--- title: "Compass Community Credit Union Rates - California" description: "Current mortgage, auto loan, and savings & cd rates from Compass Community Credit Union in California. Updated daily with source verification. See who can join Compass Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/compass-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Compass Community Credit Union Rates - California ### Mortgage rates 11 offers | Product | Published | Rate | Term / condition | Status | | **80% of the appraised value less balance of First Mortgage** other | — APR | 6.500% | — | Standard | | **10-Year Draw Period 15-Year Repayment** other | — APR | 6.500% | — | Standard | | **70% of the appraised value less balance of First Mortgage** other | — APR | 7.000% | — | Standard | | **First Mortgage — Owner Occupied (10 years)** other | — APR | 7.000% | — | Standard | | **First Mortgage — Owner Occupied (15 years)** other | — APR | 7.125% | — | Standard | | **First Mortgage — Owner Occupied (10 years)** other | — APR | 7.185% | — | Standard | | **First Mortgage — Owner Occupied (15 years)** other | — APR | 7.258% | — | Standard | | **First Mortgage — Owner Occupied (20 years)** other | — APR | 7.500% | — | Standard | | **First Mortgage — Owner Occupied (30 years)** other | — APR | 7.500% | — | Standard | | **First Mortgage — Owner Occupied (30 years)** other | — APR | 7.584% | — | Standard | | **First Mortgage — Owner Occupied (20 years)** other | — APR | 7.608% | — | Standard | Compass Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 16 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan (2022 and Newer)** auto_any_36mo | — APR | 3.990% | 36 mo | Standard | | **36-Month Auto Loan (2020–2021)** auto_any_36mo | — APR | 4.740% | 36 mo | Standard | | **48-Month Auto Loan (2022 and Newer)** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **60-Month Auto Loan (2022 and Newer)** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **72-Month Auto Loan (2022 and Newer)** auto_any_72mo | — APR | 5.740% | 72 mo | Standard | | **48-Month Auto Loan (2020–2021)** auto_any_48mo | — APR | 5.790% | 48 mo | Standard | | **60-Month Auto Loan (2020–2021)** auto_any_60mo | — APR | 5.990% | 60 mo | Standard | | **72-Month Auto Loan (2020–2021)** auto_any_72mo | — APR | 6.240% | 72 mo | Standard | | **Auto Loans (2022 or newer) (84 Months - Minimum $20,000)** auto_any_84mo | — APR | 6.490% | 84 mo | Standard | | **84 Months - Minimum $20,000** auto_any_84mo | — APR | 6.490% | 84 mo | Standard | | **Auto Loans (2020-2021) (84 Months - Minimum $20,000)** auto_any_84mo | — APR | 6.990% | 84 mo | Standard | | **36-Month Auto Loan (2016–2019)** auto_any_36mo | — APR | 6.990% | 36 mo | Standard | | **48-Month Auto Loan (2016–2019)** auto_any_48mo | — APR | 7.240% | 48 mo | Standard | | **60-Month Auto Loan (2016–2019)** auto_any_60mo | — APR | 7.490% | 60 mo | Standard | | **72-Month Auto Loan (2016–2019)** auto_any_72mo | — APR | 7.990% | 72 mo | Standard | | **Auto Loans (2016-2019) (84 Months - Minimum $20,000)** auto_any_84mo | — APR | 8.990% | 84 mo | Standard | Compass Community Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 14 offers | Product | Published | Rate | Term / condition | Status | | **FREE Directional Checking (Tier 1 All balances, no conditions met)** checking | — APY | 0.01% | — | Standard | | **Tier 1 All balances, no conditions met** savings | — APY | 0.01% | — | Standard | | **FREE Directional Checking (Tier 2 Balances $0 – $25,000)** checking | — APY | 0.15% | — | Standard | | **Tier 2 Balances $0 – $25,000** savings | — APY | 0.15% | — | Standard | | **FREE Directional Checking (Tier 3 Balances $25,000.01 – $75,000)** checking | — APY | 0.50% | — | Standard | | **Tier 3 Balances $25,000.01 – $75,000** savings | — APY | 0.50% | — | Standard | | **FREE Directional Checking (Tier 4 Balances $75,000.01 – $150,000)** checking | — APY | 2.00% | — | Standard | | **Tier 4 Balances $75,000.01 – $150,000** savings | — APY | 2.00% | — | Standard | | **Tier 5 Balances $150,000.01 +** savings | — APY | 2.90% | — | Standard | | **FREE Directional Checking (Tier 5 Balances $150,000.01 +)** checking | — APY | 2.90% | — | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.99% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.99% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 5.24% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.74% | 72 mo | Standard | Compass Community Credit Union savings & cd rates as of November 12, 2026 Compass Community Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/compass-community) , verified from [Compass Community Credit Union's official website](https://compassccu.org/) Loading branch locator… ## About Compass Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.3K Assets $180.9M Founded 1951 Locations reported 2 NCUA charter 61933 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Coast Central** Arcata Uniontown · Arcata · CA · 95521 About 2.6 miles away](https://rateapi.dev/credit-unions/california/coast-central) [**Northern Redwood** Main Office · Arcata · CA · 95521-4415 About 4.6 miles away](https://rateapi.dev/credit-unions/california/northern-redwood) [**Community First** Garberville · Garberville · CA · 95542 About 53.0 miles away](https://rateapi.dev/credit-unions/california/community-first) [**Rogue** Brookings Branch · Brookings · OR · 97415-2565 About 84.5 miles away](https://rateapi.dev/credit-unions/oregon/rogue) [**Sierra Central** Redding West Branch · Redding · CA · 96001 About 88.6 miles away](https://rateapi.dev/credit-unions/california/sierra-central) [**Siskiyou** Siskiyou Credit Union · Yreka · CA · 96097-9549 About 94.5 miles away](https://rateapi.dev/credit-unions/california/siskiyou) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Compass Community Credit Union Membership eligibility from Compass Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Compass Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location humboldt, del norte, trinity — CA - School Cal Poly Humboldt Verified from [Compass Community Credit Union's membership page](https://compassccu.org/membership/join-us/) . Final membership determination is always made by the credit union. ## Membership rules for Compass Community Credit Union Geography 3 counties · Schools 2 · Family 12 published paths to membership, last verified August 27, 2026, quoted from Compass Community Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Del Norte County, CA - Humboldt County, CA - Trinity County, CA “If you live, work, or worship in Humboldt, Del Norte, or Trinity County in California, you can join.” > [source ↗](https://compassccu.org/membership/join-us/) ### Schools 2 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Cal Poly Humboldt (as written on the source page) “The Cal Poly Humboldt faculty, staff & students.” > [source ↗](https://compassccu.org/membership/join-us/) - Student at Cal Poly Humboldt - School employee of Cal Poly Humboldt (as written on the source page) “The Cal Poly Humboldt faculty, staff & students.” > [source ↗](https://compassccu.org/membership/join-us/) - Employee of Cal Poly Humboldt ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Once you become a member, what better way to tell your family that you care about them than with the gift of free membership at Compass Community Credit Union!” > [source ↗](https://compassccu.org/membership/join-us/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Compass Community Credit Union? Yes No ## Work at Compass Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Compass Community Credit Union ranks against California peers. - See which AI assistants fetched Compass Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=compass-community&state=california&code=CA&name=Compass%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Compass Community Credit Union offer? Compass Community Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Compass Community Credit Union rates updated? RateAPI verifies Compass Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Compass Community Credit Union's rate data? Rate data is collected directly from Compass Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Compass Community Credit Union? Compass Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 3 counties and 2 schools for Compass Community Credit Union, each quoted from Compass Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Compass Community Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://compassccu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Compass Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Compass Community Credit Union curl "https://api.rateapi.dev/credit-unions/california /compass-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Compass Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/compass-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp