Edwards

edwards, California
Last verified: July 9, 2026

As of July 9, 2026, Edwards offers a money_market mortgage at 1% APR (1% rate, 0 points). Auto loans available from 5.24% APR. HELOC rates from 6.24% APR. Personal loan rates from 2.05% APR.

Source: RateAPI.dev, verified from Edwards's official website

Mortgage Rates

Rates as of July 9, 2026

money_market
1.000% APR
Rate1.000%
Points0
Money Market Share Savings ($10,000)
money_market
1.150% APR
Rate1.150%
Points0
Money Market Share Savings ($50,000)
money_market
1.800% APR
Rate1.800%
Points0
Money Market Share Savings ($100,000)
cd_36mo
3.250% APR
Rate3.250%
Points0
36 Month Certificate
cd_6mo
3.250% APR
Rate3.250%
Points0
6 Month Certificate
cd_12mo
3.300% APR
Rate3.300%
Points0
12 Month Certificate
cd_15mo
3.300% APR
Rate3.300%
Points0
15 Month Certificate
cd_18mo
3.300% APR
Rate3.300%
Points0
18 Month Certificate
cd_24mo
3.350% APR
Rate3.350%
Points0
24 Month Certificate
cd_48mo
3.450% APR
Rate3.450%
Points0
48 Month Certificate
cd_60mo
3.650% APR
Rate3.650%
Points0
60 Month Certificate
ploc_variable
11.990% APR
Rate11.990%
Points0
Line of Credit (LOC)

Auto Loan Rates

Rates as of July 9, 2026

auto
5.240% APR
Rate5.240%
Vehicle Loans
auto_new
5.240% APR
Rate5.240%
Vehicle Loans - New
auto_used
5.740% APR
Rate5.740%
Vehicle Loans - Used/Refinance
auto
5.740% APR
Rate5.740%
Motorcycle, UTV, Powersports
auto
6.240% APR
Rate6.240%
RVs, Boats, & Trailers
auto_new
6.240% APR
Rate6.240%
RVs, Boats, & Trailers - New
auto_used
7.240% APR
Rate7.240%
RVs, Boats, & Trailers - Used
credit_card
9.990% APR
Rate9.990%
VISA® Credit Card
credit_card
9.990% APR
Rate9.990%
Visa Credit Card

HELOC Rates

Rates as of July 9, 2026

heloc_fixed
6.240% APR
Rate6.240%
Closed-End Home Equity Loan
heloc
6.490% APR
Rate6.490%
Home Equity
heloc_fixed
6.490% APR
Rate6.490%
Home Equity Loan - 5-Year Amortization
heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit
heloc_fixed
7.240% APR
Rate7.240%
Home Equity Loan - 10-Year Amortization
heloc_fixed
7.990% APR
Rate7.990%
Home Equity Loan - 15-Year Amortization

Personal Loan Rates

Rates as of July 9, 2026

personal_secured
2.050% APR
Rate2.050%
Shared Savings Secured Loan
personal_unsecured
9.740% APR
Rate9.740%
Personal Loan

Frequently Asked Questions

What rates does Edwards offer?

Edwards currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Edwards rates updated?

RateAPI verifies Edwards's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Edwards's rate data?

Rate data is collected directly from Edwards's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Edwards's mortgage rate?

As of July 9, 2026, Edwards offers a money_market mortgage at 1% APR.

What is Edwards's auto loan rate?

As of July 9, 2026, Edwards offers auto loans from 5.24% APR.

Related Rate Data

Compare Edwards's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

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# Get rates for Edwards
curl "https://api.rateapi.dev/credit-unions/california/edwards" \
  -H "Authorization: Bearer YOUR_API_KEY"
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