---
title: "Mypoint Credit Union Rates &amp; Who Can Join - California"
description: "Mypoint Credit Union is a credit union in California. Rate data is being verified. See who can join Mypoint Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/california/mypoint"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Mypoint Credit Union Rates &amp; Who Can Join - California

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Mypoint Credit Union is a credit union in California. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/mypoint) , verified from [Mypoint Credit Union's official website](https://www.mypointcu.com/)

Loading branch locator…

## About Mypoint Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

28.1K

Assets

$701.1M

Founded

1948

Locations reported

7

NCUA charter

68377

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**California Coast** Spectrum Center · San Diego · CA · 92123-1407 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/california-coast) [**Northrop Grumman** Kearny Mesa · San Diego · CA · 92123-1443 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Sag-Aftra** Centurion Disaster Recovery · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/california/sag-aftra) [**Universal City Studios** Symitar, A Jack Henry Companry - Centurion Disaster Recovery · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/california/universal-city-studios) [**Carolina Foothills** Symitar · San Diego · CA · 92123 About 0.8 miles away](https://rateapi.dev/credit-unions/south-carolina/carolina-foothills) [**Dixies** Jack Henry & Associates · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/south-carolina/dixies)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Mypoint Credit Union

Membership eligibility from Mypoint Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Mypoint Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location san diego, riverside — CA

Verified from [Mypoint Credit Union's membership page](https://www.mypointcu.com/learn/membership) . Final membership determination is always made by the credit union.

## Membership rules for Mypoint Credit Union

Geography 2 counties · Family 2

8 published paths to membership, last verified August 27, 2026, quoted from Mypoint Credit Union’s own published criteria.

### Geography 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Riverside County, CA
- San Diego County, CA

“MyPoint Credit Union membership offers many benefits and is available to everyone who lives, works or worships in San Diego and Riverside Counties.”

> [source ↗](https://www.mypointcu.com/learn/membership)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member immediate family members

“Plus, once you become a member, any of your immediate family members are also eligible to join our credit union online or in person.”

> [source ↗](https://www.mypointcu.com/learn/membership)

- Family member (immediate family members) of a member
  - Family of a member immediate family

“Plus, once you become a member, any of your immediate family members are also eligible to join our credit union online or in person.”

> [source ↗](https://www.mypointcu.com/learn/membership)

- Family member (immediate family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Mypoint Credit Union? Yes No

## Work at Mypoint Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mypoint Credit Union ranks against California peers.

- See which AI assistants fetched Mypoint Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in California
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mypoint&amp;state=california&amp;code=CA&amp;name=Mypoint%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Mypoint Credit Union offer?

Mypoint Credit Union is a credit union in California. Rate data is currently being verified.

### How often are Mypoint Credit Union rates updated?

RateAPI verifies Mypoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Mypoint Credit Union's rate data?

Rate data is collected directly from Mypoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Mypoint Credit Union?

Mypoint Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 2 counties for Mypoint Credit Union, each quoted from Mypoint Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Mypoint Credit Union's rates against national credit-union benchmarks.

[More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.mypointcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Mypoint Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Mypoint Credit Union
curl "https://api.rateapi.dev/credit-unions/california /mypoint " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Mypoint Credit Union locations

Search, filter, and browse all 7 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/california/mypoint
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
