--- title: "California Coast Credit Union Rates - California" description: "Current mortgage, auto loan, heloc, and personal loan rates from California Coast Credit Union in California. Updated daily with source verification. See who can join California Coast Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/california-coast" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # California Coast Credit Union Rates - California ### Mortgage rates 21 offers | Product | Published | Rate | Term / condition | Status | | **Jumbo 30-Year Fixed** 30 year fixed | — APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | — APR | 7.375% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | — APR | 6.750% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.875% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 7.500% | — | Standard | | **Jumbo 5/1 ARM** 5 1 arm | — APR | 6.600% | — | Standard | | **5/1 ARM** 5 1 arm | — APR | 6.620% | — | Standard | | **Jumbo 5/5 ARM** 5 5 arm | — APR | 6.649% | — | Standard | | **Jumbo 7/1 ARM** 7 1 arm | — APR | 6.651% | — | Standard | | **5/5 ARM** 5 5 arm | — APR | 6.669% | — | Standard | | **7/1 ARM** 7 1 arm | — APR | 6.672% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 7.000% | — | Standard | | **Jumbo 20-Year Fixed** 20 year fixed | — APR | 7.000% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.125% | — | Standard | | **Conforming Fixed-Rate Mortgages (10-year Fixed - TermBuster)** 10 year fixed | — APR | 7.125% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.875% | — | Standard | | **5-year Fixed - TermBuster** other | — APR | 6.500% | — | Standard | | **7-year Fixed - Termbuster** other | — APR | 6.625% | — | Standard | | **Home Loan** other | — APR | 6.669% | — | Standard | | **Conforming Fixed-Rate Mortgages (5-year Fixed - TermBuster)** other | — APR | 6.875% | — | Standard | | **Conforming Fixed-Rate Mortgages (7-year Fixed - Termbuster)** other | — APR | 7.000% | — | Standard | California Coast Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.680% | — | Standard | | **Up to 36-Month Auto Loan (2023 and Newer)** auto_any_36mo | — APR | 4.680% | 36 mo | Standard | | **Auto Loans - Model Years 2023 and Newer (49 to 66 Months)** auto_any_66mo | — APR | 4.680% | 66 mo | Standard | | **Auto Loans - Model Years 2023 and Newer (37 to 48 Months)** auto_any_48mo | — APR | 4.680% | 48 mo | Standard | | **Auto Loans - Model Years 2023 and Newer (67 to 75 Months)** auto_any_75mo | — APR | 5.280% | 75 mo | Standard | | **Up to 36-Month Auto Loan (2018–2022)** auto_any_36mo | — APR | 5.880% | 36 mo | Standard | | **Auto Loans - Model Years 2018 - 2022 (49 to 66 Months)** auto_any_66mo | — APR | 5.880% | 66 mo | Standard | | **Auto Loans - Model Years 2018 - 2022 (37 to 48 Months)** auto_any_48mo | — APR | 5.880% | 48 mo | Standard | | **Auto Loans - Model Years 2023 and Newer (76 to 84 Months)** auto_any_84mo | — APR | 6.280% | 84 mo | Standard | | **Auto Loans - Model Years 2018 - 2022 (67 to 75 Months)** auto_any_75mo | — APR | 6.480% | 75 mo | Standard | California Coast Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.000% | — | Standard | | **HELOC (HELOC) (Adjustable-Rate Line of Credit)** heloc_variable | — APR | 7.000% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.500% | — | Standard | | **20-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.875% | — | Standard | California Coast Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Savings and Money Market Secured Loan** personal_secured_84mo | — APR | 3.000% | 84 mo | Standard | | **Certificate-Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **GoGreen Home Energy Loans: Bundled Solar + Battery Storage (5 years)** personal_unsecured_60mo | — APR | 4.980% | 60 mo | Standard | | **GoGreen Home Energy Loans: Bundled Solar + Battery Storage (10 years)** personal_unsecured_120mo | — APR | 5.980% | 120 mo | Standard | | **GoGreen Home Energy Loans: Bundled Solar + Battery Storage (15 years)** personal_unsecured_180mo | — APR | 6.980% | 180 mo | Standard | | **Adjustable-Rate Line of Credit** ploc_variable | — APR | 7.000% | — | Standard | | **GoGreen Home Energy Loans: Bundled Solar + Battery Storage (20 years)** personal_unsecured_240mo | — APR | 7.980% | 240 mo | Standard | | **Up to 36-Month Signature Loan** personal_unsecured_36mo | — APR | 12.880% | 36 mo | Standard | | **Comparing Loan Options (APR 1)** personal | — APR | 12.880% | — | Standard | | **Signature Loan ($500-$30,000)** personal_unsecured | — APR | 12.880% | — | Standard | | **Up to 48-Month Signature Loan** personal_unsecured_48mo | — APR | 13.880% | 48 mo | Standard | | **Signature Line of Credit ($500-25,000)** ploc_variable | — APR | 14.500% | — | Standard | | **Revolving** personal | — APR | 14.500% | — | Standard | | **Up to 60-Month Signature Loan** personal_unsecured_60mo | — APR | 14.880% | 60 mo | Standard | California Coast Credit Union personal loan rates as of November 13, 2026 ### Other rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Varies** other | — % | 3.580% | — | Standard | | **More Options (APR 1)** other | — % | 3.580% | — | Standard | | **As low as 14.50% APR** other | — % | 12.880% | — | Standard | | **Comparing Loan Options (As low as 14.50% APR)** other | — % | 12.880% | — | Standard | California Coast Credit Union other rates as of November 13, 2026 California Coast Credit Union is a credit union in California. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/california-coast) , verified from [California Coast Credit Union's official website](https://www.calcoastcu.org/) Loading branch locator… ## About California Coast Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 212.5K Assets $3.5B Founded 1929 Locations reported 27 NCUA charter 66584 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Northrop Grumman** Kearny Mesa · San Diego · CA · 92123-1443 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Sag-Aftra** Centurion Disaster Recovery · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/california/sag-aftra) [**Universal City Studios** Symitar, A Jack Henry Companry - Centurion Disaster Recovery · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/california/universal-city-studios) [**Carolina Foothills** Symitar · San Diego · CA · 92123 About 0.8 miles away](https://rateapi.dev/credit-unions/south-carolina/carolina-foothills) [**Dixies** Jack Henry & Associates · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/south-carolina/dixies) [**Guardian** Symitar · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/wisconsin/guardian) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join California Coast Credit Union Membership eligibility from California Coast Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on California Coast Credit Union's website. Check the membership page below to confirm whether you qualify. - Location san diego, riverside, orange, los angeles, ventura, imperial, san bernardino — CA Verified from [California Coast Credit Union's membership page](https://www.calcoastcu.org/membership-benefits/) . Final membership determination is always made by the credit union. ## Membership rules for California Coast Credit Union Geography 7 counties 14 published paths to membership, last verified August 27, 2026, quoted from California Coast Credit Union’s own published criteria. ### Geography 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Imperial County, CA - Los Angeles County, CA - Orange County, CA - Riverside County, CA - San Bernardino County, CA - San Diego County, CA - Ventura County, CA “If you live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties we welcome you to join today by opening an account or applying for a loan - it's that easy!” > [source ↗](https://www.calcoastcu.org/membership-benefits/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for California Coast Credit Union? Yes No ## Work at California Coast Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where California Coast Credit Union ranks against California peers. - See which AI assistants fetched California Coast Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=california-coast&state=california&code=CA&name=California%20Coast%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does California Coast Credit Union offer? California Coast Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are California Coast Credit Union rates updated? RateAPI verifies California Coast Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get California Coast Credit Union's rate data? Rate data is collected directly from California Coast Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join California Coast Credit Union? California Coast Credit Union publishes its membership criteria on its own website. RateAPI tracks 14 published membership paths covering 7 counties for California Coast Credit Union, each quoted from California Coast Credit Union's own published membership criteria. ## Related Rate Data Compare California Coast Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California mortgage rate leaders](https://rateapi.dev/mortgage-rates/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California HELOC rate leaders](https://rateapi.dev/heloc-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.calcoastcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track California Coast Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for California Coast Credit Union curl "https://api.rateapi.dev/credit-unions/california /california-coast " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## California Coast Credit Union locations Search, filter, and browse all 27 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/california-coast Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp