Merco

merced, California
Last verified: July 8, 2026

As of July 8, 2026, Merco offers a ploc_variable mortgage at 10.29% APR (10.29% rate, 0 points). Auto loans available from 4.74% APR. Personal loan rates from 3.5% APR.

Source: RateAPI.dev, verified from Merco's official website

Mortgage Rates

Rates as of July 8, 2026

ploc_variable
10.290% APR
Rate10.290%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 8, 2026

auto
4.740% APR
Rate4.740%
Auto Loan
auto_any
4.740% APR
Rate4.740%
New & Used Vehicles
auto
7.490% APR
Rate7.490%
RV/Motorcycles/Boats
credit_card
9.990% APR
Rate9.990%
Visa Credit Cards

Personal Loan Rates

Rates as of July 8, 2026

personal_secured
3.500% APR
Rate3.500%
Certificate Secured Loan
personal_secured
3.500% APR
Rate3.500%
Share Secured Loan
personal
10.290% APR
Rate10.290%
Debt Consolidation Loan
personal_unsecured
10.290% APR
Rate10.290%
Signature Loan

Frequently Asked Questions

What rates does Merco offer?

Merco currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Merco rates updated?

RateAPI verifies Merco's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Merco's rate data?

Rate data is collected directly from Merco's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Merco's mortgage rate?

As of July 8, 2026, Merco offers a ploc_variable mortgage at 10.29% APR.

What is Merco's auto loan rate?

As of July 8, 2026, Merco offers auto loans from 4.74% APR.

Related Rate Data

Compare Merco's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Merco
curl "https://api.rateapi.dev/credit-unions/california/merco" \
  -H "Authorization: Bearer YOUR_API_KEY"