1st United

pleasanton, California
Last verified: July 9, 2026

As of July 9, 2026, 1st United offers a 30-year-fixed mortgage at 4.875% APR (4.875% rate, 0.375 points). Auto loans available from 4.99% APR.

Source: RateAPI.dev, verified from 1st United's official website

Mortgage Rates

Rates as of July 9, 2026

30-year-fixed
4.875% APR
Rate4.875%
Points0.375
30-year fixed-rate loan (Scenario 1)
30-year-fixed
5.000% APR
Rate5.000%
Points0
30-year fixed-rate loan
15-year-fixed
5.947% APR
Rate5.947%
Points0
15-Year Fixed-Rate Mortgage
savings
3.200% APR
Rate3.200%
Points0
High Yield Savings Account

Auto Loan Rates

Rates as of July 9, 2026

auto
4.990% APR
Rate4.990%
Auto Loans

Frequently Asked Questions

What rates does 1st United offer?

1st United currently offers mortgage, and auto loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are 1st United rates updated?

RateAPI verifies 1st United's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get 1st United's rate data?

Rate data is collected directly from 1st United's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is 1st United's mortgage rate?

As of July 9, 2026, 1st United offers a 30-year-fixed mortgage at 4.875% APR.

What is 1st United's auto loan rate?

As of July 9, 2026, 1st United offers auto loans from 4.99% APR.

Related Rate Data

Compare 1st United's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for 1st United
curl "https://api.rateapi.dev/credit-unions/california/1st-united" \
  -H "Authorization: Bearer YOUR_API_KEY"