--- title: "Excite Credit Union Rates - California" description: "Current savings & cd rates from Excite Credit Union in California. Updated daily with source verification. See who can join Excite Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/excite-credit-union" last-updated: "2026-09-27" source: "https://rateapi.dev/llms.txt" --- # Excite Credit Union Rates - California ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Business Certificate** share_certificate | — APY | 3.65% | — | Eligibility restricted | | **Savings** savings | — APY | 4.50% | — | Standard | Excite Credit Union savings & cd rates as of September 25, 2026 Excite Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/excite) , verified from [Excite Credit Union's official website](https://excitecu.org/) Loading branch locator… ## About Excite Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 45.8K Assets $615.2M Founded 1952 Locations reported 6 NCUA charter 68441 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Premier One** Corporate · San Jose · CA · 95119 About 0.6 miles away](https://rateapi.dev/credit-unions/california/premier-one) [**Keypoint** Santa Teresa Branch · San Jose · CA · 95139-1322 About 0.7 miles away](https://rateapi.dev/credit-unions/california/keypoint) [**Provident** Branch Office · San Jose · CA · 95123-3714 About 1.6 miles away](https://rateapi.dev/credit-unions/california/provident) [**Meriwest** Cottle Financial Center · San Jose · CA · 95123 About 1.8 miles away](https://rateapi.dev/credit-unions/california/meriwest) [**Commonwealth Central** Corporate Office · San Jose · CA · 95138 About 2.2 miles away](https://rateapi.dev/credit-unions/california/commonwealth-central) [**Citizens Equity First** Branham Member Center · San Jose · CA · 95136-2339 About 3.7 miles away](https://rateapi.dev/credit-unions/illinois/citizens-equity-first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Excite Credit Union Membership eligibility from Excite Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Excite Credit Union's website. Check the membership page below to confirm whether you qualify. - Location santa clara, san mateo, alameda, santa cruz, monterey, san francisco, brunswick, new hanover, pender — CA, NC Verified from [Excite Credit Union's membership page](https://excitecu.org/benefits-resources/benefits-of-membership/membership-benefits) . Final membership determination is always made by the credit union. ## Membership rules for Excite Credit Union Geography 9 counties · Family 37 published paths to membership, last verified September 13, 2026, quoted from Excite Credit Union’s own published criteria. ### Geography 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Alameda County, CA - Brunswick County, NC - Monterey County, CA - New Hanover County, NC - Pender County, NC - San Francisco County, CA - San Mateo County, CA - Santa Clara County, CA - Santa Cruz County, CA “You live, work, worship, or attend school in Santa Clara, San Mateo, Alameda, Santa Cruz, Monterey and San Francisco counties in California or Brunswick, New Hanover and Pender counties in North Carolina.” > [source ↗](https://excitecu.org/benefits-resources/benefits-of-membership/membership-benefits) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Family of a member family, domestic partner, roommate “You have a family member, domestic partner, or roommate that is a member of Excite.” > [source ↗](https://excitecu.org/benefits-resources/benefits-of-membership/membership-benefits) - Family member (family, domestic partner, roommate) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Excite Credit Union? Yes No ## Work at Excite Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Excite Credit Union ranks against California peers. - See which AI assistants fetched Excite Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=excite&state=california&code=CA&name=Excite%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Excite Credit Union offer? Excite Credit Union is a credit union in California. Rate data is currently being verified. ### How often are Excite Credit Union rates updated? RateAPI verifies Excite Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified September 25, 2026. ### Where does RateAPI get Excite Credit Union's rate data? Rate data is collected directly from Excite Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Excite Credit Union? Excite Credit Union publishes its membership criteria on its own website. RateAPI tracks 37 published membership paths covering 9 counties for Excite Credit Union, each quoted from Excite Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Excite Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://excitecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Excite Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Excite Credit Union curl "https://api.rateapi.dev/credit-unions/california /excite " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Excite Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/excite-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp