--- title: "Mokelumne Credit Union Rates: Vehicle 4.74%, Personal 7.99%" description: "Mokelumne Credit Union rates today: vehicle loans from 4.74% APR, personal loans from 7.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Mokelumne Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/mokelumne" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mokelumne Credit Union Rates: Vehicle 4.74%, Personal 7.99% ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New Auto / Motorcycle** motorcycle_new_84mo | 4.740% APR | 4.740% | 84 mo · new | Standard | | **Used Auto / Motorcycle** motorcycle_used_84mo | — APR | 4.740% | 84 mo · used | Standard | | **Older Auto / Motorcycle** motorcycle_used_72mo | — APR | 6.700% | 72 mo · used | Standard | | **New R.V./Boat** boat_new_180mo | — APR | 8.500% | 180 mo · new | Standard | | **Used R.V./Boat** boat_used_180mo | — APR | 10.650% | 180 mo · used | Standard | Mokelumne Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan –Fixed Term** personal_unsecured | 7.990% APR | 7.990% | — | Standard | | **Checking Overdraft Line of Credit** ploc_variable | — APR | 7.990% | — | Standard | Mokelumne Credit Union personal loan rates as of November 12, 2026 Vehicle loans available from 4.74% APR for 84 months. Personal loan rates from 7.99% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/mokelumne) , verified from [Mokelumne Credit Union's official website](https://www.mokelumnefcu.com/) Best product position **Better than the California median** personal loan Gap to state best **499 bp** 499 bp from state best Vs. state median **199 bp better than median** personal loan Products ranked **1** across tracked California markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 7.99% | Better than the California median | 499 bp from state best | 199 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Mokelumne Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=mokelumne&state=california&code=CA&name=Mokelumne%20Credit%20Union) Loading branch locator… ## About Mokelumne Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.9K Assets $58.1M Founded 1959 Locations reported 2 NCUA charter 13265 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Self-Help** Stockton · Stockton · CA · 95219 About 9.3 miles away](https://rateapi.dev/credit-unions/north-carolina/self-help) [**Communityamerica** Brentwood · Brentwood · CA · 94513 About 11.2 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Valley Strong** Pershing Branch · Stockton · CA · 95207 About 11.3 miles away](https://rateapi.dev/credit-unions/california/valley-strong) [**Uncle** Stonecreek · Stockton · CA · 95207-5146 About 11.4 miles away](https://rateapi.dev/credit-unions/california/uncle) [**Patelco** BRENTWOOD · Brentwood · CA · 94513-5377 About 11.5 miles away](https://rateapi.dev/credit-unions/california/patelco) [**1st Northern California** Brentwood · Brentwood · CA · 94513-5671 About 11.7 miles away](https://rateapi.dev/credit-unions/california/1st-northern-california) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mokelumne Credit Union Membership eligibility from Mokelumne Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mokelumne Credit Union's website. Check the membership page below to confirm whether you qualify. - Location san joaquin — CA Verified from [Mokelumne Credit Union's membership page](https://www.mokelumnefcu.com/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Mokelumne Credit Union Geography 1 county 3 published paths to membership, last verified August 27, 2026, quoted from Mokelumne Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - San Joaquin County, CA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: San Joaquin County, CA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mokelumne Credit Union? Yes No ## Work at Mokelumne Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mokelumne Credit Union ranks against California peers. - See which AI assistants fetched Mokelumne Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mokelumne&state=california&code=CA&name=Mokelumne%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mokelumne Credit Union offer? Mokelumne Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mokelumne Credit Union rates updated? RateAPI verifies Mokelumne Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mokelumne Credit Union's rate data? Rate data is collected directly from Mokelumne Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Mokelumne Credit Union's boat & motorcycle loan rates? As of November 12, 2026, Mokelumne Credit Union offers vehicle loans from 4.74% APR. ### What is Mokelumne Credit Union's personal loan rate? As of November 12, 2026, Mokelumne Credit Union offers personal loans from 7.99% APR. ### Who can join Mokelumne Credit Union? Mokelumne Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county for Mokelumne Credit Union, each quoted from Mokelumne Credit Union's own published membership criteria. ## Related Rate Data Compare Mokelumne Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mokelumnefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mokelumne Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mokelumne Credit Union curl "https://api.rateapi.dev/credit-unions/california /mokelumne " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mokelumne Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/mokelumne Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp