--- title: "Coast Central Credit Union Rates: Vehicle 8.31%, Mortgage 6.12%" description: "Coast Central Credit Union rates today: arm mortgage 6.12% APR, vehicle loans from 8.31% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Coast Central Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/coast-central" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Coast Central Credit Union Rates: Vehicle 8.31%, Mortgage 6.12% ### Mortgage rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Get the house of your dreams!** other | — APR | 5.750% | — | Standard | | **Mortgage Loan** other | — APR | 5.750% | — | Standard | | **Home Purchases/Refinances Quarterly Adjustable** arm | 6.123% APR | 6.000% | — | Standard | | **Home Purchases/Refinances 3 & 1 Year ARM** arm | 6.375% APR | 6.250% | — | Standard | | **Home Purchases/Refinances 7 & 1 Year ARM** arm | 6.501% APR | 6.375% | — | Standard | | **Home Purchases/Refinances Unimproved Property** other | 8.571% APR | 8.250% | — | Standard | Coast Central Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.240% | — | Standard | | **Loan Type New & Used Autos** auto_any | — APR | 5.240% | any | Standard | | **Loan Type Boat & RV Loans (New & Used)** boat_any | — APR | 7.500% | any | Standard | | **Home Purchases/Refinances Manufactured Home in Park** auto | 8.315% APR | 8.000% | — | Standard | Coast Central Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 7.000% | — | Standard | | **Product HELOC (Open-Ended Loan)** heloc_variable | — APR | 7.000% | — | Standard | | **Product Home Equity Loan (Closed-Ended Loan)** heloc_fixed | — APR | 7.500% | — | Standard | Coast Central Credit Union heloc rates as of November 12, 2026 ### Credit card rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Card Type Visa Signature Business VARIABLE** credit_card_business | — APR | 9.700% | — | Standard | | **Card Type Visa Platinum Card** credit_card_platinum | — APR | 9.700% | — | Standard | | **Card Type** credit_card | — APR | 9.950% | — | Standard | | **Card Type Business Visa VARIABLE** credit_card_business | — APR | 10.700% | — | Standard | | **Card Type Visa Classic Card** credit_card | — APR | 10.700% | — | Standard | | **Card Type** credit_card | — APR | 11.950% | — | Standard | | **Card Type Visa Signature Business FIXED** credit_card_business | — APR | 14.700% | — | Standard | | **Platinum Credit Card** credit_card_platinum | — APR | 14.700% | — | Standard | | **Visa Classic** credit_card | — APR | 15.700% | — | Standard | | **Card Type Business Visa FIXED** credit_card_business | — APR | 15.700% | — | Standard | | **Card Type** credit_card | — APR | 18.950% | — | Standard | | **Card Type** credit_card | — APR | 20.950% | — | Standard | Coast Central Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 31 offers | Product | Published | Rate | Term / condition | Status | | **Savings Certificates: $10,000 to $74,999 (Term 90 to 181 Days (7100))** cd | — APY | 3.25% | — | Standard | | **Savings Certificates: $75,000 + (Term 90 to 181 Days (7100))** cd | — APY | 3.25% | — | Standard | | **Savings Certificates: $75,000 + (Term 182 to 364 days (7200))** cd | — APY | 3.50% | — | Standard | | **Savings Certificates: $10,000 to $74,999 (Term 182 to 364 days (7200))** cd | — APY | 3.50% | — | Standard | | **Savings Certificates: $500 to $9,999 (Term 182 to 364 days (7200))** cd | — APY | 3.50% | — | Standard | | **Savings Certificates: $75,000 + (Term 12 to 23 months (7300))** cd_23mo | — APY | 3.75% | 23 mo | Standard | | **Coverdell Education Savings Account (ESA) Certificates (Term 12 to 23 months (9100))** cd_23mo | — APY | 3.75% | 23 mo | Standard | | **Simplified Employee Pension (SEP) IRA Certificates (Term 12 to 23 months (9100))** ira_cd_23mo | — APY | 3.75% | 23 mo | Standard | | **Savings Certificates: $10,000 to $74,999 (Term 12 to 23 months (7300))** cd_23mo | — APY | 3.75% | 23 mo | Standard | | **Savings Certificates: $500 to $9,999 (Term 12 to 23 months (7300))** cd_23mo | — APY | 3.75% | 23 mo | Standard | | **Certificate** cd | — APY | 3.82% | — | Standard | | **Savings Certificates: $500 to $9,999 (Term 24 to 35 months (7400))** cd_35mo | — APY | 3.85% | 35 mo | Standard | | **Savings Certificates: $10,000 to $74,999 (Term 24 to 35 months (7400))** cd_35mo | — APY | 3.85% | 35 mo | Standard | | **Coverdell Education Savings Account (ESA) Certificates (Term 24 to 35 months (9200))** cd_35mo | — APY | 3.85% | 35 mo | Standard | | **Simplified Employee Pension (SEP) IRA Certificates (Term 24 to 35 months (9200))** ira_cd_35mo | — APY | 3.85% | 35 mo | Standard | | **Savings Certificates: $75,000 + (Term 24 to 35 months (7400))** cd_35mo | — APY | 3.85% | 35 mo | Standard | | **Simplified Employee Pension (SEP) IRA Certificates (Term 36 to 47 months (9300))** ira_cd_47mo | — APY | 3.95% | 47 mo | Standard | | **Coverdell Education Savings Account (ESA) Certificates (Term 36 to 47 months (9300))** cd_47mo | — APY | 3.95% | 47 mo | Standard | | **Savings Certificates: $500 to $9,999 (Term 36 to 47 months (7500))** cd_47mo | — APY | 3.95% | 47 mo | Standard | | **Savings Certificates: $75,000 + (Term 36 to 47 months (7500))** cd_47mo | — APY | 3.95% | 47 mo | Standard | | **Savings Certificates: $10,000 to $74,999 (Term 36 to 47 months (7500))** cd_47mo | — APY | 3.95% | 47 mo | Standard | | **Savings Certificates: $75,000 + (Term 48 to 59 months (7600))** cd_59mo | — APY | 4.10% | 59 mo | Standard | | **Simplified Employee Pension (SEP) IRA Certificates (Term 48 to 59 months (9400))** ira_cd_59mo | — APY | 4.10% | 59 mo | Standard | | **Savings Certificates: $10,000 to $74,999 (Term 48 to 59 months (7600))** cd_59mo | — APY | 4.10% | 59 mo | Standard | | **Savings Certificates: $500 to $9,999 (Term 48 to 59 months (7600))** cd_59mo | — APY | 4.10% | 59 mo | Standard | | **Coverdell Education Savings Account (ESA) Certificates (Term 48 to 59 months (9400))** cd_59mo | — APY | 4.10% | 59 mo | Standard | | **Savings Certificates: $500 to $9,999 (Term 60 months (7700))** cd_60mo | — APY | 4.25% | 60 mo | Standard | | **Savings Certificates: $75,000 + (Term 60 months (7700))** cd_60mo | — APY | 4.25% | 60 mo | Standard | | **Coverdell Education Savings Account (ESA) Certificates (Term 60 months (9500))** cd_60mo | — APY | 4.25% | 60 mo | Standard | | **Simplified Employee Pension (SEP) IRA Certificates (Term 60 months (9500))** ira_cd_60mo | — APY | 4.25% | 60 mo | Standard | | **Savings Certificates: $10,000 to $74,999 (Term 60 months (7700))** cd_60mo | — APY | 4.25% | 60 mo | Standard | Coast Central Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Term of Loan** other | — % | 5.750% | — | Standard | | **Term of Loan 15 Years** other | — % | 6.000% | — | Standard | | **Term of Loan 30 Years** other | — % | 6.500% | — | Standard | Coast Central Credit Union other rates as of November 12, 2026 As of November 12, 2026, Coast Central Credit Union offers a arm refinance mortgage at 6.123% APR. Vehicle loans available from 8.315% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/coast-central) , verified from [Coast Central Credit Union's official website](https://www.coastccu.org/) Loading branch locator… ## About Coast Central Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 81K Assets $2.3B Founded 1974 Locations reported 11 NCUA charter 62367 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Northern Redwood** Eureka Branch · Eureka · CA · 95501-0517 About 0.9 miles away](https://rateapi.dev/credit-unions/california/northern-redwood) [**Compass Community** Henderson Center · Eureka · CA · 95501 About 1.7 miles away](https://rateapi.dev/credit-unions/california/compass-community) [**Community First** Garberville · Garberville · CA · 95542 About 51.8 miles away](https://rateapi.dev/credit-unions/california/community-first) [**Rogue** Brookings Branch · Brookings · OR · 97415-2565 About 86.7 miles away](https://rateapi.dev/credit-unions/oregon/rogue) [**Sierra Central** Redding West Branch · Redding · CA · 96001 About 93.2 miles away](https://rateapi.dev/credit-unions/california/sierra-central) [**Siskiyou** Siskiyou Credit Union · Yreka · CA · 96097-9549 About 100.4 miles away](https://rateapi.dev/credit-unions/california/siskiyou) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Coast Central Credit Union Membership eligibility from Coast Central Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Coast Central Credit Union's website. Check the membership page below to confirm whether you qualify. - Location humboldt, del norte, trinity — CA Verified from [Coast Central Credit Union's membership page](https://www.coastccu.org/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Coast Central Credit Union Geography 3 counties 6 published paths to membership, last verified August 27, 2026, quoted from Coast Central Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Del Norte County, CA - Humboldt County, CA - Trinity County, CA “If you live or work in Humboldt, Del Norte, or Trinity County you are eligible for membership.” > [source ↗](https://www.coastccu.org/become-a-member/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Coast Central Credit Union? Yes No ## Work at Coast Central Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Coast Central Credit Union ranks against California peers. - See which AI assistants fetched Coast Central Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=coast-central&state=california&code=CA&name=Coast%20Central%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Coast Central Credit Union offer? Coast Central Credit Union currently offers mortgage, vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Coast Central Credit Union rates updated? RateAPI verifies Coast Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Coast Central Credit Union's rate data? Rate data is collected directly from Coast Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Coast Central Credit Union's mortgage rate? As of November 12, 2026, Coast Central Credit Union offers a arm refinance mortgage at 6.123% APR. ### What are Coast Central Credit Union's auto & boat loan rates? As of November 12, 2026, Coast Central Credit Union offers vehicle loans from 8.315% APR. ### Who can join Coast Central Credit Union? Coast Central Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 3 counties for Coast Central Credit Union, each quoted from Coast Central Credit Union's own published membership criteria. ## Related Rate Data Compare Coast Central Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.coastccu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Coast Central Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Coast Central Credit Union curl "https://api.rateapi.dev/credit-unions/california /coast-central " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Coast Central Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/coast-central Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp