Mokelumne

lodi, California
Last verified: July 15, 2026

As of July 15, 2026, Mokelumne offers a ploc_variable mortgage at 7.99% APR (7.99% rate, 0 points). Auto loans available from 4.74% APR. Personal loan rates from 7.99% APR.

Source: RateAPI.dev, verified from Mokelumne's official website

Who Can Join Mokelumne

Membership eligibility from Mokelumne's own published criteria. How we verify this.

Community charter: live/work in San Joaquin County, CA

Cost to join: About $26 (a $1 membership fee plus a $25 minimum deposit).

Verified from Mokelumne's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

ploc_variable
7.990% APR
Rate7.990%
Points0
Checking Overdraft Line of Credit ($1000 Maximum)

Auto Loan Rates

Rates as of July 15, 2026

auto_new
4.740% APR
Rate4.740%
New Auto / Motorcycle (2025 and newer) Up to 100% Financing
auto_used
4.740% APR
Rate4.740%
Used Auto / Motorcycle (2020 to 2024) Up to 100% Financing
auto_used
6.700% APR
Rate6.700%
Older Auto / Motorcycle (Autos and Motorcycles still valued in used Kelly Blue Book) Up to 100% Financing
auto_new
8.500% APR
Rate8.500%
New R.V./Boat (2025 and newer) Up to 100% Financing
auto_used
10.650% APR
Rate10.650%
Used R.V./Boat (2017 to 2024) Up to 100% Financing

Personal Loan Rates

Rates as of July 15, 2026

ploc_variable
7.990% APR
Rate7.990%
Signature Line of Credit
personal_unsecured
7.990% APR
Rate7.990%
Signature Loan –Fixed Term

Frequently Asked Questions

What rates does Mokelumne offer?

Mokelumne currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Mokelumne rates updated?

RateAPI verifies Mokelumne's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Mokelumne's rate data?

Rate data is collected directly from Mokelumne's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mokelumne's mortgage rate?

As of July 15, 2026, Mokelumne offers a ploc_variable mortgage at 7.99% APR.

What is Mokelumne's auto loan rate?

As of July 15, 2026, Mokelumne offers auto loans from 4.74% APR.

Related Rate Data

Compare Mokelumne's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mokelumne
curl "https://api.rateapi.dev/credit-unions/california/mokelumne" \
  -H "Authorization: Bearer YOUR_API_KEY"