---
title: "Cabrillo Credit Union Rates - California"
description: "Current personal loan, and credit card rates from Cabrillo Credit Union in California. Updated daily with source verification. See who can join Cabrillo Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/california/cabrillo"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Cabrillo Credit Union Rates - California

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Personal Loan** personal |  — APR |  8.740% |  — |  Context only |
| **Overdraft (revolving)** personal |  — APR |  9.650% |  — |  Context only |
Cabrillo Credit Union personal loan rates as of October 26, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  7.375% |  — |  Standard |
Cabrillo Credit Union credit card rates as of October 26, 2026

Cabrillo Credit Union is a credit union in California. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/cabrillo) , verified from [Cabrillo Credit Union's official website](https://www.cabrillocu.com/)

Loading branch locator…

## About Cabrillo Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

29.1K

Assets

$571.8M

Founded

1955

Locations reported

8

NCUA charter

68409

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**California Coast** Spectrum Center · San Diego · CA · 92123-1407 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/california-coast) [**Northrop Grumman** Kearny Mesa · San Diego · CA · 92123-1443 Branch in the same ZIP](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Sag-Aftra** Centurion Disaster Recovery · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/california/sag-aftra) [**Universal City Studios** Symitar, A Jack Henry Companry - Centurion Disaster Recovery · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/california/universal-city-studios) [**Carolina Foothills** Symitar · San Diego · CA · 92123 About 0.8 miles away](https://rateapi.dev/credit-unions/south-carolina/carolina-foothills) [**Dixies** Jack Henry & Associates · San Diego · CA · 92123-1507 About 0.8 miles away](https://rateapi.dev/credit-unions/south-carolina/dixies)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Cabrillo Credit Union

Membership eligibility from Cabrillo Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Cabrillo Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location san diego — CA
- Employer U.S. Border Patrol, Sharp HealthCare, Carlsbad City

Verified from [Cabrillo Credit Union's membership page](https://www.cabrillocu.com/About-Us/Our-Story/The-Cabrillo-Story) . Final membership determination is always made by the credit union.

## Membership rules for Cabrillo Credit Union

Geography 1 county · Employers 4

6 published paths to membership, last verified August 27, 2026, quoted from Cabrillo Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- San Diego County, CA

“Cabrillo CU also serves Sharp HealthCare, Carlsbad City employees, and is open to anyone who lives or works in San Diego County.”

> [source ↗](https://www.cabrillocu.com/About-Us/Our-Story/The-Cabrillo-Story)

### Employers 4

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Employee of U.S. Border Patrol

“Today we serve as the primary financial institution for those employed by the U.S. Border Patrol and other federal agencies in the San Diego area.”

> [source ↗](https://www.cabrillocu.com/About-Us/Our-Story/The-Cabrillo-Story)

- Employee of U.S. Border Patrol
  - Employee of Sharp Healthcare

“Cabrillo CU also serves Sharp HealthCare”

> [source ↗](https://www.cabrillocu.com/About-Us/Our-Story/The-Cabrillo-Story)

- Employee of Sharp Healthcare
  - Employee of Carlsbad City

“Cabrillo CU also serves Sharp HealthCare, Carlsbad City employees”

> [source ↗](https://www.cabrillocu.com/About-Us/Our-Story/The-Cabrillo-Story)

- Employee of Carlsbad City
  - Belongs to federal agencies (as written on the source page)

“Today we serve as the primary financial institution for those employed by the U.S. Border Patrol and other federal agencies in the San Diego area.”

> [source ↗](https://www.cabrillocu.com/About-Us/Our-Story/The-Cabrillo-Story)

- Employee of federal agencies (class, not a named organization)

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Cabrillo Credit Union? Yes No

## Work at Cabrillo Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cabrillo Credit Union ranks against California peers.

- See which AI assistants fetched Cabrillo Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in California
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cabrillo&amp;state=california&amp;code=CA&amp;name=Cabrillo%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Cabrillo Credit Union offer?

Cabrillo Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified October 26, 2026 directly from the credit union's official website.

### How often are Cabrillo Credit Union rates updated?

RateAPI verifies Cabrillo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 26, 2026.

### Where does RateAPI get Cabrillo Credit Union's rate data?

Rate data is collected directly from Cabrillo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Cabrillo Credit Union?

Cabrillo Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county and 4 employers for Cabrillo Credit Union, each quoted from Cabrillo Credit Union's own published membership criteria.

## Related Rate Data

Compare Cabrillo Credit Union's rates against national credit-union benchmarks.

[More California credit unions](https://rateapi.dev/credit-unions/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.cabrillocu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Cabrillo Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Cabrillo Credit Union
curl "https://api.rateapi.dev/credit-unions/california /cabrillo " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Cabrillo Credit Union locations

Search, filter, and browse all 8 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/california/cabrillo
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
