Desert Valleys

ridgecrest, California
Last verified: July 9, 2026

As of July 9, 2026, Desert Valleys offers a savings mortgage at 1% APR (1% rate, 0 points).

Source: RateAPI.dev, verified from Desert Valleys's official website

Mortgage Rates

Rates as of July 9, 2026

savings
1.000% APR
Rate1.000%
Points0
Desert Kids Savings
ira
1.000% APR
Rate1.000%
Points0
Roth IRA Share
ira
1.000% APR
Rate1.000%
Points0
Traditional IRA Share
savings
1.500% APR
Rate1.500%
Points0
Business $martcents Savings
savings
1.500% APR
Rate1.500%
Points0
Super Saver
ira
1.500% APR
Rate1.500%
Points0
Traditional IRA Term Share Roth IRA Term Share
cd
1.500% APR
Rate1.500%
Points0
Certificate 2
money_market
1.500% APR
Rate1.500%
Points0
Money Market
savings
2.000% APR
Rate2.000%
Points0
$martcents Savings
cd
2.000% APR
Rate2.000%
Points0
Certificate 3
savings
2.250% APR
Rate2.250%
Points0
Save 2 Win
cd
2.500% APR
Rate2.500%
Points0
Certificate 1
cd
2.500% APR
Rate2.500%
Points0
Certificate 4
cd
2.500% APR
Rate2.500%
Points0
Certificate 5
cd_48mo
2.500% APR
Rate2.500%
Points0
Jumbo Term Share (48 Month)
cd
2.750% APR
Rate2.750%
Points0
Certificate 6
cd
2.750% APR
Rate2.750%
Points0
Certificate 7
cd_60mo
2.750% APR
Rate2.750%
Points0
Jumbo Term Share (60 Month)
cd
3.000% APR
Rate3.000%
Points0
Certificate 11
cd
3.000% APR
Rate3.000%
Points0
Certificate 8
cd
3.750% APR
Rate3.750%
Points0
Certificate 9
cd
4.000% APR
Rate4.000%
Points0
Certificate 10

Frequently Asked Questions

What rates does Desert Valleys offer?

Desert Valleys currently offers mortgage rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Desert Valleys rates updated?

RateAPI verifies Desert Valleys's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Desert Valleys's rate data?

Rate data is collected directly from Desert Valleys's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Desert Valleys's mortgage rate?

As of July 9, 2026, Desert Valleys offers a savings mortgage at 1% APR.

Related Rate Data

Compare Desert Valleys's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Desert Valleys
curl "https://api.rateapi.dev/credit-unions/california/desert-valleys" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude