First Technology

san jose, California
Last verified: July 18, 2026

As of July 18, 2026, First Technology offers a share_certificate_3mo mortgage at 3.5% APR (3.5% rate, 0 points). Auto loans available from 10.49% APR. Credit card rates from 3% APR.

Source: RateAPI.dev, verified from First Technology's official website

Who Can Join First Technology

Membership eligibility from First Technology's own published criteria. How we verify this.

Membership criteria are published on First Technology's website. Check the membership page below to confirm whether you qualify.

Verified from First Technology's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 18, 2026

share_certificate_3mo
3.500% APR
Rate3.500%
Points0
3-Month Share Certificate

Auto Loan Rates

Rates as of July 18, 2026

credit_card
10.490% APR
Rate10.490%
Credit Cards

Credit Card Rates

Rates as of July 18, 2026

savings
3.000% APR
Rate3.000%
First Tech Rewards Savings

Frequently Asked Questions

What rates does First Technology offer?

First Technology currently offers mortgage, auto loan, and credit card rates. The rates shown on this page were last verified July 18, 2026 directly from the credit union's official website.

How often are First Technology rates updated?

RateAPI verifies First Technology's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 18, 2026.

Where does RateAPI get First Technology's rate data?

Rate data is collected directly from First Technology's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Technology's mortgage rate?

As of July 18, 2026, First Technology offers a share_certificate_3mo mortgage at 3.5% APR.

What is First Technology's auto loan rate?

As of July 18, 2026, First Technology offers auto loans from 10.49% APR.

Related Rate Data

Compare First Technology's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Technology
curl "https://api.rateapi.dev/credit-unions/california/first-technology" \
  -H "Authorization: Bearer YOUR_API_KEY"