First City Auto Loan & HELOC Rates

Auto Loan Rates

Rates as of July 7, 2026

credit_card

2.990% APR

Rate2.990%

Credit Card Introductory Rate Offer

auto_any

5.490% APR

Rate5.490%

Auto Loans (New & Used)

HELOC Rates

Rates as of July 7, 2026

heloc_variable

5.990% APR

Rate5.990%

HELOC Introductory Variable Rate Offer

Frequently Asked Questions

What rates does First City offer?

First City currently offers auto loan, and HELOC rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are First City rates updated?

RateAPI verifies First City's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get First City's rate data?

Rate data is collected directly from First City's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First City's auto loan rate?

As of July 7, 2026, First City offers auto loans from 2.99% APR.

Related Rate Data

Compare First City's rates against national credit-union benchmarks.

More California credit unions Auto loan rate benchmark HELOC rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for First City
curl "https://api.rateapi.dev/credit-unions/california/first-city" \
  -H "Authorization: Bearer YOUR_API_KEY"

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