Befit Financial

vacaville, California
Last verified: July 15, 2026

As of July 15, 2026, Befit Financial offers a savings mortgage at 0.05% APR (0.05% rate, 0 points). Auto loans available from 4.99% APR. Personal loan rates from 5.69% APR.

Source: RateAPI.dev, verified from Befit Financial's official website

Who Can Join Befit Financial

Membership eligibility from Befit Financial's own published criteria. How we verify this.

Membership via employers (Kaiser Permanente) or occupations (healthcare professional)

Cost to join: About $50.

Verified from Befit Financial's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.050% APR
Rate0.050%
Points0
Primary Shares
savings
0.050% APR
Rate0.050%
Points0
Regular Shares / Youth Shares / Christmas Club
cd_3mo
2.530% APR
Rate2.500%
Points0
3 months Certificate
cd_6mo
2.790% APR
Rate2.750%
Points0
6 months Certificate
cd_36mo
2.840% APR
Rate2.800%
Points0
36 month Certificate
cd_24mo
2.940% APR
Rate2.900%
Points0
24 months Certificate
cd_12mo
3.040% APR
Rate3.000%
Points0
12 months Certificate

Auto Loan Rates

Rates as of July 15, 2026

auto_new
4.990% APR
Rate4.990%
New Auto (2024 & newer)
auto_used
5.240% APR
Rate5.240%
Used Auto (2017 & newer)
auto_used
5.990% APR
Rate5.990%
Late Model Used Auto (2016 & older)
auto_new
7.250% APR
Rate7.250%
New Recreational Vehicles (2025 or newer)
auto_used
7.750% APR
Rate7.750%
Used Recreational Vehicles (2017 – 2024)
credit_card
10.990% APR
Rate10.990%
Visa® Credit Card
credit_card_secured
16.000% APR
Rate16.000%
Visa® Secured

Personal Loan Rates

Rates as of July 15, 2026

personal
5.690% APR
Rate5.690%
TPMG Loan
personal_unsecured
8.890% APR
Rate8.890%
Signature Loan
personal
27.500% APR
Rate27.500%
Short Term Loan

Frequently Asked Questions

What rates does Befit Financial offer?

Befit Financial currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Befit Financial rates updated?

RateAPI verifies Befit Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Befit Financial's rate data?

Rate data is collected directly from Befit Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Befit Financial's mortgage rate?

As of July 15, 2026, Befit Financial offers a savings mortgage at 0.05% APR.

What is Befit Financial's auto loan rate?

As of July 15, 2026, Befit Financial offers auto loans from 4.99% APR.

Related Rate Data

Compare Befit Financial's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Befit Financial
curl "https://api.rateapi.dev/credit-unions/california/befit-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"