--- title: "Los Angeles Credit Union Rates - California" description: "Current mortgage rates from Los Angeles Credit Union in California. Updated daily with source verification. See who can join Los Angeles Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/los-angeles" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Los Angeles Credit Union Rates - California ### Mortgage rates 15 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.125% | — | Standard | | **30 year Fixed Super** 30 year fixed | — APR | 7.625% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.750% | — | Standard | | **15 year Fixed Super** 15 year fixed | — APR | 6.875% | — | Standard | | **3/1 ARM** 3 1 arm | — APR | 6.125% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.375% | — | Standard | | **5/1 ARM** 5 1 arm | — APR | 6.500% | — | Standard | | **3/1 ARM Super** 3 1 arm | — APR | 6.500% | — | Standard | | **5/1 ARM Super-** 5 1 arm | — APR | 6.625% | — | Standard | | **7/1 ARM** 7 1 arm | — APR | 6.750% | — | Standard | | **7/1 ARM Super** 7 1 arm | — APR | 6.875% | — | Standard | | **10/1 ARM** 10 1 arm | — APR | 6.875% | — | Standard | | **10/1 ARM Super** 10 1 arm | — APR | 7.000% | — | Standard | | **5/1 ARM Super** 5 1 arm | — APR | 7.125% | — | Standard | | **10 year Fixed Super** 10 year fixed | — APR | 7.750% | — | Standard | Los Angeles Credit Union mortgage rates as of November 11, 2026 Los Angeles Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/los-angeles) , verified from [Los Angeles Credit Union's official website](https://www.lafcu.org/) Loading branch locator… ## About Los Angeles Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 75K Assets $1.3B Founded 1936 Locations reported 8 NCUA charter 1207 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Glendale** Glendale Federal Credit Union · Glendale · CA · 91206 About 0.8 miles away](https://rateapi.dev/credit-unions/california/glendale) [**Communityamerica** Glendale · GLENDALE · CA · 91203 About 1.0 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**California Adventist** California Adventist FCU · Glendale · CA · 91206 About 1.2 miles away](https://rateapi.dev/credit-unions/california/california-adventist) [**Baxter** Glendale · Los Angeles · CA · 90039 About 1.4 miles away](https://rateapi.dev/credit-unions/illinois/baxter) [**California** Glendale · GLENDALE · CA · 91203-1295 About 1.5 miles away](https://rateapi.dev/credit-unions/california/california) [**Partners** GC3 Branch · Glendale · CA · 91201 About 2.8 miles away](https://rateapi.dev/credit-unions/california/partners) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Los Angeles Credit Union Membership eligibility from Los Angeles Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Los Angeles Credit Union's website. Check the membership page below to confirm whether you qualify. - Location los angeles — CA - Employer City of Los Angeles - Association Los Angeles Charitable Association, Financial Fitness Association Verified from [Los Angeles Credit Union's membership page](https://www.lafcu.org/about-us/history) . Final membership determination is always made by the credit union. ## Membership rules for Los Angeles Credit Union Employers · Associations 2 · Family 4 published paths to membership, last verified August 21, 2026, quoted from Los Angeles Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of City of Los Angeles - Lives in state:CA “Anyone residing in California is eligible to become a member of LAFCU by either working for the City of Los Angeles” > [source ↗](https://www.lafcu.org/about-us/history) - Employee of City of Los Angeles and Lives in CA ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Los Angeles Charitable Association - Lives in county:CA:los angeles “or by making a minimum donation to the Los Angeles Charitable Association, a 501(c)3 non-profit charity (if living or have a business in the counties of Los Angeles, Orange, Riverside, San Bernardino, or Ventura)” > [source ↗](https://www.lafcu.org/about-us/history) - Member of Los Angeles Charitable Association and Lives in Los Angeles County, CA - Member of Financial Fitness Association - Lives in state:CA “or by joining the Financial Fitness Association (if residing in California outside the counties listed).” > [source ↗](https://www.lafcu.org/about-us/history) - Member of Financial Fitness Association and Lives in CA ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family, household member “which began including immediate family members of City employees and individuals who lived in the same household as a current member.” > [source ↗](https://www.lafcu.org/about-us/history) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Los Angeles Credit Union? Yes No ## Work at Los Angeles Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Los Angeles Credit Union ranks against California peers. - See which AI assistants fetched Los Angeles Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=los-angeles&state=california&code=CA&name=Los%20Angeles%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Los Angeles Credit Union offer? Los Angeles Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Los Angeles Credit Union rates updated? RateAPI verifies Los Angeles Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Los Angeles Credit Union's rate data? Rate data is collected directly from Los Angeles Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Los Angeles Credit Union? Los Angeles Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 employer and 2 associations for Los Angeles Credit Union, each quoted from Los Angeles Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Los Angeles Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Los Angeles Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Los Angeles Credit Union curl "https://api.rateapi.dev/credit-unions/california /los-angeles " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Los Angeles Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/los-angeles Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp