As of July 9, 2026, Certified offers a 30-year-fixed mortgage at 5.875% APR (5.875% rate, 0 points). Auto loans available from 3.99% APR.
Source: RateAPI.dev, verified from Certified's official website
Rates as of July 9, 2026
Rates as of July 9, 2026
Certified currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.
RateAPI verifies Certified's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.
Rate data is collected directly from Certified's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 9, 2026, Certified offers a 30-year-fixed mortgage at 5.875% APR.
As of July 9, 2026, Certified offers auto loans from 3.99% APR.
Compare Certified's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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View MethodologyAccess this data programmatically with our REST API
# Get rates for Certified
curl "https://api.rateapi.dev/credit-unions/california/certified" \
-H "Authorization: Bearer YOUR_API_KEY"