As of July 6, 2026, Monterra offers a savings mortgage at 3.5% APR (3.5% rate, 0 points). Auto loans available from 1.99% APR. HELOC rates from 5.99% APR. Personal loan rates from 9.74% APR.
Source: RateAPI.dev, verified from Monterra's official website
Rates as of July 6, 2026
Rates as of July 6, 2026
Rates as of July 6, 2026
Rates as of July 6, 2026
Monterra currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.
RateAPI verifies Monterra's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.
Rate data is collected directly from Monterra's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 6, 2026, Monterra offers a savings mortgage at 3.5% APR.
As of July 6, 2026, Monterra offers auto loans from 1.99% APR.
Compare Monterra's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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View MethodologyAccess this data programmatically with our REST API
# Get rates for Monterra
curl "https://api.rateapi.dev/credit-unions/california/monterra" \
-H "Authorization: Bearer YOUR_API_KEY"