--- title: "Meriwest Credit Union Rates (Nov 2026): CDs to 4.05%" description: "Meriwest Credit Union rates today: savings & CDs up to 4.05% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Meriwest Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/meriwest" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Meriwest Credit Union Rates (Nov 2026): CDs to 4.05% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.990% | — | Standard | Meriwest Credit Union auto & vehicle rates as of November 13, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | — APY | 2.50% | — | Standard | | **Certificate** cd | — APY | 3.58% | — | Standard | | **8-Month Liquid Certificate 1** cd_8mo | 3.65% APY | 3.58% | 8 mo | Standard | | **12-Month Certificate 2** cd_12mo | 3.65% APY | 3.58% | 12 mo | Standard | | **6-Month Certificate 2** cd_6mo | 3.65% APY | 3.58% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | 3.75% APY | 3.68% | 24 mo | Standard | | **36-Month Certificate 2** cd_36mo | 3.85% APY | 3.78% | 36 mo | Standard | | **60-Month Certificate 2** cd_60mo | 4.05% APY | 3.97% | 60 mo | Standard | | **Savings** savings | — APY | 4.25% | — | Standard | Meriwest Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 4.05% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/meriwest) , verified from [Meriwest Credit Union's official website](https://www.meriwest.com/) Loading branch locator… ## About Meriwest Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 76.5K Assets $2.2B Founded 1961 Locations reported 15 NCUA charter 68394 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Technology** Santa Teresa Branch · San Jose · CA · 95123-2718 About 1.4 miles away](https://rateapi.dev/credit-unions/california/technology) [**Excite** Blossom Valley · San Jose · CA · 95123 About 1.4 miles away](https://rateapi.dev/credit-unions/california/excite) [**Provident** Branch Office · San Jose · CA · 95123-3714 About 1.5 miles away](https://rateapi.dev/credit-unions/california/provident) [**Citizens Equity First** Branham Member Center · San Jose · CA · 95136-2339 About 1.5 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**Star One** Branch - Blossom Hill · San Jose · CA · 95123-1103 About 2.4 miles away](https://rateapi.dev/credit-unions/california/star-one) [**Mirastar** Almaden Branch · San Jose · CA · 95118 About 2.5 miles away](https://rateapi.dev/credit-unions/california/mirastar) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Meriwest Credit Union Membership eligibility from Meriwest Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Meriwest Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer participating Meriwest Credit Union member company - Association Financial Fitness Association Verified from [Meriwest Credit Union's membership page](https://www.meriwest.com/join-meriwest) . Final membership determination is always made by the credit union. ## Membership rules for Meriwest Credit Union Employers · Associations · Family 3 published paths to membership, last verified August 21, 2026, quoted from Meriwest Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of participating Meriwest Credit Union member company “You are an employee of a participating Meriwest Credit Union member company.” > [source ↗](https://www.meriwest.com/join-meriwest) - Employee of participating Meriwest Credit Union member company ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Financial Fitness Association “If you don’t meet any of the requirements above but live in California or Arizona, you can still join Meriwest with a complimentary membership in the Financial Fitness Association.” > [source ↗](https://www.meriwest.com/join-meriwest) - Member of Financial Fitness Association ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member relative, household member “You are a relative of or reside with a current member of Meriwest Credit Union.” > [source ↗](https://www.meriwest.com/join-meriwest) - Family member (relative, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Meriwest Credit Union? Yes No ## Work at Meriwest Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Meriwest Credit Union ranks against California peers. - See which AI assistants fetched Meriwest Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=meriwest&state=california&code=CA&name=Meriwest%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Meriwest Credit Union offer? Meriwest Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Meriwest Credit Union rates updated? RateAPI verifies Meriwest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Meriwest Credit Union's rate data? Rate data is collected directly from Meriwest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Meriwest Credit Union's best CD rate? As of November 13, 2026, Meriwest Credit Union offers savings and certificate (CD) yields up to 4.05% APY. ### Who can join Meriwest Credit Union? Meriwest Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 employer and 1 association for Meriwest Credit Union, each quoted from Meriwest Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Meriwest Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.meriwest.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Meriwest Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Meriwest Credit Union curl "https://api.rateapi.dev/credit-unions/california /meriwest " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Meriwest Credit Union locations Search, filter, and browse all 15 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/meriwest Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp