Bakersfield City Employees

bakersfield, California
Last verified: July 6, 2026

As of July 6, 2026, Bakersfield City Employees offers a cd_6mo mortgage at 1% APR (1% rate, 0 points). Auto loans available from 3.99% APR. HELOC rates from 3.5% APR. Personal loan rates from 3.15% APR.

Source: RateAPI.dev, verified from Bakersfield City Employees's official website

Mortgage Rates

Rates as of July 6, 2026

cd_6mo
1.000% APR
Rate1.000%
Points0
6-Month Certificate
cd_12mo
1.250% APR
Rate1.250%
Points0
12-Month Certificate
cd_24mo
1.750% APR
Rate1.750%
Points0
24-Month Certificate
savings
5.000% APR
Rate5.000%
Points0
Club Account
share_savings
5.000% APR
Rate5.000%
Points0
Regular Share Account
ploc_variable
15.000% APR
Rate15.000%
Points0
Overdraft Line of Credit

Auto Loan Rates

Rates as of July 6, 2026

auto_new
3.990% APR
Rate3.990%
Auto (New)
auto_used
4.490% APR
Rate4.490%
Auto (Used)
auto_any
6.990% APR
Rate6.990%
Motorcycles (New & Used)
auto_new
6.990% APR
Rate6.990%
Motorcycles New - As Low As
auto_used
6.990% APR
Rate6.990%
Motorcycles Used - As Low As
auto_new
7.750% APR
Rate7.750%
RV (New)
auto_new
7.750% APR
Rate7.750%
RV's New - As Low As
auto_used
8.250% APR
Rate8.250%
Boat or Personal Watercraft (Used)
auto_used
8.250% APR
Rate8.250%
RV (Used)
auto_used
8.250% APR
Rate8.250%
RV's Used - As Low As
auto_new
8.750% APR
Rate8.750%
Boat or Personal Watercraft(New)
auto_new
8.750% APR
Rate8.750%
Boats & Personal Watercraft New - As Low As
auto_used
9.250% APR
Rate9.250%
Boats & Personal Watercraft Used - As Low As
credit_card
9.900% APR
Rate9.900%
VISA Gold
credit_card
12.500% APR
Rate12.500%
VISA Classic

HELOC Rates

Rates as of July 6, 2026

heloc_variable
3.500% APR
Rate3.500%
Home Equity LOC 80% CLTV (Variable)
heloc_fixed
6.750% APR
Rate6.750%
Home Equity Loans Up to 80% CLTV
heloc_fixed
7.750% APR
Rate7.750%
Home Equity Loans Up to 81-90% CLTV

Personal Loan Rates

Rates as of July 6, 2026

personal_secured
3.150% APR
Rate3.150%
Share Secured (Variable)
personal_secured
3.150% APR
Rate3.150%
Share Secured(Variable)
personal_unsecured
10.250% APR
Rate10.250%
Signature Loan As Low As
personal
15.000% APR
Rate15.000%
Overdraft LOC

Frequently Asked Questions

What rates does Bakersfield City Employees offer?

Bakersfield City Employees currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Bakersfield City Employees rates updated?

RateAPI verifies Bakersfield City Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Bakersfield City Employees's rate data?

Rate data is collected directly from Bakersfield City Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Bakersfield City Employees's mortgage rate?

As of July 6, 2026, Bakersfield City Employees offers a cd_6mo mortgage at 1% APR.

What is Bakersfield City Employees's auto loan rate?

As of July 6, 2026, Bakersfield City Employees offers auto loans from 3.99% APR.

Related Rate Data

Compare Bakersfield City Employees's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Bakersfield City Employees
curl "https://api.rateapi.dev/credit-unions/california/bakersfield-city-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude