--- title: "Blupeak Credit Union: #1 Personal Loan in California" description: "Blupeak Credit Union has the lowest tracked personal loan rate in California (3.00% APR) among 90 credit unions we verify. Blupeak Credit Union rates today: vehicle loans from 5.50% APR, savings & CDs up to 3.45% APY, personal loans from 3.00% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Blupeak Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/california/blupeak" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Blupeak Credit Union: #1 Personal Loan in California ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Up to 72-Month Auto Loan (2020 and Newer)** auto_any_72mo | 5.500% APR | 5.500% | 72 mo | Standard | | **Up to 72-Month Auto Loan (2016–2019)** auto_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard | | **Up to 84-Month Auto Loan (2020 and Newer)** auto_any_84mo | 6.500% APR | 6.500% | 84 mo | Standard | | **Up to 84-Month Auto Loan (2016–2019)** auto_any_84mo | 7.500% APR | 7.500% | 84 mo | Standard | | **Loan Type New Boat** boat_new | 9.240% APR | 9.240% | new | Standard | | **Loan Type New RV** rv_new | 9.240% APR | 9.240% | new | Standard | | **Loan Type Used RV** rv_used | 10.240% APR | 10.240% | used | Standard | | **Loan Type Used Boat** boat_used | 10.240% APR | 10.240% | used | Standard | Blupeak Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Loan Type Share Secured** personal_secured | 3.000% APR | 3.000% | — | Standard | | **Loan Type Choice Line of Credit** ploc_variable | 10.250% APR | 10.250% | — | Standard | | **Loan Type Signature Loan** personal_unsecured | 10.740% APR | 10.740% | — | Standard | Blupeak Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **18-Month IRA Certificate** ira_cd_18mo | 0.50% APY | 0.50% | 18 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 0.75% APY | 0.75% | 24 mo | Standard | | **IRA Term Certificate Accounts (Term 60-120 Months)** ira_cd_120mo | 0.95% APY | 0.95% | 120 mo | Standard | | **BluRipple Term Certificates (Term 18 Months)** cd_18mo | 1.99% APY | 1.99% | 18 mo | Standard | | **BluRipple Term Certificates (Term 24 Months)** cd_24mo | 1.99% APY | 1.99% | 24 mo | Standard | | **BluRipple Term Certificates (Term 12 Month)** cd_12mo | 2.72% APY | 2.72% | 12 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 2.97% APY | 2.97% | 12 mo | Standard | | **BluRipple Term Certificates (Term 6 Month)** cd_6mo | 3.45% APY | 3.45% | 6 mo | Standard | Blupeak Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Max. Combined Loan-To-Value Up to 70%** other | 2.000% % | 2.000% | — | Standard | Blupeak Credit Union other rates as of November 13, 2026 Vehicle loans available from 5.5% APR for 72 months. Personal loan rates from 3% APR. Savings and certificate yields up to 3.45% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/california/blupeak) , verified from [Blupeak Credit Union's official website](https://www.blupeak.com/) Best product position **#1 of 90** personal loan Gap to state best **0 bp** State market leader Vs. state median **698 bp better than median** personal loan Products ranked **1** across tracked California markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 3.00% | #1 of 90 · lowest in California | State market leader | 698 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Blupeak Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=blupeak&state=california&code=CA&name=Blupeak%20Credit%20Union) Loading branch locator… ## About Blupeak Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 52.5K Assets $1.1B Founded 1936 Locations reported 6 NCUA charter 60801 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navy Federal Credit Union** Sorrento Valley CA · San Diego · CA · 92121 About 1.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Financial Partners** VA Hospital · San Diego · CA · 92161 About 2.4 miles away](https://rateapi.dev/credit-unions/california/financial-partners) [**California Coast** University City · San Diego · CA · 92122 About 3.3 miles away](https://rateapi.dev/credit-unions/california/california-coast) [**Mission** Mira Mesa West · San Diego · CA · 92126-2602 About 3.3 miles away](https://rateapi.dev/credit-unions/california/mission) [**California** San Diego · San Diego · CA · 92111 About 4.1 miles away](https://rateapi.dev/credit-unions/california/california) [**Mypoint** Kearny Mesa Main Office · San Diego · CA · 92123 About 6.2 miles away](https://rateapi.dev/credit-unions/california/mypoint) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Blupeak Credit Union Membership eligibility from Blupeak Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Blupeak Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer State of California, USD, University of California system - Association KPBS - School USD, University of California system Verified from [Blupeak Credit Union's membership page](https://www.blupeak.com/join/) . Final membership determination is always made by the credit union. ## Membership rules for Blupeak Credit Union Employers 6 · Associations 2 · Schools 2 · Family 2 12 published paths to membership, last verified August 27, 2026, quoted from Blupeak Credit Union’s own published criteria. ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of State of California “Every employee and retiree of the State of California, including all its administrative offices.” > [source ↗](https://www.blupeak.com/join/) - Employee of State of California - Retired employee of State of California “Every employee and retiree of the State of California, including all its administrative offices.” > [source ↗](https://www.blupeak.com/join/) - Retiree of State of California - Employee of USD “Every employee, retiree, or student of USD and the University of California system.” > [source ↗](https://www.blupeak.com/join/) - Employee of USD - Retired employee of USD “Every employee, retiree, or student of USD and the University of California system.” > [source ↗](https://www.blupeak.com/join/) - Retiree of USD - Employee of University of California system “Every employee, retiree, or student of USD and the University of California system.” > [source ↗](https://www.blupeak.com/join/) - Employee of University of California system - Retired employee of University of California system “Every employee, retiree, or student of USD and the University of California system.” > [source ↗](https://www.blupeak.com/join/) - Retiree of University of California system ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of KPBS (as written on the source page) “BluPeak has a collaboration with KPBS and by joining BluPeak you will receive a one-year complimentary KPBS affiliated membership which may include an email subscription*.” > [source ↗](https://www.blupeak.com/join/) - Member of KPBS - Member of KPBS “BluPeak has a collaboration with KPBS and by joining BluPeak you will receive a one-year complimentary KPBS affiliated membership which may include an email subscription*.” > [source ↗](https://www.blupeak.com/join/) - Member of KPBS ### Schools 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of USD (as written on the source page) “Every employee, retiree, or student of USD and the University of California system.” > [source ↗](https://www.blupeak.com/join/) - Student at USD - Student of University of California system “Every employee, retiree, or student of USD and the University of California system.” > [source ↗](https://www.blupeak.com/join/) - Student at University of California system ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family, household member “Immediate family of a BluPeak member or persons living in the same residence with a member and maintaining a single economic unit.” > [source ↗](https://www.blupeak.com/join/) - Family member (immediate family, household member) of a member - Family of a member immediate family “Immediate family of a BluPeak member or persons living in the same residence with a member and maintaining a single economic unit.” > [source ↗](https://www.blupeak.com/join/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Blupeak Credit Union? Yes No ## Work at Blupeak Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Blupeak Credit Union ranks against California peers. - See which AI assistants fetched Blupeak Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in California - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=blupeak&state=california&code=CA&name=Blupeak%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Blupeak Credit Union offer? Blupeak Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Blupeak Credit Union rates updated? RateAPI verifies Blupeak Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Blupeak Credit Union's rate data? Rate data is collected directly from Blupeak Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Blupeak Credit Union's auto, rv & boat loan rates? As of November 13, 2026, Blupeak Credit Union offers vehicle loans from 5.5% APR. ### What is Blupeak Credit Union's personal loan rate? As of November 13, 2026, Blupeak Credit Union offers personal loans from 3% APR. ### What is Blupeak Credit Union's best CD rate? As of November 13, 2026, Blupeak Credit Union offers savings and certificate (CD) yields up to 3.45% APY. ### Who can join Blupeak Credit Union? Blupeak Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 6 employers, 2 associations and 2 schools for Blupeak Credit Union, each quoted from Blupeak Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Blupeak Credit Union's rates against national credit-union benchmarks. [More California credit unions](https://rateapi.dev/credit-unions/california) [California auto loan rate leaders](https://rateapi.dev/auto-loan-rates/california) [California personal loan leaders](https://rateapi.dev/personal-loan-rates/california) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.blupeak.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Blupeak Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Blupeak Credit Union curl "https://api.rateapi.dev/credit-unions/california /blupeak " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Blupeak Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/california/blupeak Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp