--- title: "First Technology Credit Union Rates - California" description: "Current mortgage, credit card, and savings & cd rates from First Technology Credit Union in California. Updated daily with source verification. See who can join First Technology Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/first-technology" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Technology Credit Union Rates - California ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Loan** other | — APR | 7.156% | — | Standard | First Technology Credit Union mortgage rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.740% | — | Standard | First Technology Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **First Tech Rewards Savings** savings | — APY | 3.00% | — | Standard | | **3-Month Certificate** share_certificate_3mo | — APY | 3.25% | 3 mo | Standard | First Technology Credit Union savings & cd rates as of November 12, 2026 First Technology Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/first-technology) , verified from [First Technology Credit Union's official website](https://www.firsttechfed.com/) Loading branch locator… ## About First Technology Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.9M Assets $28.6B Founded 1979 Locations reported 64 NCUA charter 23521 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Technology** Milpitas Branch · Milpitas · CA · 95035-7906 About 1.4 miles away](https://rateapi.dev/credit-unions/california/technology) [**Mirastar** Tasman · San Jose · CA · 95134 About 1.5 miles away](https://rateapi.dev/credit-unions/california/mirastar) [**Citizens Equity First** Rivermark Member Center · Santa Clara · CA · 95054-4155 About 2.4 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**Meriwest** Milpitas Financial Center · Milpitas · CA · 95035 About 2.5 miles away](https://rateapi.dev/credit-unions/california/meriwest) [**Keypoint** Milpitas Town Center Branch · Milpitas · CA · 95035 About 2.7 miles away](https://rateapi.dev/credit-unions/california/keypoint) [**Patelco** MILPITAS · Milpitas · CA · 95035-8123 About 2.8 miles away](https://rateapi.dev/credit-unions/california/patelco) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Technology Credit Union Membership eligibility from First Technology Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Technology Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [First Technology Credit Union's membership page](https://www.firsttechfed.com/) . Final membership determination is always made by the credit union. ## Work at First Technology Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Technology Credit Union ranks against California peers. - See which AI assistants fetched First Technology Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-technology&state=california&code=CA&name=First%20Technology%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Technology Credit Union offer? First Technology Credit Union currently offers mortgage, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are First Technology Credit Union rates updated? RateAPI verifies First Technology Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get First Technology Credit Union's rate data? Rate data is collected directly from First Technology Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Technology Credit Union? First Technology Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare First Technology Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firsttechfed.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Technology Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Technology Credit Union curl "https://api.rateapi.dev/credit-unions/california /first-technology " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Technology Credit Union locations Search, filter, and browse all 64 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/first-technology Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp