Mypoint

san diego, California
Last verified: July 6, 2026

As of July 6, 2026, Mypoint offers a savings mortgage at 3.25% APR (3.25% rate, 0 points). Auto loans available from 2.99% APR. Personal loan rates from 7.49% APR.

Source: RateAPI.dev, verified from Mypoint's official website

Mortgage Rates

Rates as of July 6, 2026

savings
3.250% APR
Rate3.250%
Points0
High-Yield Checking
cd
3.850% APR
Rate3.850%
Points0
MyTerm CD

Auto Loan Rates

Rates as of July 6, 2026

credit_card
2.990% APR
Rate2.990%
MyPoint Perks Visa
auto
5.340% APR
Rate5.340%
Auto Loans
auto
5.340% APR
Rate5.340%
Newer Green Auto - electric or plug-in hybrid
auto
5.590% APR
Rate5.590%
Newer Auto
auto_used
6.840% APR
Rate6.840%
Used Green Auto - electric or plug-in hybrid
auto
6.990% APR
Rate6.990%
Motorcycles
auto_used
7.090% APR
Rate7.090%
Used Auto
auto
10.000% APR
Rate10.000%
Newer RV
auto_used
10.000% APR
Rate10.000%
Used RV
auto
10.450% APR
Rate10.450%
Other Secured (e.g. ATV or Jet Ski's)
credit_card
11.740% APR
Rate11.740%
Ultra VISA® Card

Personal Loan Rates

Rates as of July 6, 2026

personal
7.490% APR
Rate7.490%
Solar & Green Living Loans

Frequently Asked Questions

What rates does Mypoint offer?

Mypoint currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Mypoint rates updated?

RateAPI verifies Mypoint's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Mypoint's rate data?

Rate data is collected directly from Mypoint's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mypoint's mortgage rate?

As of July 6, 2026, Mypoint offers a savings mortgage at 3.25% APR.

What is Mypoint's auto loan rate?

As of July 6, 2026, Mypoint offers auto loans from 2.99% APR.

Related Rate Data

Compare Mypoint's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mypoint
curl "https://api.rateapi.dev/credit-unions/california/mypoint" \
  -H "Authorization: Bearer YOUR_API_KEY"