--- title: "Patelco Credit Union Rates - California" description: "Current credit card, and savings & cd rates from Patelco Credit Union in California. Updated daily with source verification. See who can join Patelco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/patelco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Patelco Credit Union Rates - California ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Points Rewards World Mastercard® Credit Card** credit_card_rewards | — APR | 11.650% | — | Standard | Patelco Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Business Money Market** money_market | — APY | 3.25% | — | Eligibility restricted | Patelco Credit Union savings & cd rates as of November 12, 2026 Patelco Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/patelco) , verified from [Patelco Credit Union's official website](https://www.patelco.org/) Loading branch locator… ## About Patelco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 543.9K Assets $9.6B Founded 1936 Locations reported 36 NCUA charter 68579 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Technology** Dublin Branch · Dublin · CA · 94568-3118 About 1.0 miles away](https://rateapi.dev/credit-unions/california/technology) [**The Police** PLEASANTON · Pleasanton · CA · 94588 About 1.2 miles away](https://rateapi.dev/credit-unions/california/the-police) [**Nuvision** Pleasanton · Pleasanton · CA · 94588-2707 About 1.4 miles away](https://rateapi.dev/credit-unions/california/nuvision) [**1st United** Main · Pleasanton · CA · 94588 About 1.4 miles away](https://rateapi.dev/credit-unions/california/1st-united) [**Keypoint** Dublin · Dublin · CA · 94568 About 2.0 miles away](https://rateapi.dev/credit-unions/california/keypoint) [**Provident** Branch Office · Dublin · CA · 94568 About 2.7 miles away](https://rateapi.dev/credit-unions/california/provident) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Patelco Credit Union Membership eligibility from Patelco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via the Financial Fitness Association - Location Alameda, Contra Costa, El Dorado, Marin, Merced, Napa, Placer, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara, Solano, Sonoma, Stanislaus, Yolo - Association Financial Fitness Association Verified from [Patelco Credit Union's membership page](https://www.patelco.org/about-patelco/become-a-member) . Final membership determination is always made by the credit union. ## Work at Patelco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Patelco Credit Union ranks against California peers. - See which AI assistants fetched Patelco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=patelco&state=california&code=CA&name=Patelco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Patelco Credit Union offer? Patelco Credit Union currently offers credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Patelco Credit Union rates updated? RateAPI verifies Patelco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Patelco Credit Union's rate data? Rate data is collected directly from Patelco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Patelco Credit Union? Membership via the Financial Fitness Association ## Related Rate Data Compare Patelco Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.patelco.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Patelco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Patelco Credit Union curl "https://api.rateapi.dev/credit-unions/california /patelco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Patelco Credit Union locations Search, filter, and browse all 36 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/patelco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp