---
title: "F3 Credit Union Rates &amp; Who Can Join - California"
description: "F3 Credit Union is a credit union in California. Rate data is being verified. See who can join F3 Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/california/f3"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# F3 Credit Union Rates &amp; Who Can Join - California

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

F3 Credit Union is a credit union in California. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/f3) , verified from [F3 Credit Union's official website](https://www.f3creditunion.com/)

Loading branch locator…

## About F3 Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

12.9K

Assets

$239.4M

Founded

1931

Locations reported

4

NCUA charter

64835

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Citizens Equity First** Willow Glen Member Center · San Jose · CA · 95126-3704 About 0.9 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) [**Premier One** Asbury · San Jose · CA · 95110 About 1.7 miles away](https://rateapi.dev/credit-unions/california/premier-one) [**Mirastar** West Hedding · San Jose · CA · 95110-1705 About 1.9 miles away](https://rateapi.dev/credit-unions/california/mirastar) [**Star One** Branch - Stevens Creek · San Jose · CA · 95117 About 1.9 miles away](https://rateapi.dev/credit-unions/california/star-one) [**Mission City** Main Branch 1 · Santa Clara · CA · 95050-4710 About 2.3 miles away](https://rateapi.dev/credit-unions/california/mission-city) [**Technology** Campbell Branch · San Jose · CA · 95125-6108 About 2.4 miles away](https://rateapi.dev/credit-unions/california/technology)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join F3 Credit Union

Membership eligibility from F3 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on F3 Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer U.S. Postal Service, Civil Service

Verified from [F3 Credit Union's membership page](https://www.f3creditunion.com/why-join-f3cu/) . Final membership determination is always made by the credit union.

## Membership rules for F3 Credit Union

Employers 3

3 published paths to membership, last verified August 21, 2026, quoted from F3 Credit Union’s own published criteria.

### Employers 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Civil Service

“All Civil Service employees in the counties of Santa Clara, San Mateo, Santa Cruz, Monterey, San Benito and San Francisco.”

> [source ↗](https://www.f3creditunion.com/why-join-f3cu/)

- Employee of Civil Service
  - Employee of F3 Credit Union

“The employees, contract employees and legal counsel of the credit union.”

> [source ↗](https://www.f3creditunion.com/why-join-f3cu/)

- Employee of F3 Credit Union
  - Employee of United States Postal Service

“All employees, retirees and contract employees of the U.S. Postal Service in the counties of Santa Clara, San Mateo, Santa Cruz, Monterey, San Benito, San Francisco, Solano, Contra Costa, Alameda, Napa, Sonoma, Marin and San Joaquin.”

> [source ↗](https://www.f3creditunion.com/why-join-f3cu/)

- Employee of United States Postal Service

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for F3 Credit Union? Yes No

## Work at F3 Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where F3 Credit Union ranks against California peers.

- See which AI assistants fetched F3 Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in California
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=f3&amp;state=california&amp;code=CA&amp;name=F3%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does F3 Credit Union offer?

F3 Credit Union is a credit union in California. Rate data is currently being verified.

### How often are F3 Credit Union rates updated?

RateAPI verifies F3 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get F3 Credit Union's rate data?

Rate data is collected directly from F3 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join F3 Credit Union?

F3 Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 3 employers for F3 Credit Union, each quoted from F3 Credit Union's own published membership criteria.

## Related Rate Data

Compare F3 Credit Union's rates against national credit-union benchmarks.

[More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.f3creditunion.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track F3 Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for F3 Credit Union
curl "https://api.rateapi.dev/credit-unions/california /f3 " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## F3 Credit Union locations

Search, filter, and browse all 4 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

Skip to main content

---

Source: https://rateapi.dev/credit-unions/california/f3
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
