--- title: "Oceanair Credit Union Rates - California" description: "Current savings & cd rates from Oceanair Credit Union in California. Updated daily with source verification. See who can join Oceanair Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/oceanair" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Oceanair Credit Union Rates - California ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 4.65% | 12 mo | Standard | Oceanair Credit Union savings & cd rates as of November 13, 2026 Oceanair Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/oceanair) , verified from [Oceanair Credit Union's official website](https://oceanair.org/) Loading branch locator… ## About Oceanair Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 27.3K Assets $870.8M Founded 1952 Locations reported 5 NCUA charter 7608 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ventura County** Riverpark Branch · Oxnard · CA · 93036 About 1.6 miles away](https://rateapi.dev/credit-unions/california/ventura-county) [**Wescom Central** Oxnard · Oxnard · CA · 93036 About 2.1 miles away](https://rateapi.dev/credit-unions/california/wescom-central) [**Premier America** North Oxnard Branch · Oxnard · CA · 93036 About 2.4 miles away](https://rateapi.dev/credit-unions/california/premier-america) [**County Schools** Hot Site · Ventura · CA · 93003 About 3.3 miles away](https://rateapi.dev/credit-unions/california/county-schools) [**Communityamerica** Ventura · Ventura · CA · 93003 About 3.4 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Schoolsfirst** 75 - Ventura District Service Center · Ventura · CA · 93003 About 3.7 miles away](https://rateapi.dev/credit-unions/california/schoolsfirst) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Oceanair Credit Union Membership eligibility from Oceanair Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Oceanair Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Oceanair Credit Union's membership page](https://oceanair.org/) . Final membership determination is always made by the credit union. ## Work at Oceanair Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Oceanair Credit Union ranks against California peers. - See which AI assistants fetched Oceanair Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=oceanair&state=california&code=CA&name=Oceanair%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Oceanair Credit Union offer? Oceanair Credit Union is a credit union in California. Rate data is currently being verified. ### How often are Oceanair Credit Union rates updated? RateAPI verifies Oceanair Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Oceanair Credit Union's rate data? Rate data is collected directly from Oceanair Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Oceanair Credit Union? Oceanair Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Oceanair Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://oceanair.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Oceanair Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Oceanair Credit Union curl "https://api.rateapi.dev/credit-unions/california /oceanair " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Oceanair Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/oceanair Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp