First U.s. Community

sacramento, California
Last verified: July 9, 2026

As of July 9, 2026, First U.s. Community offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 1% APR. HELOC rates from 4.75% APR.

Source: RateAPI.dev, verified from First U.s. Community's official website

Mortgage Rates

Rates as of July 9, 2026

savings
1.000% APR
Rate1.000%
Points0
Better Than FREE Checking
cd
3.600% APR
Rate3.600%
Points0
Certificate Special
savings
4.000% APR
Rate4.000%
Points0
Smart Start High Yield Savings Account
savings
4.000% APR
Rate4.000%
Points0
Smart Start Savings

Auto Loan Rates

Rates as of July 9, 2026

credit_card
1.000% APR
Rate1.000%
VISA ® Credit Cards
auto
4.990% APR
Rate4.990%
Auto Loan

HELOC Rates

Rates as of July 9, 2026

heloc
4.750% APR
Rate4.750%
Home Equity Line

Frequently Asked Questions

What rates does First U.s. Community offer?

First U.s. Community currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are First U.s. Community rates updated?

RateAPI verifies First U.s. Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get First U.s. Community's rate data?

Rate data is collected directly from First U.s. Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First U.s. Community's mortgage rate?

As of July 9, 2026, First U.s. Community offers a savings mortgage at 1% APR.

What is First U.s. Community's auto loan rate?

As of July 9, 2026, First U.s. Community offers auto loans from 1% APR.

Related Rate Data

Compare First U.s. Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First U.s. Community
curl "https://api.rateapi.dev/credit-unions/california/first-us-community" \
  -H "Authorization: Bearer YOUR_API_KEY"