---
title: "Kings Credit Union Rates (Nov 2026): CDs to 1.00%"
description: "Kings Credit Union rates today: savings &amp; CDs up to 1.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Kings Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/california/kings"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Kings Credit Union Rates (Nov 2026): CDs to 1.00%

### Auto & vehicle rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **60-Month New Auto Loan** auto_new_60mo |  — APR |  5.740% |  60 mo · new |  Standard |
| **60-Month Used Auto Loan** auto_used_60mo |  — APR |  5.990% |  60 mo · used |  Standard |
| **New RV, Boat, Motor Home, Trailer, Motorcycle** rv_new_60mo |  — APR |  7.490% |  60 mo · new |  Standard |
| **Used RV, Boat, Motor Home, Trailer, Motorcycle** rv_used_60mo |  — APR |  7.740% |  60 mo · used |  Standard |
Kings Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

4 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **48-Month Share-Secured Loan** personal_secured_48mo |  — APR |  6.450% |  48 mo |  Standard |
| **Express Home Improvement (Unsecured)** personal_unsecured_84mo |  — APR |  9.000% |  84 mo |  Standard |
| **60-Month Signature Loan** personal_unsecured_60mo |  — APR |  9.990% |  60 mo |  Standard |
| **Personal Line of Credit** ploc_variable |  — APR |  15.000% |  — |  Standard |
Kings Credit Union personal loan rates as of November 13, 2026

### Credit card rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **VISA Classic** credit_card |  — APR |  10.950% |  — |  Standard |
| **Share Secured VISA** credit_card_secured |  — APR |  13.950% |  — |  Standard |
Kings Credit Union credit card rates as of November 13, 2026

### Savings & CD rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Tier 1** savings |  0.85% APY |  0.85% |  — |  Standard |
| **Tier 2** savings |  0.90% APY |  0.90% |  — |  Standard |
| **Tier 3** savings |  1.00% APY |  1.00% |  — |  Standard |
Kings Credit Union savings & cd rates as of November 13, 2026

Savings and certificate yields up to 1.00% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/kings) , verified from [Kings Credit Union's official website](https://www.kingsfcu.com/)

Loading branch locator…

## About Kings Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

9.7K

Assets

$162.9M

Founded

1955

Locations reported

2

NCUA charter

10395

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Bilingual services

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Valley Strong** Sierra Pacific High School · Hanford · CA · 93230 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/valley-strong) [**Families and Schools Together** FAST PLAZA · Hanford · CA · 93230 About 2.8 miles away](https://rateapi.dev/credit-unions/california/families-and-schools-together) [**Educational Employees** Hanford · Hanford · CA · 93230-4938 About 3.2 miles away](https://rateapi.dev/credit-unions/california/educational-employees) [**Navy Federal Credit Union** Lemoore CA · Lemoore · CA · 93245 About 8.9 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Tucoemas** Akers Branch · Visalia · CA · 93277 About 15.4 miles away](https://rateapi.dev/credit-unions/california/tucoemas) [**Tulare County** Rancho Office · Visalia · CA · 93277-3474 About 15.4 miles away](https://rateapi.dev/credit-unions/california/tulare-county)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Kings Credit Union

Membership eligibility from Kings Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Kings Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location kings — CA
- Association Children's Storybook Garden and Museum's "Friends of the Garden"

Verified from [Kings Credit Union's membership page](https://www.kingsfcu.com/become-a-member/) . Final membership determination is always made by the credit union.

## Membership rules for Kings Credit Union

Geography 1 county · Associations · Family

3 published paths to membership, last verified August 21, 2026, quoted from Kings Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

- Kings County, CA

“Membership is open to all residents of Kings County.”

> [source ↗](https://www.kingsfcu.com/become-a-member/)

### Associations 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Children's Storybook Garden and Museum's Friends of the Garden

“Are interested in donating $50 to join the Children&#8217;s Storybook Garden and Museum&#8217;s &#8220;Friends of the Garden&#8221;.”

> [source ↗](https://www.kingsfcu.com/become-a-member/)

- Member of Children's Storybook Garden and Museum's Friends of the Garden

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member immediate family member, house hold member

“Have an immediate family member or house hold member who is eligible for Membership at Kings Federal Credit Union”

> [source ↗](https://www.kingsfcu.com/become-a-member/)

- Family member (immediate family member, house hold member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Kings Credit Union? Yes No

## Work at Kings Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kings Credit Union ranks against California peers.

- See which AI assistants fetched Kings Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in California
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kings&amp;state=california&amp;code=CA&amp;name=Kings%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Kings Credit Union offer?

Kings Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Kings Credit Union rates updated?

RateAPI verifies Kings Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Kings Credit Union's rate data?

Rate data is collected directly from Kings Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Kings Credit Union's best CD rate?

As of November 13, 2026, Kings Credit Union offers savings and certificate (CD) yields up to 1.00% APY.

### Who can join Kings Credit Union?

Kings Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 county and 1 association for Kings Credit Union, each quoted from Kings Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Kings Credit Union's rates against national credit-union benchmarks.

[More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.kingsfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Kings Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Kings Credit Union
curl "https://api.rateapi.dev/credit-unions/california /kings " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Kings Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/california/kings
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
