Merced School Employees Auto Loan & Personal Loan Rates

Auto Loan Rates

Rates as of July 8, 2026

auto

5.390% APR

Rate5.390%

Boats, RVs, Travel Trailers Loans (2020 and Newer)

auto_any

5.390% APR

Rate5.390%

New and Used Vehicle Loans (2020 and Newer)

auto

6.490% APR

Rate6.490%

Boats, RVs, Travel Trailers, etc. (2016 - 2019)

auto_used

6.490% APR

Rate6.490%

Used Vehicle Loans (2016 - 2019)

auto

7.740% APR

Rate7.740%

Motorcycle Purchase

credit_card

10.750% APR

Rate10.750%

VISA Classic

credit_card_student

14.500% APR

Rate14.500%

Student VISA

Personal Loan Rates

Rates as of July 8, 2026

personal_secured

3.000% APR

Rate3.000%

Share Secured Loans - Term Savings

personal_secured

3.750% APR

Rate3.750%

Share Secured Loans - Regular Savings

personal_secured

8.250% APR

Rate8.250%

VISA Share Secured

personal

12.000% APR

Rate12.000%

Checking Credit Line: (Overdraft Protection)

personal_unsecured

12.750% APR

Rate12.750%

Personal Loans

Frequently Asked Questions

What rates does Merced School Employees offer?

Merced School Employees currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Merced School Employees rates updated?

RateAPI verifies Merced School Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Merced School Employees's rate data?

Rate data is collected directly from Merced School Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Merced School Employees's auto loan rate?

As of July 8, 2026, Merced School Employees offers auto loans from 5.39% APR.

Related Rate Data

Compare Merced School Employees's rates against national credit-union benchmarks.

More California credit unions Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Merced School Employees
curl "https://api.rateapi.dev/credit-unions/california/merced-school-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"

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