--- title: "Huntington Beach Credit Union Rates - California" description: "Current mortgage, vehicle loan, personal loan, credit card, and savings & cd rates from Huntington Beach Credit Union in California. Updated daily with source verification. See who can join Huntington Beach Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/huntington-beach" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Huntington Beach Credit Union Rates - California ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Manufactured Home Loan (Mobile Home) 90% Financing up to $350,000** other | — APR | 7.750% | — | Standard | | **Used Manufactured Home Loan (Mobile Home) 90% Financing up to $350,000** other | — APR | 8.250% | — | Standard | Huntington Beach Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 21 offers | Product | Published | Rate | Term / condition | Status | | **New Car Loan 1 - 48 Months** auto_new_48mo | — APR | 4.990% | 48 mo · new | Standard | | **Zelle® to pay the babysitter or other people you know** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **Auto, truck, van, motorcycle (1 - 48 Months)** motorcycle_any_48mo | — APR | 4.990% | 48 mo | Standard | | **Auto, truck, van, motorcycle (60 Months)** motorcycle_any_60mo | — APR | 5.250% | 60 mo | Standard | | **Auto, truck, van, motorcycle (72 Months)** motorcycle_any_72mo | — APR | 5.500% | 72 mo | Standard | | **Auto, truck, van, motorcycle (84 Months)** motorcycle_any_84mo | — APR | 5.750% | 84 mo | Standard | | **Used Car Loan 1 - 36 Months** auto_used_36mo | — APR | 5.990% | 36 mo · used | Standard | | **Auto, truck, van, motorcycle (1 - 36 Months)** motorcycle_any_36mo | — APR | 5.990% | 36 mo | Standard | | **Zelle® to pay the babysitter or other people you know** auto_any_36mo | — APR | 5.990% | 36 mo | Standard | | **Auto, truck, van, motorcycle (48 Months)** motorcycle_any_48mo | — APR | 6.250% | 48 mo | Standard | | **Auto, truck, van, motorcycle (96 Months)** motorcycle_any_96mo | — APR | 6.250% | 96 mo | Standard | | **New Recreational Vehicle (1 - 72 Months)** rv_new_72mo | — APR | 7.240% | 72 mo · new | Standard | | **84-Month New RV Loan** rv_new_84mo | — APR | 7.500% | 84 mo · new | Standard | | **Used Recreational Vehicle (1 - 72 Months)** rv_used_72mo | — APR | 7.740% | 72 mo · used | Standard | | **96-Month New RV Loan** rv_new_96mo | — APR | 7.750% | 96 mo · new | Standard | | **108-Month New RV Loan** rv_new_108mo | — APR | 8.000% | 108 mo · new | Standard | | **84-Month Used RV Loan** rv_used_84mo | — APR | 8.000% | 84 mo · used | Standard | | **120-Month New RV Loan** rv_new_120mo | — APR | 8.250% | 120 mo · new | Standard | | **96-Month Used RV Loan** rv_used_96mo | — APR | 8.250% | 96 mo · used | Standard | | **108-Month Used RV Loan** rv_used_108mo | — APR | 8.500% | 108 mo · used | Standard | | **120-Month Used RV Loan** rv_used_120mo | — APR | 8.750% | 120 mo · used | Standard | Huntington Beach Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Signature Loan** personal_unsecured_12mo | — APR | 10.250% | 12 mo | Standard | | **24-Month Signature Loan** personal_unsecured_24mo | — APR | 10.500% | 24 mo | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 10.750% | 36 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 11.250% | 48 mo | Standard | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 11.750% | 60 mo | Standard | Huntington Beach Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Cards Visa Surf Wave** credit_card | — APR | 11.900% | — | Standard | Huntington Beach Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 13 offers | Product | Published | Rate | Term / condition | Status | | **$25 To $25,000** savings | — APY | 0.10% | — | Standard | | **Secondary Share Account** share_savings | — APY | 0.10% | — | Standard | | **$25,001 To $100,000** savings | — APY | 0.15% | — | Standard | | **$100,001+** savings | — APY | 0.20% | — | Standard | | **IRAs** ira | — APY | 0.20% | — | Standard | | **$10,001 To $100,000 Max** savings | — APY | 0.99% | — | Standard | | **$1,001 To $10,000** savings | — APY | 1.98% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.97% | 24 mo | Standard | | **3-Month Certificate** cd_3mo | — APY | 2.97% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.97% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.21% | 12 mo | Standard | | **$25 To $1,000** savings | — APY | 3.94% | — | Standard | | **15-Month Certificate** cd_15mo | — APY | 3.94% | 15 mo | Standard | Huntington Beach Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Zelle® to pay the babysitter or other people you know** other | — % | 11.900% | — | Standard | Huntington Beach Credit Union other rates as of November 12, 2026 Huntington Beach Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/huntington-beach) , verified from [Huntington Beach Credit Union's official website](https://www.huntingtonbeachcu.org/) Loading branch locator… ## About Huntington Beach Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2K Assets $55.8M Founded 1953 Locations reported 1 NCUA charter 60967 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Communityamerica** Huntington Beach · Huntington Beach · CA · 92647-5303 About 2.5 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Schoolsfirst** 10 - Huntington Beach · Huntington Beach · CA · 92647 About 2.6 miles away](https://rateapi.dev/credit-unions/california/schoolsfirst) [**Navy Federal Credit Union** Fountain Valley CA · Fountain Valley · CA · 92708 About 3.5 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Nuvision** Fountain Valley Branch · Fountain Valley · CA · 92708-6748 About 3.5 miles away](https://rateapi.dev/credit-unions/california/nuvision) [**Orange County's** Orange County's CU · Huntington Beach · CA · 92646-4900 About 3.5 miles away](https://rateapi.dev/credit-unions/california/orange-countys) [**Kinecta** Huntington Beach · Huntington Beach · CA · 92647 About 3.8 miles away](https://rateapi.dev/credit-unions/california/kinecta) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Huntington Beach Credit Union Membership eligibility from Huntington Beach Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Huntington Beach Credit Union's website. Check the membership page below to confirm whether you qualify. - Location CA Verified from [Huntington Beach Credit Union's membership page](https://www.huntingtonbeachcu.org/about-us/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Huntington Beach Credit Union Geography 4 · Family 5 published paths to membership, last verified October 11, 2026, quoted from Huntington Beach Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Huntington Beach, CA “Everyone who lives, works, worships, or attends schools in the city of Huntington Beach is eligible to join HB Credit Union.” > [source ↗](https://www.huntingtonbeachcu.org/about-us/become-a-member/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of a member family “And once you join, your family members are also eligible to join and take advantage of our services.” > [source ↗](https://www.huntingtonbeachcu.org/about-us/become-a-member/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Huntington Beach Credit Union? Yes No ## Work at Huntington Beach Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Huntington Beach Credit Union ranks against California peers. - See which AI assistants fetched Huntington Beach Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=huntington-beach&state=california&code=CA&name=Huntington%20Beach%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Huntington Beach Credit Union offer? Huntington Beach Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Huntington Beach Credit Union rates updated? RateAPI verifies Huntington Beach Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Huntington Beach Credit Union's rate data? Rate data is collected directly from Huntington Beach Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Huntington Beach Credit Union? Huntington Beach Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 4 geographic areas for Huntington Beach Credit Union, each quoted from Huntington Beach Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Huntington Beach Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.huntingtonbeachcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Huntington Beach Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Huntington Beach Credit Union curl "https://api.rateapi.dev/credit-unions/california /huntington-beach " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Huntington Beach Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/huntington-beach Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp