California Coast

san diego, California
Last verified: July 10, 2026

As of July 10, 2026, California Coast offers a 30-year-fixed mortgage at 6.705% APR (6.625% rate, 0.25 points). Auto loans available from 4.68% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from California Coast's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.705% APR
Rate6.625%
Points0.25
30-year Jumbo Fixed
30-year-fixed
6.726% APR
Rate6.625%
Points0.25
30-year Fixed
15-year-fixed
6.128% APR
Rate6.000%
Points0.25
15-year Jumbo Fixed
15-year-fixed
6.162% APR
Rate6.000%
Points0.25
15-year Fixed
15-year-fixed
7.500% APR
Rate7.500%
Points0
15-Year Fixed
10-year-fixed
5.999% APR
Rate6.000%
Points0
10-year Fixed - TermBuster
5-1-arm
6.306% APR
Rate5.500%
Points0
5/1 Jumbo ARM
5-1-arm
6.326% APR
Rate5.500%
Points0
5/1 ARM
7-1-arm
6.415% APR
Rate6.000%
Points0
7/1 Jumbo ARM
7-1-arm
6.436% APR
Rate6.000%
Points0
7/1 ARM
20-year-fixed
6.494% APR
Rate6.375%
Points0.375
20-year Jumbo Fixed
20-year-fixed
6.522% APR
Rate6.375%
Points0.375
20-year Fixed
ploc_variable
6.750% APR
Rate6.750%
Points0
Adjustable-Rate Line of Credit
ploc_variable
6.750% APR
Rate6.750%
Points0
Equity Advantage Line of Credit
10-year-fixed
7.000% APR
Rate7.000%
Points0
10-Year Fixed
20-year-fixed
7.875% APR
Rate7.875%
Points0
20-Year Fixed
ploc_variable
8.880% APR
Rate8.880%
Points0
Overdraft Line of Credit
ploc_variable
8.880% APR
Rate8.880%
Points0
[PROMOTIONAL] Overdraft Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_any_48mo
4.680% APR
Rate4.680%
Auto Loans - Model Years 2022 and Newer (37 to 48 Months)
auto_any_66mo
4.680% APR
Rate4.680%
Auto Loans - Model Years 2022 and Newer (49 to 66 Months)
auto_any_36mo
4.680% APR
Rate4.680%
Auto Loans - Model Years 2022 and Newer (Up to 36 Months)
auto_any_75mo
4.980% APR
Rate4.980%
Auto Loans - Model Years 2022 and Newer (67 to 75 Months)
auto_any_48mo
5.680% APR
Rate5.680%
Auto Loans - Model Years 2017 - 2021 (37 to 48 Months)
auto_any_66mo
5.680% APR
Rate5.680%
Auto Loans - Model Years 2017 - 2021 (49 to 66 Months)
auto_any_36mo
5.680% APR
Rate5.680%
Auto Loans - Model Years 2017 - 2021 (Up to 36 Months)
auto_any_75mo
5.980% APR
Rate5.980%
Auto Loans - Model Years 2017 - 2021 (67 to 75 Months)
auto_any_84mo
5.980% APR
Rate5.980%
Auto Loans - Model Years 2022 and Newer (76 to 84 Months)
auto_any_48mo
7.180% APR
Rate7.180%
Model Years 2016 or Older, Classic/Exotic/Specialty (37 to 48 Months)
auto_any_66mo
7.180% APR
Rate7.180%
Model Years 2016 or Older, Classic/Exotic/Specialty (49 to 66 Months)
auto_any_36mo
7.180% APR
Rate7.180%
Model Years 2016 or Older, Classic/Exotic/Specialty (Up to 36 Months)
auto_any_75mo
7.480% APR
Rate7.480%
Model Years 2016 or Older, Classic/Exotic/Specialty (67 to 75 Months)

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.750% APR
Rate6.750%
Adjustable-Rate Line of Credit (HELOC)
heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit (HELOC)
heloc_fixed
7.000% APR
Rate7.000%
10-Year Fixed Home Equity Loan
heloc_fixed
7.000% APR
Rate7.000%
10-year Home Equity Loan
heloc_fixed
7.500% APR
Rate7.500%
15-Year Fixed Home Equity Loan
heloc_fixed
7.500% APR
Rate7.500%
15-year Home Equity Loan
heloc_fixed
7.875% APR
Rate7.875%
20-Year Fixed Home Equity Loan
heloc_fixed
7.875% APR
Rate7.875%
20-year Home Equity Loan

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
3.000% APR
Rate3.000%
Savings and Money Market Secured Loan
personal
3.580% APR
Rate3.580%
GoGreen Home Energy Loans
personal
3.580% APR
Rate3.580%
GoGreen Home Energy Loans: Bundled Solar + Battery Storage
personal
3.580% APR
Rate3.580%
[PROMOTIONAL] GoGreen Home Energy Loans
personal
3.580% APR
Rate3.580%
[PROMOTIONAL] GoGreen Home Energy Loans: Bundled Solar + Battery Storage
personal_unsecured
12.880% APR
Rate12.880%
Signature Loan
ploc_variable
14.500% APR
Rate14.500%
Signature Line of Credit
ploc_variable
14.500% APR
Rate14.500%
[PROMOTIONAL] Signature Line of Credit

Frequently Asked Questions

What rates does California Coast offer?

California Coast currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are California Coast rates updated?

RateAPI verifies California Coast's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get California Coast's rate data?

Rate data is collected directly from California Coast's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is California Coast's mortgage rate?

As of July 10, 2026, California Coast offers a 30-year-fixed mortgage at 6.705% APR.

What is California Coast's auto loan rate?

As of July 10, 2026, California Coast offers auto loans from 4.68% APR.

Related Rate Data

Compare California Coast's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for California Coast
curl "https://api.rateapi.dev/credit-unions/california/california-coast" \
  -H "Authorization: Bearer YOUR_API_KEY"
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