--- title: "Monterra Credit Union Rates & Who Can Join - California" description: "Monterra Credit Union is a credit union in California. Rate data is being verified. See who can join Monterra Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/monterra" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Monterra Credit Union Rates & Who Can Join - California No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Monterra Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/monterra) , verified from [Monterra Credit Union's official website](https://www.monterra.org/) Loading branch locator… ## About Monterra Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 100.3K Assets $1.9B Founded 1952 Locations reported 10 NCUA charter 62736 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Stanford** Redwood City · Redwood City · CA · 94063 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/stanford) [**Patelco** REDWOOD CITY · Redwood City · CA · 94063 About 1.6 miles away](https://rateapi.dev/credit-unions/california/patelco) [**Polam** Redwood City · Redwood City · CA · 94063-1846 About 1.7 miles away](https://rateapi.dev/credit-unions/california/polam) [**San Francisco** Redwood City Branch · Redwood City · CA · 94063 About 2.1 miles away](https://rateapi.dev/credit-unions/california/san-francisco) [**Upward** San Francisco Federal Credit Union · Redwood City · CA · 94063 About 2.1 miles away](https://rateapi.dev/credit-unions/california/upward) [**Premier One** SEQUOIA · REDWOOD CITY · CA · 94063-1212 About 2.4 miles away](https://rateapi.dev/credit-unions/california/premier-one) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Monterra Credit Union Membership eligibility from Monterra Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Monterra Credit Union's website. Check the membership page below to confirm whether you qualify. - Association partner organizations Verified from [Monterra Credit Union's membership page](https://www.monterra.org/open-an-account) . Final membership determination is always made by the credit union. ## Membership rules for Monterra Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Monterra Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of partner organizations “You are a member of or employed by one of our partner organizations or businesses .” > [source ↗](https://www.monterra.org/open-an-account) - Member of partner organizations ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member, domestic partner, roommate “You have a family member, domestic partner, or roommate that is a member of Monterra Credit Union.” > [source ↗](https://www.monterra.org/open-an-account) - Family member (family member, domestic partner, roommate) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Monterra Credit Union? Yes No ## Work at Monterra Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Monterra Credit Union ranks against California peers. - See which AI assistants fetched Monterra Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=monterra&state=california&code=CA&name=Monterra%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Monterra Credit Union offer? Monterra Credit Union is a credit union in California. Rate data is currently being verified. ### How often are Monterra Credit Union rates updated? RateAPI verifies Monterra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Monterra Credit Union's rate data? Rate data is collected directly from Monterra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Monterra Credit Union? Monterra Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Monterra Credit Union, each quoted from Monterra Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Monterra Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.monterra.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Monterra Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Monterra Credit Union curl "https://api.rateapi.dev/credit-unions/california /monterra " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Monterra Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/monterra Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp