [**Meriwest** Cottle Financial Center · San Jose · CA · 95123 About 1.8 miles away](https://rateapi.dev/credit-unions/california/meriwest) [**Commonwealth Central** Corporate Office · San Jose · CA · 95138 About 2.2 miles away](https://rateapi.dev/credit-unions/california/commonwealth-central) [**Citizens Equity First** Branham Member Center · San Jose · CA · 95136-2339 About 3.7 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Premier One Credit Union Membership eligibility from Premier One Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Premier One Credit Union's website. Check the membership page below to confirm whether you qualify. - Location santa clara, santa cruz, monterey, san benito, alameda, san mateo, merced, san joaquin, stanislaus — CA Verified from [Premier One Credit Union's membership page](https://www.premieronecu.org/about-us/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Premier One Credit Union Geography 9 counties · Family 37 published paths to membership, last verified November 8, 2026, quoted from Premier One Credit Union’s own published criteria. ### Geography 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Alameda County, CA - Merced County, CA - Monterey County, CA - San Benito County, CA - San Joaquin County, CA - San Mateo County, CA - Santa Clara County, CA - Santa Cruz County, CA - Stanislaus County, CA “Any person who lives, works, attends school, or worships in the following counties is eligible for membership: Santa Clara County Santa Cruz County Monterey County San Benito County Alameda County San Mateo County Merced County San Joaquin County Stanislaus County” > [source ↗](https://www.premieronecu.org/about-us/become-a-member) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family “Immediate family members of current members may also qualify to join.” > [source ↗](https://www.premieronecu.org/about-us/become-a-member) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Premier One Credit Union? Yes No ## Work at Premier One Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Premier One Credit Union ranks against California peers. - See which AI assistants fetched Premier One Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=premier-one&state=california&code=CA&name=Premier%20One%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Premier One Credit Union offer? Premier One Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Premier One Credit Union rates updated? RateAPI verifies Premier One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Premier One Credit Union's rate data? Rate data is collected directly from Premier One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Premier One Credit Union? Premier One Credit Union publishes its membership criteria on its own website. RateAPI tracks 37 published membership paths covering 9 counties for Premier One Credit Union, each quoted from Premier One Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Premier One Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.premieronecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Premier One Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Premier One Credit Union curl "https://api.rateapi.dev/credit-unions/california /premier-one " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Premier One Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/premier-one Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp