Chaffey

upland, California
Last verified: July 9, 2026

As of July 9, 2026, Chaffey offers a 30-year-fixed mortgage at 7.08% APR (7% rate, 0 points). Auto loans available from 4.39% APR. HELOC rates from 6.75% APR. Personal loan rates from 8.99% APR.

Source: RateAPI.dev, verified from Chaffey's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed
7.080% APR
Rate7.000%
Points0
30-YEAR FIXED RATE MORTGAGE
money_market
1.200% APR
Rate1.200%
Points0
Money Market Checking Tier III
money_market
1.800% APR
Rate1.800%
Points0
Money Market Checking Tier IV
savings
5.678% APR
Rate5.800%
Points0
Summer Savings Club
savings
5.678% APR
Rate5.678%
Points0
[PROMOTIONAL] Summer Savings Club

Auto Loan Rates

Rates as of July 9, 2026

auto_new_36mo
4.390% APR
Rate4.390%
New Auto Loan - 36 Months
auto_new_54mo
4.590% APR
Rate4.590%
New Auto Loan - 54 Months
auto_new_66mo
4.690% APR
Rate4.690%
New Auto Loan - 66 Months
auto_new_78mo
4.890% APR
Rate4.890%
New Auto Loan - 78 Months
auto_used_36mo
4.990% APR
Rate4.990%
Used Auto Loan - 36 Months
auto_used_54mo
5.190% APR
Rate5.190%
Used Auto Loan - 54 Months
auto_used_66mo
5.590% APR
Rate5.590%
Used Auto Loan - 66 Months
auto_new_84mo
5.640% APR
Rate5.640%
New Auto Loan - 84 Months
auto_used_78mo
5.890% APR
Rate5.890%
Used Auto Loan - 78 Months
auto_used_84mo
6.640% APR
Rate6.640%
Used Auto Loan - 84 Months
auto_any_120mo
7.990% APR
Rate7.990%
Boat/Recreational Loan - 120 Months
auto_any_36mo
7.990% APR
Rate7.990%
Motorcycle Loan - 36 Months
auto_any_54mo
8.190% APR
Rate8.190%
Motorcycle Loan - 54 Months
auto_any_66mo
8.390% APR
Rate8.390%
Motorcycle Loan - 66 Months
credit_card_platinum
9.900% APR
Rate9.900%
Visa Platinum
auto
9.990% APR
Rate9.990%
Boat/Recreational Loan - 180 Months
auto_any_78mo
10.190% APR
Rate10.190%
Motorcycle Loan - 78 Months
credit_card
10.900% APR
Rate10.900%
Visa Gold
credit_card
13.750% APR
Rate13.750%
Visa Advantage
credit_card
14.750% APR
Rate14.750%
Visa Classic
credit_card_secured
18.000% APR
Rate18.000%
Visa Secured

HELOC Rates

Rates as of July 9, 2026

heloc_variable
6.750% APR
Rate6.750%
HELOC
heloc_fixed
8.000% APR
Rate8.000%
Second Mortgage

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured_36mo
8.990% APR
Rate8.990%
Signature Loan - 36 Months
ploc_variable
9.000% APR
Rate9.000%
Personal Line of Credit
personal_unsecured_48mo
9.990% APR
Rate9.990%
Signature Loan - 48 Months
personal_unsecured_60mo
10.990% APR
Rate10.990%
Signature Loan - 60 Months

Frequently Asked Questions

What rates does Chaffey offer?

Chaffey currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Chaffey rates updated?

RateAPI verifies Chaffey's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Chaffey's rate data?

Rate data is collected directly from Chaffey's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Chaffey's mortgage rate?

As of July 9, 2026, Chaffey offers a 30-year-fixed mortgage at 7.08% APR.

What is Chaffey's auto loan rate?

As of July 9, 2026, Chaffey offers auto loans from 4.39% APR.

Related Rate Data

Compare Chaffey's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Chaffey
curl "https://api.rateapi.dev/credit-unions/california/chaffey" \
  -H "Authorization: Bearer YOUR_API_KEY"