--- title: "Nikkei Credit Union Rates - California" description: "Current mortgage, vehicle loan, personal loan, credit card, and savings & cd rates from Nikkei Credit Union in California. Updated daily with source verification. See who can join Nikkei Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/nikkei" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Nikkei Credit Union Rates - California ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **1st Lien 5/1 ARM** 5 1 arm | — APR | 6.650% | — | Standard | | **Junior Lien 5/1 ARM** 5 1 arm | — APR | 7.150% | — | Standard | Nikkei Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Up to 96-Month New Auto Loan** auto_new_96mo | — APR | 5.000% | 96 mo · new | Standard | | **Up to 156-Month New RV Loan** rv_new_156mo | — APR | 7.000% | 156 mo · new | Standard | Nikkei Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 13.000% | 60 mo | Standard | Nikkei Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Revolving Credit** credit_card | — APR | 13.000% | — | Standard | Nikkei Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | — APY | 0.05% | — | Standard | | **Money Market** money_market | — APY | 0.05% | — | Standard | | **Individual Retirement Accounts (Traditional and Roth)** ira | — APY | 0.05% | — | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 2.75% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 2.75% | 24 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 2.85% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 2.85% | 12 mo | Standard | | **12 Months with 2 Withdrawals** cd_12mo | — APY | 2.85% | 12 mo | Standard | Nikkei Credit Union savings & cd rates as of November 13, 2026 Nikkei Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/nikkei) , verified from [Nikkei Credit Union's official website](https://www.nikkeicu.org/) Loading branch locator… ## About Nikkei Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.8K Assets $80.6M Founded 1951 Locations reported 2 NCUA charter 65059 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Los Angeles** Gardena · Gardena · CA · 90248-3370 About 0.9 miles away](https://rateapi.dev/credit-unions/california/los-angeles) [**Northrop Grumman** Gardena - Main Office · Gardena · CA · 90248-4220 About 1.4 miles away](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Kinecta** Gardena · Gardena · CA · 90248 About 1.4 miles away](https://rateapi.dev/credit-unions/california/kinecta) [**Schoolsfirst** 30 - Gardena In-Store · Gardena · CA · 90248-3220 About 1.4 miles away](https://rateapi.dev/credit-unions/california/schoolsfirst) [**Mattel** Nikkei - Gardena · Gardena · CA · 90248 About 1.8 miles away](https://rateapi.dev/credit-unions/california/mattel) [**California** Carson · CARSON · CA · 90746-1973 About 1.8 miles away](https://rateapi.dev/credit-unions/california/california) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Nikkei Credit Union Membership eligibility from Nikkei Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Nikkei Credit Union's website. Check the membership page below to confirm whether you qualify. - Location los angeles, orange — CA - Employer Filipino American Chamber of Commerce of SouthBay Los Angeles Area (FACC-SLAA) - Association Japanese American Cultural and Community Center Verified from [Nikkei Credit Union's membership page](https://www.nikkeicu.org/seg) . Final membership determination is always made by the credit union. ## Membership rules for Nikkei Credit Union Geography 2 counties · Employers · Associations · Family 5 published paths to membership, last verified August 27, 2026, quoted from Nikkei Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Los Angeles County, CA - Orange County, CA “Persons of Japanese ancestry and their immediate family living in Los Angeles and Orange Counties, California; employees of this Credit Union and organizations of such persons. Immediate family shall include any family members related by blood, law or marriage, or residing within the same household.” > [source ↗](https://www.nikkeicu.org/seg) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Chamber of Commerce “Employees and members of the Filipino American Chamber of Commerce of SouthBay Los Angeles Area (FACC-SLAA), Carson, California” > [source ↗](https://www.nikkeicu.org/seg) - Employee of Chamber of Commerce ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Japanese American Cultural and Community Center “Employees and members of the Japanese American Cultural and Community Center, Los Angeles, California.” > [source ↗](https://www.nikkeicu.org/seg) - Member of Japanese American Cultural and Community Center ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family, household member “Nikkei/Mabuhay Credit Union's field of membership includes those who meet the criteria listed below or who has a family member or household member who is already a member of the Credit Union.” > [source ↗](https://www.nikkeicu.org/seg) - Family member (family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Nikkei Credit Union? Yes No ## Work at Nikkei Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Nikkei Credit Union ranks against California peers. - See which AI assistants fetched Nikkei Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=nikkei&state=california&code=CA&name=Nikkei%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Nikkei Credit Union offer? Nikkei Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Nikkei Credit Union rates updated? RateAPI verifies Nikkei Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Nikkei Credit Union's rate data? Rate data is collected directly from Nikkei Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Nikkei Credit Union? Nikkei Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 2 counties, 1 employer and 1 association for Nikkei Credit Union, each quoted from Nikkei Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Nikkei Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.nikkeicu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Nikkei Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Nikkei Credit Union curl "https://api.rateapi.dev/credit-unions/california /nikkei " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Nikkei Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/nikkei Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp