As of February 2, 2026, 1st Northern California offers a 30-year-fixed mortgage at 5.612% APR (5.5% rate, 0 points).
Source: RateAPI.dev, verified from 1st Northern California's official website
Rates as of February 2, 2026
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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# Get rates for 1st Northern California
curl "https://api.rateapi.dev/credit-unions/california/1st-northern-california" \
-H "Authorization: Bearer YOUR_API_KEY"