Employees Choice Mortgage, Auto Loan & Personal Loan Rates

As of July 9, 2026, Employees Choice offers a share_savings mortgage at 5% APR (5% rate, 0 points). Auto loans available from 4.38% APR. Personal loan rates from 4% APR.
Source: RateAPI.dev, verified from Employees Choice's official website

Mortgage Rates

Rates as of July 9, 2026

share_savings

5.000% APR

Rate5.000%

Points0

Regular/Secondary Share Accounts ($25)

savings

5.000% APR

Rate5.000%

Points0

Share Draft Accounts ($1,000)

Auto Loan Rates

Rates as of July 9, 2026

auto_any_60mo

4.380% APR

Rate4.380%

New & Used Vehicle - 60 Months

auto_any_72mo

4.680% APR

Rate4.680%

New & Used Vehicle - 72 Months

auto_any_84mo

5.180% APR

Rate5.180%

New & Used Vehicle - 84 Months

auto_any_60mo

6.790% APR

Rate6.790%

New & Used Motorcycle - 60 Months

auto_any_72mo

6.990% APR

Rate6.990%

New & Used Motorcycle - 72 Months

auto_any_60mo

7.490% APR

Rate7.490%

Classic Vehicle - 60 Months

auto_any_72mo

7.490% APR

Rate7.490%

Classic Vehicle - 72 Months

auto_any_84mo

7.490% APR

Rate7.490%

New & Used Motorcycle - 84 Months

auto_any_96mo

7.490% APR

Rate7.490%

New & Used RV/Boat - 96 Months

auto_any

7.490% APR

Rate7.490%

New or Used Vehicle

auto_any

7.990% APR

Rate7.990%

New & Used RV/Boat - 180 Months

auto_any_84mo

8.490% APR

Rate8.490%

Classic Vehicle - 84 Months

auto_any_24mo

8.490% APR

Rate8.490%

New & Used Recreation Sports Vehicle - 24 Months

auto_any_36mo

8.490% APR

Rate8.490%

New & Used Recreation Sports Vehicle - 36 Months

auto_any_60mo

8.490% APR

Rate8.490%

New & Used Recreation Sports Vehicle - 60 Months

credit_card_platinum

9.900% APR

Rate9.900%

Platinum VISA Credit Card

credit_card_platinum

9.900% APR

Rate9.900%

Platinum VISA

credit_card_secured

14.000% APR

Rate14.000%

Secured VISA

Personal Loan Rates

Rates as of July 9, 2026

personal_secured

4.000% APR

Rate4.000%

Share Secured

personal_unsecured

12.000% APR

Rate12.000%

Signature

personal

18.000% APR

Rate18.000%

Overdraft Protection

Frequently Asked Questions

What rates does Employees Choice offer?

Employees Choice currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Employees Choice rates updated?

RateAPI verifies Employees Choice's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Employees Choice's rate data?

Rate data is collected directly from Employees Choice's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Employees Choice's mortgage rate?

As of July 9, 2026, Employees Choice offers a share_savings mortgage at 5% APR.

What is Employees Choice's auto loan rate?

As of July 9, 2026, Employees Choice offers auto loans from 4.38% APR.

Related Rate Data

Compare Employees Choice's rates against national credit-union benchmarks.

More California credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Employees Choice
curl "https://api.rateapi.dev/credit-unions/california/employees-choice" \
  -H "Authorization: Bearer YOUR_API_KEY"

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