---
title: "Desert Valleys Credit Union Rates - California"
description: "Desert Valleys Credit Union is a credit union in California. Rate data is being verified. See who can join Desert Valleys Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/california/desert-valleys"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Desert Valleys Credit Union Rates - California

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Desert Valleys Credit Union is a credit union in California. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/desert-valleys) , verified from [Desert Valleys Credit Union's official website](https://www.desertvalleys.org/)

Loading branch locator…

## About Desert Valleys Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

6K

Assets

$89.4M

Founded

1946

Locations reported

2

NCUA charter

5366

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Altaone** Base · China Lake · CA · 93555 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/altaone) [**Navy Federal Credit Union** Ridgecrest CA · Ridgecrest · CA · 93555-3856 About 3.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Edwards** Edwards AFB Branch · Edwards · CA · 93524-8002 About 47.5 miles away](https://rateapi.dev/credit-unions/california/edwards) [**Oceanair** Valley Strong Credit Union · Tehachapi · CA · 93561-2533 About 53.9 miles away](https://rateapi.dev/credit-unions/california/oceanair) [**Valley Strong** Tehachapi Branch · Tehachapi · CA · 93561-2533 About 53.9 miles away](https://rateapi.dev/credit-unions/california/valley-strong) [**Safe 1** Tehachapi · Tehachapi · CA · 93561 About 55.3 miles away](https://rateapi.dev/credit-unions/california/safe-1)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Desert Valleys Credit Union

Membership eligibility from Desert Valleys Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Desert Valleys Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location Inyo, Kern — CA

Verified from [Desert Valleys Credit Union's membership page](https://www.desertvalleys.org/) . Final membership determination is always made by the credit union.

## Membership rules for Desert Valleys Credit Union

Geography 2 counties

2 published paths to membership, last verified August 5, 2026, from NCUA regulator charter records.

### Geography 2

Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026

- Inyo County, CA
- Kern County, CA

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Inyo County, CA; Kern County, CA”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Desert Valleys Credit Union? Yes No

## Work at Desert Valleys Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Desert Valleys Credit Union ranks against California peers.

- See which AI assistants fetched Desert Valleys Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in California
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=desert-valleys&amp;state=california&amp;code=CA&amp;name=Desert%20Valleys%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Desert Valleys Credit Union offer?

Desert Valleys Credit Union is a credit union in California. Rate data is currently being verified.

### How often are Desert Valleys Credit Union rates updated?

RateAPI verifies Desert Valleys Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Desert Valleys Credit Union's rate data?

Rate data is collected directly from Desert Valleys Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Desert Valleys Credit Union?

Desert Valleys Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 2 counties for Desert Valleys Credit Union, each quoted from NCUA charter records.

## Related Rate Data

Compare Desert Valleys Credit Union's rates against national credit-union benchmarks.

[More California credit unions](https://rateapi.dev/credit-unions/california) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.desertvalleys.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Desert Valleys Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Desert Valleys Credit Union
curl "https://api.rateapi.dev/credit-unions/california /desert-valleys " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Desert Valleys Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/california/desert-valleys
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
