--- title: "Inland Valley Credit Union Rates (Nov 2026): CDs to 5.10%" description: "Inland Valley Credit Union rates today: savings & CDs up to 5.10% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Inland Valley Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/inland-valley" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Inland Valley Credit Union Rates (Nov 2026): CDs to 5.10% ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **ARM** arm | — APR | 6.750% | — | Standard | | **Maximum 80% Loan to Value Maximum in Total (with any other mortgages)** other | — APR | 4.950% | — | Standard | | **Rates Adjust every 5 Years** other | — APR | 4.950% | — | Standard | | **Payment Calculated over 20 Year Loan Term Amortization After 10 Year Draw Period** other | — APR | 6.750% | — | Standard | Inland Valley Credit Union mortgage rates as of November 12, 2026 ### Savings & CD rates 48 offers | Product | Published | Rate | Term / condition | Status | | **DIVIDEND CHECKING** checking | — APY | 0.10% | — | Standard | | **DEBIT CARD ACCOUNT** savings | — APY | 0.10% | — | Standard | | **CHILD SHARE ACCOUNT** share_savings | — APY | 0.23% | — | Eligibility restricted | | **OTHER SAVINGS ACCOUNT** savings | — APY | 0.23% | — | Standard | | **REGULAR SHARES** savings | — APY | 0.23% | — | Standard | | **CHRISTMAS CLUB** savings | — APY | 0.27% | — | Specialty offer | | **EDUCATIONAL IRA** ira | — APY | 0.35% | — | Standard | | **SEP IRA** ira | — APY | 0.35% | — | Standard | | **FLEX CERTIFICATE** cd | — APY | 1.46% | — | Standard | | **TRADITIONAL IRA FLEX** ira | — APY | 1.46% | — | Standard | | **90 DAY CERTIFICATE** cd | — APY | 3.03% | — | Standard | | **90 DAY CERTIFICATE** cd | — APY | 3.06% | — | Standard | | **90 DAY CERTIFICATE** cd | — APY | 3.08% | — | Standard | | **90 DAY CERTIFICATE** cd | — APY | 3.10% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.29% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.31% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.33% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.35% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 3.39% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.39% | 12 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 3.41% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.41% | 12 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 3.43% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.43% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.44% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.45% | 12 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 3.45% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.46% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.49% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.51% | 24 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 3.65% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.65% | 36 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 3.67% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.67% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.69% | 36 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 3.69% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.71% | 36 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 3.71% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.01% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.01% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.03% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.03% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.05% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.05% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.07% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.07% | 60 mo | Standard | | **CHILD SHARE ACCOUNT** share_savings | — APY | 5.10% | — | Eligibility restricted | | **REGULAR SHARES** savings | 5.10% APY | 0.23% | — | Standard | Inland Valley Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 5.10% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/inland-valley) , verified from [Inland Valley Credit Union's official website](https://www.ivfcu.org/) Loading branch locator… ## About Inland Valley Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.1K Assets $54.3M Founded 1948 Locations reported 1 NCUA charter 5684 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fontana** Fontana Federal Credit Union · Fontana · CA · 92335 About 2.2 miles away](https://rateapi.dev/credit-unions/california/fontana) [**Arrowhead** Fontana · Fontana · CA · 92336 About 3.6 miles away](https://rateapi.dev/credit-unions/california/arrowhead) [**Wescom Central** Ontario · Ontario · CA · 91764 About 5.0 miles away](https://rateapi.dev/credit-unions/california/wescom-central) [**Thinkwise** Rialto Branch · Rialto · CA · 92376 About 5.1 miles away](https://rateapi.dev/credit-unions/california/thinkwise) [**Chaffey** Rancho Cucamonga · Rancho Cucamonga · CA · 91730-3969 About 5.2 miles away](https://rateapi.dev/credit-unions/california/chaffey) [**Navy Federal Credit Union** Ontario CA · Ontario · CA · 91764 About 5.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Inland Valley Credit Union Membership eligibility from Inland Valley Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Fontana, Bloomington, Rialto +3 more **Cost to join:** About $27 (a $2 membership fee plus a $25 minimum deposit). Verified from [Inland Valley Credit Union's membership page](https://www.ivfcu.org/membership/) . Final membership determination is always made by the credit union. ## Work at Inland Valley Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Inland Valley Credit Union ranks against California peers. - See which AI assistants fetched Inland Valley Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=inland-valley&state=california&code=CA&name=Inland%20Valley%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Inland Valley Credit Union offer? Inland Valley Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Inland Valley Credit Union rates updated? RateAPI verifies Inland Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Inland Valley Credit Union's rate data? Rate data is collected directly from Inland Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Inland Valley Credit Union's best CD rate? As of November 12, 2026, Inland Valley Credit Union offers savings and certificate (CD) yields up to 5.10% APY. ### Who can join Inland Valley Credit Union? Community charter: live/work in Fontana, Bloomington, Rialto +3 more ## Related Rate Data Compare Inland Valley Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ivfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Inland Valley Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Inland Valley Credit Union curl "https://api.rateapi.dev/credit-unions/california /inland-valley " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Inland Valley Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/inland-valley Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp