--- title: "Pacific Service Credit Union Rates (Nov 2026): CDs to 1.00%" description: "Pacific Service Credit Union rates today: savings & CDs up to 1.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Pacific Service Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/pacific-service" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Pacific Service Credit Union Rates (Nov 2026): CDs to 1.00% ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 2.000% | 60 mo | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.990% | — | Standard | | **Personal Closed End** personal_unsecured_60mo | — APR | 8.990% | 60 mo | Standard | Pacific Service Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Stack Savings** savings | 0.05% APY | 0.05% | — | Standard | | **Savings** savings | 0.05% APY | 0.05% | — | Standard | | **Savings** savings | 0.10% APY | 0.10% | — | Standard | | **Savings** savings | 0.15% APY | 0.15% | — | Standard | | **Stack Checking** checking | 1.00% APY | 1.00% | — | Standard | Pacific Service Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 1.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/pacific-service) , verified from [Pacific Service Credit Union's official website](https://www.pacificservice.org/) Loading branch locator… ## About Pacific Service Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 71K Assets $1.3B Founded 1936 Locations reported 6 NCUA charter 68413 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Communityamerica** 2nd Street Concord · Concord · CA · 94519 About 1.1 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Chevron** Concord Headquarters · Concord · CA · 94520 About 1.2 miles away](https://rateapi.dev/credit-unions/california/chevron) [**Travis** Veranda Branch · Concord · CA · 94520 About 1.8 miles away](https://rateapi.dev/credit-unions/california/travis) [**Patelco** CONCORD · Concord · CA · 94520 About 1.8 miles away](https://rateapi.dev/credit-unions/california/patelco) [**Diablo Valley** Concord · Concord · CA · 94518-2457 About 2.5 miles away](https://rateapi.dev/credit-unions/california/diablo-valley) [**United Association** LOCATION OF RECORDS · Concord · CA · 94518 About 2.9 miles away](https://rateapi.dev/credit-unions/california/united-association) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Pacific Service Credit Union Membership eligibility from Pacific Service Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Pacific Service Credit Union's website. Check the membership page below to confirm whether you qualify. - Location alameda, contra costa, fresno, marin, napa, placer, sacramento, san francisco, san mateo, santa clara, solano, sonoma — CA - Employer PG&E Corporation - Association Financial Fitness Association Verified from [Pacific Service Credit Union's membership page](https://www.pacificservice.org/membership-eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Pacific Service Credit Union Geography 12 counties · Employers 2 · Associations · Family 2 53 published paths to membership, last verified November 8, 2026, quoted from Pacific Service Credit Union’s own published criteria. ### Geography 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Alameda County, CA - Contra Costa County, CA - Fresno County, CA - Marin County, CA - Napa County, CA - Placer County, CA - Sacramento County, CA - San Francisco County, CA - San Mateo County, CA - Santa Clara County, CA - Solano County, CA - Sonoma County, CA “Anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano or Sonoma counties (California).” > [source ↗](https://www.pacificservice.org/membership-eligibility) ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of PG&E Corporation “Employees or retirees of PG&E Corporation and its domestic subsidiaries, including Pacific Gas and Electric Company (PG&E), PG&E National Energy Group and Pacific Venture Capital, LLC.” > [source ↗](https://www.pacificservice.org/learn/membership-eligibility) - Employee of PG&E Corporation - Retired employee of PG&E Corporation “Employees or retirees of PG&E Corporation and its domestic subsidiaries, including Pacific Gas and Electric Company (PG&E), PG&E National Energy Group and Pacific Venture Capital, LLC.” > [source ↗](https://www.pacificservice.org/membership-eligibility) - Retiree of PG&E Corporation ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of Financial Fitness Association “Members of the Financial Fitness Association .” > [source ↗](https://www.pacificservice.org/learn/membership-eligibility) - Member of Financial Fitness Association ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member spouse, child, parent, sibling, grandparent, grandchild, nephews, nieces, cousins “Immediate family members of a current Pacific Service CU member, including spouse, children, parents, siblings, grandparents, grandchildren, nephews, nieces and cousins.” > [source ↗](https://www.pacificservice.org/membership-eligibility) - Family member (spouse, child, parent, sibling, grandparent, grandchild, nephews, nieces, cousins) of a member - Family of a member household member “Household members of a current Pacific Service CU member, including roommates.” > [source ↗](https://www.pacificservice.org/membership-eligibility) - Family member (household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Pacific Service Credit Union? Yes No ## Work at Pacific Service Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pacific Service Credit Union ranks against California peers. - See which AI assistants fetched Pacific Service Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=pacific-service&state=california&code=CA&name=Pacific%20Service%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Pacific Service Credit Union offer? Pacific Service Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Pacific Service Credit Union rates updated? RateAPI verifies Pacific Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Pacific Service Credit Union's rate data? Rate data is collected directly from Pacific Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Pacific Service Credit Union's best CD rate? As of November 12, 2026, Pacific Service Credit Union offers savings and certificate (CD) yields up to 1.00% APY. ### Who can join Pacific Service Credit Union? Pacific Service Credit Union publishes its membership criteria on its own website. RateAPI tracks 53 published membership paths covering 12 counties, 2 employers and 1 association for Pacific Service Credit Union, each quoted from Pacific Service Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Pacific Service Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.pacificservice.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Pacific Service Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Pacific Service Credit Union curl "https://api.rateapi.dev/credit-unions/california /pacific-service " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Pacific Service Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/pacific-service Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp