Pacific Service Credit Union

Concord, California
Last verified: August 4, 2026
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Verified rate book

Current Pacific Service Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Pacific Service Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Mortgageother6.510% APR6.510%Standard

Auto & vehicle rates

1 offer
Pacific Service Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.240% APR4.240%Standard

Personal loan rates

1 offer
Pacific Service Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.990% APR8.990%Standard

Credit card rates

1 offer
Pacific Service Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.750% APR10.750%Standard

As of August 4, 2026, Pacific Service Credit Union offers mortgage rates from 6.51% APR. Auto loans available from 4.24% APR. Personal loan rates from 8.99% APR. Credit card rates from 10.75% APR.

Source: RateAPI.dev, verified from Pacific Service Credit Union's official website

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About Pacific Service Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
71K
Assets
$1.3B
Founded
1936
Locations reported
6
NCUA charter
68413
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Pacific Service Credit Union

Membership eligibility from Pacific Service Credit Union's own published criteria. How we verify this.

Membership via employers (PG&E Corporation) or the Financial Fitness Association ($0)

  • LocationAlameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, Sonoma
  • EmployerPG&E Corporation
  • AssociationFinancial Fitness Association

Cost to join: No membership fee or minimum deposit listed.

Verified from Pacific Service Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Pacific Service Credit Union?

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Frequently Asked Questions

What rates does Pacific Service Credit Union offer?

Pacific Service Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Pacific Service Credit Union rates updated?

RateAPI verifies Pacific Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Pacific Service Credit Union's rate data?

Rate data is collected directly from Pacific Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Pacific Service Credit Union's mortgage rate?

As of August 4, 2026, Pacific Service Credit Union offers mortgage rates from 6.51% APR.

What are Pacific Service Credit Union's auto loan rates?

As of August 4, 2026, Pacific Service Credit Union offers auto loans from 4.24% APR.

What is Pacific Service Credit Union's personal loan rate?

As of August 4, 2026, Pacific Service Credit Union offers personal loans from 8.99% APR.

Related Rate Data

Compare Pacific Service Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Pacific Service Credit Union
curl "https://api.rateapi.dev/credit-unions/california/pacific-service" \
  -H "Authorization: Bearer YOUR_API_KEY"