--- title: "County Schools Credit Union Rates (Nov 2026): CDs to 3.75%" description: "County Schools Credit Union rates today: savings & CDs up to 3.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join County Schools Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/county-schools" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # County Schools Credit Union Rates (Nov 2026): CDs to 3.75% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **New Car Loans (24-48 Months)** auto_new_48mo | — APR | 4.740% | 48 mo · new | Standard | | **New Car Loans (49-60 Months)** auto_new_60mo | — APR | 4.990% | 60 mo · new | Standard | | **New Car Loans (61-72 Months)** auto_new_72mo | — APR | 5.240% | 72 mo · new | Standard | | **New Car Loans (73-84 Months)** auto_new_84mo | — APR | 5.490% | 84 mo · new | Standard | | **Used Car Loans (24-48 Months)** auto_used_48mo | — APR | 5.490% | 48 mo · used | Standard | | **Used Car Loans (49-60 Months)** auto_used_60mo | — APR | 5.740% | 60 mo · used | Standard | | **Used Car Loans (61-72 Months)** auto_used_72mo | — APR | 5.990% | 72 mo · used | Standard | | **Used Car Loans (73-84 Months)** auto_used_84mo | — APR | 6.490% | 84 mo · used | Standard | County Schools Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.750% | — | Standard | County Schools Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Personal Loans & Lines (Personal Loan)** personal_unsecured | — APR | 8.990% | — | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 8.990% | 60 mo | Standard | | **Personal Loans & Lines (Checking Account Overdraft Line of Credit)** ploc_variable | — APR | 14.900% | — | Standard | | **Personal Loans & Lines (Credit Builder Loan)** personal_unsecured | — APR | 15.000% | — | Standard | | **48-Month Credit Builder Loan** personal_unsecured_48mo | — APR | 15.000% | 48 mo | Standard | County Schools Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 20 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Certificate ($1,000–$9,999)** cd_12mo | — APY | 0.99% | 12 mo | Standard | | **12-Month Certificate ($25,000–$99,999)** cd_12mo | — APY | 0.99% | 12 mo | Standard | | **12-Month Certificate ($100,000+)** cd_12mo | — APY | 0.99% | 12 mo | Standard | | **12-Month Certificate ($10,000–$24,999)** cd_12mo | — APY | 0.99% | 12 mo | Standard | | **IRA - Individual Retirement Account Share Certificates (12 Months $1,000 - $9,999)** ira_cd_12mo | 1.00% APY | 0.99% | 12 mo | Standard | | **IRA - Individual Retirement Account Share Certificates (12 Months $10,000 - $24,999)** ira_cd_12mo | 1.00% APY | 0.99% | 12 mo | Standard | | **IRA - Individual Retirement Account Share Certificates (12 Months $100,000 +)** ira_cd_12mo | 1.00% APY | 0.99% | 12 mo | Standard | | **IRA - Individual Retirement Account Share Certificates (12 Months $25,000.00 - $99,999)** ira_cd_12mo | 1.00% APY | 0.99% | 12 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 2.47% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 2.50% APY | 2.47% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 2.96% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.00% APY | 2.96% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.44% | 24 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.50% APY | 3.44% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.54% | 36 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 3.58% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.60% APY | 3.54% | 36 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.65% APY | 3.58% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 3.69% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.75% APY | 3.69% | 60 mo | Standard | County Schools Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/county-schools) , verified from [County Schools Credit Union's official website](https://csfcu.org/) Loading branch locator… ## About County Schools Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.6K Assets $91.5M Founded 1960 Locations reported 5 NCUA charter 13495 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Ventura County** Ventura Branch · Ventura · CA · 93003-5332 About 1.7 miles away](https://rateapi.dev/credit-unions/california/ventura-county) [**Oceanair** Ventura Branch · Ventura · CA · 93003-3486 About 1.7 miles away](https://rateapi.dev/credit-unions/california/oceanair) [**Communityamerica** Ventura · Ventura · CA · 93003 About 1.9 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Premier America** Ventura Branch · Ventura · CA · 93003-6787 About 1.9 miles away](https://rateapi.dev/credit-unions/california/premier-america) [**Schoolsfirst** 75 - Ventura District Service Center · Ventura · CA · 93003 About 1.9 miles away](https://rateapi.dev/credit-unions/california/schoolsfirst) [**Wescom Central** Oxnard · Oxnard · CA · 93036 About 5.8 miles away](https://rateapi.dev/credit-unions/california/wescom-central) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join County Schools Credit Union Membership eligibility from County Schools Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on County Schools Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [County Schools Credit Union's membership page](https://csfcu.org/how-to-join) . Final membership determination is always made by the credit union. ## Membership rules for County Schools Credit Union Associations · Family 2 published paths to membership, last verified November 8, 2026, quoted from County Schools Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Donor to local education “supporters of local education like PTO donors” > [source ↗](https://csfcu.org/how-to-join) - Donor to local education ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible immediate family “Students, faculty, and staff of all Ventura County schools, colleges, trade schools, universities, plus their immediate families” > [source ↗](https://csfcu.org/how-to-join) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for County Schools Credit Union? Yes No ## Work at County Schools Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where County Schools Credit Union ranks against California peers. - See which AI assistants fetched County Schools Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=county-schools&state=california&code=CA&name=County%20Schools%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does County Schools Credit Union offer? County Schools Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are County Schools Credit Union rates updated? RateAPI verifies County Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get County Schools Credit Union's rate data? Rate data is collected directly from County Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is County Schools Credit Union's best CD rate? As of November 12, 2026, County Schools Credit Union offers savings and certificate (CD) yields up to 3.75% APY. ### Who can join County Schools Credit Union? County Schools Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for County Schools Credit Union, each quoted from County Schools Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare County Schools Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://csfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track County Schools Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for County Schools Credit Union curl "https://api.rateapi.dev/credit-unions/california /county-schools " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## County Schools Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/county-schools Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp