--- title: "Firefighters First Credit Union Rates (Nov 2026): CDs to 5.75%" description: "Firefighters First Credit Union rates today: savings & CDs up to 5.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Firefighters First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/firefighters-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Firefighters First Credit Union Rates (Nov 2026): CDs to 5.75% ### Auto & vehicle rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Competitive auto loan rates designed to fit your drive. (36 Months)** auto_any_36mo | — APR | 4.490% | 36 mo | Standard | | **New and Used Autos. Up to 120% Financing on Approved Credit. (36 Months)** auto_any_36mo | — APR | 4.490% | 36 mo · any | Standard | | **New and Used Autos. Up to 120% Financing on Approved Credit. (48 Months)** auto_any_48mo | — APR | 4.740% | 48 mo · any | Standard | | **Competitive auto loan rates designed to fit your drive. (60 Months)** auto_any_60mo | — APR | 4.740% | 60 mo | Standard | | **New and Used Autos. Up to 120% Financing on Approved Credit. (60 Months)** auto_any_60mo | — APR | 4.740% | 60 mo · any | Standard | | **Competitive auto loan rates designed to fit your drive. (48 Months)** auto_any_48mo | — APR | 4.740% | 48 mo | Standard | | **New and Used Autos. Up to 120% Financing on Approved Credit. (72 Months)** auto_any_72mo | — APR | 5.240% | 72 mo · any | Standard | | **Competitive auto loan rates designed to fit your drive. (72 Months)** auto_any_72mo | — APR | 5.240% | 72 mo | Standard | | **New and Used Autos. Up to 120% Financing on Approved Credit. (84 Months)** auto_any_84mo | — APR | 5.740% | 84 mo · any | Standard | | **Competitive auto loan rates designed to fit your drive. (84 Months)** auto_any_84mo | — APR | 5.740% | 84 mo | Standard | | **New and Used Motorcycles. Up to 115% Financing on Approved Credit. (24 Months)** motorcycle_any_24mo | — APR | 6.240% | 24 mo · any | Standard | | **New and Used Motorcycles. Up to 115% Financing on Approved Credit. (60 Months)** motorcycle_any_60mo | — APR | 6.740% | 60 mo · any | Standard | | **New and Used Motorcycles. Up to 115% Financing on Approved Credit. (72 Months)** motorcycle_any_72mo | — APR | 7.240% | 72 mo · any | Standard | | **Up to 100% Financing** auto_any_84mo | — APR | 7.490% | 84 mo | Standard | | **Up to 100% Financing** auto_any_120mo | — APR | 7.990% | 120 mo | Standard | | **Up to 100% Financing** auto_any_180mo | — APR | 8.990% | 180 mo | Standard | Firefighters First Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan (closed-end loan). (12 Months)** personal_unsecured_12mo | — APR | 8.740% | 12 mo | Standard | | **Signature Loan (closed-end loan). (36 Months)** personal_unsecured_36mo | — APR | 9.240% | 36 mo | Standard | | **Signature Loan (closed-end loan). (24 Months)** personal_unsecured_24mo | — APR | 9.240% | 24 mo | Standard | | **Signature Loan (closed-end loan). (60 Months)** personal_unsecured_60mo | — APR | 10.740% | 60 mo | Standard | | **Safety Line (open-end loan) ^ . (N/A)** personal | — APR | 11.240% | — | Standard | Firefighters First Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 48 offers | Product | Published | Rate | Term / condition | Status | | **Ready Checking** checking | 0.05% APY | 0.05% | — | Standard | | **Money Market** money_market | 0.05% APY | 0.05% | — | Standard | | **Business Money Market Accounts.** money_market | 0.05% APY | 0.05% | — | Eligibility restricted | | **$0 - $2,499.99** savings | 0.25% APY | 0.25% | — | Standard | | **Holiday Helper** savings | 0.30% APY | 0.30% | — | Standard | | **None** savings | 1.00% APY | 1.00% | — | Standard | | **Coverdell ESA Shares**** savings | 1.00% APY | 1.00% | — | Standard | | **Business Money Market Accounts.** money_market | 1.60% APY | 1.59% | — | Eligibility restricted | | **$2,500.00 - $49,999.99** savings | 1.60% APY | 1.60% | — | Standard | | **$50,000.00 - $74,999.99** savings | 1.65% APY | 1.65% | — | Standard | | **Business Money Market Accounts.** money_market | 1.65% APY | 1.64% | — | Eligibility restricted | | **Business Money Market Accounts.** money_market | 1.70% APY | 1.69% | — | Eligibility restricted | | **$75,000.00 - $99,999.99** savings | 1.70% APY | 1.70% | — | Standard | | **$100,000.00 And Over** savings | 1.75% APY | 1.75% | — | Standard | | **Business Money Market Accounts.** money_market | 1.75% APY | 1.74% | — | Eligibility restricted | | **6 Month s** cd_6mo | — APY | 3.64% | 6 mo | Standard | | **Traditional/Roth IRA Certificates. (6 Month)** ira_cd_6mo | 3.65% APY | 3.59% | 6 mo | Standard | | **Regular Certificate Accounts. (6 Month)** share_certificate_6mo | 3.65% APY | 3.59% | 6 mo | Standard | | **Share Certificates. (6 Months)** share_certificate_6mo | 3.65% APY | 3.59% | 6 mo | Standard | | **Share Certificates. (6 Months)** share_certificate_6mo | 3.70% APY | 3.64% | 6 mo | Standard | | **12 Month s** cd_12mo | — APY | 3.74% | 12 mo | Standard | | **Share Certificates. (6 Months)** share_certificate_6mo | 3.75% APY | 3.69% | 6 mo | Standard | | **1 Year Rookie Certificate** share_certificate_12mo | 3.80% APY | 3.74% | 12 mo | Standard | | **Regular Certificate Accounts. (1 Year)** share_certificate_12mo | 3.80% APY | 3.74% | 12 mo | Standard | | **Traditional/Roth IRA Certificates. (12 Month)** ira_cd_12mo | 3.80% APY | 3.74% | 12 mo | Standard | | **Share Certificates. (1 Year)** share_certificate_12mo | 3.80% APY | 3.74% | 12 mo | Standard | | **18 Month s** cd_18mo | — APY | 3.88% | 18 mo | Standard | | **Share Certificates. (2 Years)** share_certificate_24mo | 3.90% APY | 3.83% | 24 mo | Standard | | **Regular Certificate Accounts. (2 Year)** share_certificate_24mo | 3.90% APY | 3.83% | 24 mo | Standard | | **Traditional/Roth IRA Certificates. (18 Month)** ira_cd_18mo | 3.90% APY | 3.83% | 18 mo | Standard | | **Traditional/Roth IRA Certificates. (3 Year)** ira_cd_36mo | 3.90% APY | 3.83% | 36 mo | Standard | | **Traditional/Roth IRA Certificates. (5 Year)** ira_cd_60mo | 3.90% APY | 3.83% | 60 mo | Standard | | **3 Year Coverdell ESA Certificate** share_certificate_36mo | 3.90% APY | 3.83% | 36 mo | Standard | | **Regular Certificate Accounts. (3 Year)** share_certificate_36mo | 3.90% APY | 3.83% | 36 mo | Standard | | **5 Year Coverdell ESA Certificate** share_certificate_60mo | 3.90% APY | 3.83% | 60 mo | Standard | | **Regular Certificate Accounts. (5 Year)** share_certificate_60mo | 3.90% APY | 3.83% | 60 mo | Standard | | **18-Month Coverdell ESA Certificate** share_certificate_18mo | 3.90% APY | 3.83% | 18 mo | Standard | | **Retirement Liquid Share Certificates. (1 Year)** share_certificate_12mo | 3.91% APY | 3.84% | 12 mo | Standard | | **Share Certificates. (2 Years)** share_certificate_24mo | 3.95% APY | 3.88% | 24 mo | Standard | | **Share Certificates. (3 Years)** share_certificate_36mo | 3.95% APY | 3.88% | 36 mo | Standard | | **Share Certificates. (5 Years)** share_certificate_60mo | 3.95% APY | 3.88% | 60 mo | Standard | | **Share Certificates. (5 Years)** share_certificate_60mo | 4.00% APY | 3.93% | 60 mo | Standard | | **Retirement Liquid Share Certificates. (5 Year)** share_certificate_60mo | 4.00% APY | 3.93% | 60 mo | Standard | | **Share Certificates. (3 Years)** share_certificate_36mo | 4.00% APY | 3.93% | 36 mo | Standard | | **Retirement Liquid Share Certificates. (2 Year)** share_certificate_24mo | 4.00% APY | 3.93% | 24 mo | Standard | | **Share Certificates. (2 Years)** share_certificate_24mo | 4.00% APY | 3.93% | 24 mo | Standard | | **4-Month Certificate** share_certificate_4mo | — APY | 5.60% | 4 mo | Standard | | **Dream Home Certificate. (4 Month)** share_certificate_4mo | 5.75% APY | 5.60% | 4 mo | Standard | Firefighters First Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 5.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/firefighters-first) , verified from [Firefighters First Credit Union's official website](https://www.firefightersfirstcu.org/) Loading branch locator… ## About Firefighters First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 77.2K Assets $2.5B Founded 1935 Locations reported 17 NCUA charter 24877 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First City** Pasadena · Pasadena · CA · 91105-3029 About 1.0 miles away](https://rateapi.dev/credit-unions/california/first-city) [**Pasadena** Pasadena Federal Credit Union · Pasadena · CA · 91124-0001 About 1.1 miles away](https://rateapi.dev/credit-unions/california/pasadena) [**Skyla** Pasadena · Pasadena · CA · 91124 About 1.1 miles away](https://rateapi.dev/credit-unions/north-carolina/skyla) [**E-Central** E-Central Credit Union · Pasadena · CA · 91105 About 1.2 miles away](https://rateapi.dev/credit-unions/california/e-central) [**Wescom Central** Pasadena · Pasadena · CA · 91101 About 1.2 miles away](https://rateapi.dev/credit-unions/california/wescom-central) [**California** Pasadena · PASADENA · CA · 91101-3535 About 2.0 miles away](https://rateapi.dev/credit-unions/california/california) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Firefighters First Credit Union Membership eligibility from Firefighters First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Firefighters First Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer fire department, nonprofit organizations that support firefighters Verified from [Firefighters First Credit Union's membership page](https://www.firefightersfirstcu.org/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Firefighters First Credit Union Employers 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Firefighters First Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Fire Department “New, active and retired firefighters are eligible to join, along with fire department employees” > [source ↗](https://www.firefightersfirstcu.org/become-a-member/) - Employee of Fire Department - Employee of nonprofit organizations that support firefighters “staff of nonprofit organizations that support firefighters” > [source ↗](https://www.firefightersfirstcu.org/become-a-member/) - Employee of nonprofit organizations that support firefighters ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, stepchild, adopted child, parent, stepparent, sibling, grandparent, grandchild “Immediate family members of eligible individuals are also welcome to join, including spouses, children, stepchildren, adopted children, parents, stepparents, siblings, grandparents and grandchildren.” > [source ↗](https://www.firefightersfirstcu.org/become-a-member/) - Family member (spouse, child, stepchild, adopted child, parent, stepparent, sibling, grandparent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Firefighters First Credit Union? Yes No ## Work at Firefighters First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Firefighters First Credit Union ranks against California peers. - See which AI assistants fetched Firefighters First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=firefighters-first&state=california&code=CA&name=Firefighters%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Firefighters First Credit Union offer? Firefighters First Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Firefighters First Credit Union rates updated? RateAPI verifies Firefighters First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Firefighters First Credit Union's rate data? Rate data is collected directly from Firefighters First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Firefighters First Credit Union's best CD rate? As of November 13, 2026, Firefighters First Credit Union offers savings and certificate (CD) yields up to 5.75% APY. ### Who can join Firefighters First Credit Union? Firefighters First Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Firefighters First Credit Union, each quoted from Firefighters First Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Firefighters First Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firefightersfirstcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Firefighters First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Firefighters First Credit Union curl "https://api.rateapi.dev/credit-unions/california /firefighters-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Firefighters First Credit Union locations Search, filter, and browse all 17 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/firefighters-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp