Huntington Beach

huntington beac, California
Last verified: July 9, 2026

As of July 9, 2026, Huntington Beach offers a money_market mortgage at 1.34% APR (1.34% rate, 0 points). Auto loans available from 4.74% APR. Personal loan rates from 10% APR.

Source: RateAPI.dev, verified from Huntington Beach's official website

Mortgage Rates

Rates as of July 9, 2026

money_market
1.340% APR
Rate1.340%
Points0
Money Market Share Accounts ($2,500 - $25,000)
money_market
1.840% APR
Rate1.840%
Points0
Money Market Share Accounts ($25,001 - $100,000)
cd_36mo
2.480% APR
Rate2.480%
Points0
3-Years ($2,500+)
cd_24mo
2.720% APR
Rate2.720%
Points0
2-Year CD ($2,500+)
cd_3mo
2.720% APR
Rate2.720%
Points0
3-Month CD ($2,500+)
cd_6mo
2.720% APR
Rate2.720%
Points0
6-Month CD ($2,500+)
money_market
2.820% APR
Rate2.820%
Points0
Money Market Share Accounts ($100,001+)
cd_12mo
2.970% APR
Rate2.970%
Points0
1-Year CD ($2,500+)
cd_18mo
2.970% APR
Rate2.970%
Points0
18-month CD ($2,500+)
savings
3.940% APR
Rate3.940%
Points0
Beach City Kids Club Account ($25 to $1,000)
savings
3.940% APR
Rate3.940%
Points0
Bonfire Teen Club Account ($25 to $1,000)
ploc_variable
10.000% APR
Rate10.000%
Points0
Easy Access Line of Credit

Auto Loan Rates

Rates as of July 9, 2026

auto_new
4.740% APR
Rate4.740%
New Vehicle Loan
auto_new_48mo
4.740% APR
Rate4.740%
[PROMOTIONAL] New Vehicle Loan (1-48 Months)
auto_new_60mo
5.000% APR
Rate5.000%
[PROMOTIONAL] New Vehicle Loan (60 Months)
auto_new_72mo
5.250% APR
Rate5.250%
[PROMOTIONAL] New Vehicle Loan (72 Months)
auto_new_84mo
5.500% APR
Rate5.500%
[PROMOTIONAL] New Vehicle Loan (84 Months)
auto_used
5.740% APR
Rate5.740%
Used Vehicle Loan
auto_used_36mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Used Vehicle Loan (1-36 Months)
auto_new_96mo
6.000% APR
Rate6.000%
[PROMOTIONAL] New Vehicle Loan (96 Months)
auto_used_48mo
6.000% APR
Rate6.000%
[PROMOTIONAL] Used Vehicle Loan (48 Months)
auto_used_60mo
6.250% APR
Rate6.250%
[PROMOTIONAL] Used Vehicle Loan (60 Months)
auto_used_72mo
6.500% APR
Rate6.500%
[PROMOTIONAL] Used Vehicle Loan (72 Months)
auto_new_72mo
6.990% APR
Rate6.990%
[PROMOTIONAL] New Recreational Vehicle/Boat Loan (1-72 Months)
auto_used_84mo
7.000% APR
Rate7.000%
[PROMOTIONAL] Used Vehicle Loan (84 Months)
auto_new_84mo
7.250% APR
Rate7.250%
[PROMOTIONAL] New Recreational Vehicle/Boat Loan (84 Months)
auto_used_72mo
7.490% APR
Rate7.490%
[PROMOTIONAL] Used Recreational Vehicle/Boat Loans (1-72 Months)
auto_new_96mo
7.500% APR
Rate7.500%
[PROMOTIONAL] New Recreational Vehicle/Boat Loan (96 Months)
auto_new_108mo
7.750% APR
Rate7.750%
[PROMOTIONAL] New Recreational Vehicle/Boat Loan (108 Months)
auto_used_84mo
7.750% APR
Rate7.750%
[PROMOTIONAL] Used Recreational Vehicle/Boat Loans (84 Months)
auto_new_120mo
8.000% APR
Rate8.000%
[PROMOTIONAL] New Recreational Vehicle/Boat Loan (120 Months)
auto_used_96mo
8.000% APR
Rate8.000%
[PROMOTIONAL] Used Recreational Vehicle/Boat Loans (96 Months)
auto_used_108mo
8.250% APR
Rate8.250%
[PROMOTIONAL] Used Recreational Vehicle/Boat Loans (108 Months)
auto_used_120mo
8.500% APR
Rate8.500%
[PROMOTIONAL] Used Recreational Vehicle/Boat Loans (120 Months)
credit_card
11.900% APR
Rate11.900%
Visa Surf Wave
credit_card
11.900% APR
Rate11.900%
[PROMOTIONAL] Visa Surf Wave
credit_card_rewards
15.900% APR
Rate15.900%
[PROMOTIONAL] Visa Coastal Rewards

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured_12mo
10.000% APR
Rate10.000%
[PROMOTIONAL] Unsecured Signature Loan (12 Months)
personal_unsecured_24mo
10.250% APR
Rate10.250%
[PROMOTIONAL] Unsecured Signature Loan (24 Months)
personal_unsecured_36mo
10.500% APR
Rate10.500%
[PROMOTIONAL] Unsecured Signature Loan (36 Months)
personal_unsecured_48mo
11.000% APR
Rate11.000%
[PROMOTIONAL] Unsecured Signature Loan (48 Months)
personal_unsecured_60mo
11.500% APR
Rate11.500%
[PROMOTIONAL] Unsecured Signature Loan (60 Months)

Frequently Asked Questions

What rates does Huntington Beach offer?

Huntington Beach currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Huntington Beach rates updated?

RateAPI verifies Huntington Beach's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Huntington Beach's rate data?

Rate data is collected directly from Huntington Beach's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Huntington Beach's mortgage rate?

As of July 9, 2026, Huntington Beach offers a money_market mortgage at 1.34% APR.

What is Huntington Beach's auto loan rate?

As of July 9, 2026, Huntington Beach offers auto loans from 4.74% APR.

Related Rate Data

Compare Huntington Beach's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Huntington Beach
curl "https://api.rateapi.dev/credit-unions/california/huntington-beach" \
  -H "Authorization: Bearer YOUR_API_KEY"
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