--- title: "Certified Credit Union Rates - California" description: "Current mortgage, auto loan, credit card, and savings & cd rates from Certified Credit Union in California. Updated daily with source verification. See who can join Certified Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/certified" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Certified Credit Union Rates - California ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **30-Year Mortgage Loan** other | — APR | 6.750% | — | Standard | Certified Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New + Used Auto Loan** auto_any | — APR | 3.990% | any | Standard | Certified Credit Union auto & vehicle rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **MORE Rewards VISA** credit_card_rewards | — APR | 8.900% | — | Standard | Certified Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **6-Month $10,000 Jumbo Certificate** share_certificate_6mo | — APY | 3.75% | 6 mo | Standard | Certified Credit Union savings & cd rates as of November 12, 2026 Certified Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/certified) , verified from [Certified Credit Union's official website](https://www.certifiedfed.com/) Loading branch locator… ## About Certified Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 58.3K Assets $920M Founded 1954 Locations reported 12 NCUA charter 9230 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services - Credit-builder products - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Los Angeles** El Monte · El Monte · CA · 91731-2834 About 1.4 miles away](https://rateapi.dev/credit-unions/california/los-angeles) [**Rize** Corporate Office · Irwindale · CA · 91706 About 2.7 miles away](https://rateapi.dev/credit-unions/california/rize) [**Foothill** Corporate Office · Arcadia · CA · 91007 About 4.6 miles away](https://rateapi.dev/credit-unions/california/foothill) [**L. A. Electrical Workers Credit Un.** L.A.ELECTRICAL WORKERS CU · Pasadena · CA · 91107-3937 About 4.9 miles away](https://rateapi.dev/credit-unions/california/l-a-electrical-workers-credit-un) [**Communityamerica** Montebello · Montebello · CA · 90640-3666 About 5.5 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Camino** Montebello · Montebello · CA · 90640 About 5.7 miles away](https://rateapi.dev/credit-unions/california/camino) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Certified Credit Union Membership eligibility from Certified Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Certified Credit Union's website. Check the membership page below to confirm whether you qualify. - Location CA - Employer 99 Ranch, Albertsons/Vons/Pavilions, Alta Dena, Auto Club Enterprises, Avibank, Bristol Farms, C&S Wholesale Grocers, Cardenas, Chedraui USA, City of Commerce, City of Diamond Bar, City of El Monte, CMAX, Inc., CoolSys, Ecobat, El Super, Erewhon, Emanate Health, Fiesta, Fleur De Lait/Sevencia, First Transit, Food 4 Less, FoodMaxx, Ford, Gelson’s, Gene's Fine Foods, Glen Ellen Village Market, Heritage Grocers Group, Hidden Valley Ranch, Holiday Market, Jakks, Jons Fresh Marketplace, Kellwood, Lawrence Equipment, Lazy Acres Natural Market, Lucky, Lisi Aerospace, MarVal, Metropolitan Water District (MWD), Northgate Market, Northstate Grocers, Inc., Numero Uno, Options for Learning, Pacific Market, Podesto's, Porto's, Ranch Market, Rancho San Miguel, Robertson’s Ready Mix, Safeway Nor Cal, SaveMart, SavMor Foods, Smart & Final, Spragues Ready Mix, Stater Bros. Markets, Suburban Water Co., Super A Foods, Superior Grocers, Super King Markets, United Natural Foods (UNFI), Utility, Vacco, Vallarta Supermarkets, Walnut Valley Water District, City of West Covina, companies who do business with SuperValu/UNFI, Super Valu Verified from [Certified Credit Union's membership page](https://www.certifiedfed.com/join-now/who-may-join/) . Final membership determination is always made by the credit union. ## Membership rules for Certified Credit Union Geography 40 · Employers 67 · Family 108 published paths to membership, last verified August 27, 2026, quoted from Certified Credit Union’s own published criteria. ### Geography 10 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Arcadia, CA - Commerce, CA - Diamond Bar, CA - El Monte, CA - Irwindale, CA - Monrovia, CA - San Diego, CA - South El Monte, CA - Temple City, CA - West Covina, CA “Anyone who lives, works, attends school or worships in the areas of El Monte, South El Monte, Monrovia, Irwindale, Temple City, Arcadia, Granada Hills, Commerce, Diamond Bar, West Covina, parts of the City of Industry and San Diego” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) ### Employers 67 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of 99 Ranch “99 Ranch” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of 99 Ranch - Employee of Albertsons/Vons/Pavilions “Albertsons/Vons/Pavilions” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Albertsons/Vons/Pavilions - Employee of Alta Dena “Alta Dena” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Alta Dena - Employee of Auto Club Enterprises “Auto Club Enterprises” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Auto Club Enterprises - Employee of Avibank “Avibank” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Avibank - Employee of Bristol Farms “Bristol Farms” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Bristol Farms - Employee of C&S Wholesale Grocers “C&S Wholesale Grocers” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of C&S Wholesale Grocers - Employee of Cardenas “Cardenas” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Cardenas - Employee of Chedraui USA “Chedraui USA” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Chedraui USA - Employee of City of Commerce “City of Commerce” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of City of Commerce - Employee of City of Diamond Bar “City of Diamond Bar” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of City of Diamond Bar - Employee of City of El Monte “City of El Monte” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of City of El Monte - Employee of CMAX, Inc. “CMAX, Inc.” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of CMAX, Inc. - Employee of CoolSys “CoolSys” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of CoolSys - Employee of Ecobat “Ecobat” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Ecobat - Employee of El Super “El Super” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of El Super - Employee of Erewhon “Erewhon” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Erewhon - Employee of Emanate Health “Emanate Health” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Emanate Health - Employee of Fiesta “Fiesta” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Fiesta - Employee of Fleur De Lait/Sevencia “Fleur De Lait/Sevencia” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Fleur De Lait/Sevencia - Employee of First Transit “First Transit” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of First Transit - Employee of Food 4 Less “Food 4 Less” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Food 4 Less - Employee of FoodMaxx “FoodMaxx” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of FoodMaxx - Employee of Ford “Ford” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Ford - Employee of Gelson’s “Gelson’s” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Gelson’s - Employee of Gene's Fine Foods “Gene’s Fine Foods” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Gene's Fine Foods - Employee of Glen Ellen Village Market “Glen Ellen Village Market” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Glen Ellen Village Market - Employee of Heritage Grocers Group “Heritage Grocers Group” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Heritage Grocers Group - Employee of Hidden Valley Ranch “Hidden Valley Ranch” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Hidden Valley Ranch - Employee of Holiday Market “Holiday Market” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Holiday Market - Employee of Jakks “Jakks” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Jakks - Employee of Jons Fresh Marketplace “Jons Fresh Marketplace” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Jons Fresh Marketplace - Employee of Kellwood “Kellwood” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Kellwood - Employee of Lawrence Equipment “Lawrence Equipment” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Lawrence Equipment - Employee of Lazy Acres Natural Market “Lazy Acres Natural Market” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Lazy Acres Natural Market - Employee of Lucky “Lucky” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Lucky - Employee of Lisi Aerospace “Lisi Aerospace” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Lisi Aerospace - Employee of MarVal “MarVal” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of MarVal - Employee of Metropolitan Water District (MWD) “Metropolitan Water District (MWD)” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Metropolitan Water District (MWD) - Employee of Northgate Market “Northgate Market” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Northgate Market - Employee of Northstate Grocers, Inc. “Northstate Grocers, Inc.” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Northstate Grocers, Inc. - Employee of Numero Uno “Numero Uno” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Numero Uno - Employee of Options for Learning “Options for Learning” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Options for Learning - Employee of Pacific Market “Pacific Market” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Pacific Market - Employee of Podesto's “Podesto’s” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Podesto's - Employee of Porto's “Porto’s” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Porto's - Employee of Ranch Market “Ranch Market” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Ranch Market - Employee of Rancho San Miguel “Rancho San Miguel” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Rancho San Miguel - Employee of Robertson’s Ready Mix “Robertson’s Ready Mix” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Robertson’s Ready Mix - Employee of Safeway Nor Cal “Safeway Nor Cal” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Safeway Nor Cal - Employee of SaveMart “SaveMart” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of SaveMart - Employee of SavMor Foods “SavMor Foods” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of SavMor Foods - Employee of Smart & Final “Smart & Final” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Smart & Final - Employee of Spragues Ready Mix “Spragues Ready Mix” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Spragues Ready Mix - Employee of Stater Bros. Markets “Stater Bros. Markets” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Stater Bros. Markets - Employee of Suburban Water Co. “Suburban Water Co.” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Suburban Water Co. - Employee of Super A Foods “Super A Foods” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Super A Foods - Employee of Superior Grocers “Superior Grocers” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Superior Grocers - Employee of Super King Markets “Super King Markets” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Super King Markets - Employee of United Natural Foods (UNFI) “United Natural Foods (UNFI)” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of United Natural Foods (UNFI) - Employee of Utility “Utility” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Utility - Employee of Vacco “Vacco” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Vacco - Employee of Vallarta Supermarkets “Vallarta Supermarkets” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Vallarta Supermarkets - Employee of Walnut Valley Water District “Walnut Valley Water District” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of Walnut Valley Water District - Employee of City of West Covina “City of West Covina” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of City of West Covina - Employee of companies who do business with SuperValu/UNFI “Employees of companies who do business with SuperValu/UNFI” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of companies who do business with SuperValu/UNFI - Employee of SuperValu “Super Valu” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Employee of SuperValu ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family, household member “Once you become a member of Certified Federal Credit Union, your family and household are eligible to join as well” > [source ↗](https://www.certifiedfed.com/join-now/who-may-join/) - Family member (family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Certified Credit Union? Yes No ## Work at Certified Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Certified Credit Union ranks against California peers. - See which AI assistants fetched Certified Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=certified&state=california&code=CA&name=Certified%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Certified Credit Union offer? Certified Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Certified Credit Union rates updated? RateAPI verifies Certified Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Certified Credit Union's rate data? Rate data is collected directly from Certified Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Certified Credit Union? Certified Credit Union publishes its membership criteria on its own website. RateAPI tracks 108 published membership paths covering 40 geographic areas and 67 employers for Certified Credit Union, each quoted from Certified Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Certified Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.certifiedfed.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Certified Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Certified Credit Union curl "https://api.rateapi.dev/credit-unions/california /certified " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Certified Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/certified Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp