---
title: "Dillard&#x27;s Credit Union Rates - Arkansas"
description: "Current vehicle loan, and personal loan rates from Dillard&#x27;s Credit Union in Arkansas. Updated daily with source verification. See who can join Dillard&#x27;s Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/arkansas/dillards"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Dillard&#x27;s Credit Union Rates - Arkansas

### Auto & vehicle rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Cars / Trucks 2025-2026** auto |  — APR |  3.990% |  — |  Standard |
| **Cars / Trucks 2020-2024** auto |  — APR |  4.490% |  — |  Standard |
| **RVs / Boats / ATVs / Motorcycles 2025-2026** rv |  — APR |  4.490% |  — |  Standard |
| **RVs / Boats / ATVs / Motorcycles 2020-2024** rv |  — APR |  4.990% |  — |  Standard |
| **Older Model (2018 or older) autos, trucks, vans and RVs over seven year models in age** rv_used |  — APR |  7.500% |  used |  Standard |
Dillard's Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Personal/Signature** personal_unsecured |  — APR |  7.500% |  — |  Standard |
| **Personal Line of Credit** ploc_variable |  — APR |  7.750% |  — |  Standard |
Dillard's Credit Union personal loan rates as of November 12, 2026

### Other rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Misc. Collateral** other |  — % |  7.250% |  — |  Standard |
Dillard's Credit Union other rates as of November 12, 2026

Dillard's Credit Union is a credit union in Arkansas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arkansas/dillards) , verified from [Dillard's Credit Union's official website](https://www.mydfcu.com/)

Loading branch locator…

## About Dillard's Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

3.4K

Assets

$25.5M

Founded

1973

Locations reported

1

NCUA charter

21268

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Arkansas Teachers** Corp. Office · Little Rock · AR · 72201 About 0.2 miles away](https://rateapi.dev/credit-unions/arkansas/arkansas-teachers) [**Orion** Little Rock · Little Rock · AR · 72201-1903 About 0.2 miles away](https://rateapi.dev/credit-unions/tennessee/orion) [**L R F D** UNION OFFICE · Little Rock · AR · 72201-2218 About 0.2 miles away](https://rateapi.dev/credit-unions/arkansas/l-r-f-d) [**Telcoe** Telcoe FCU · Little Rock · AR · 72201-4692 About 0.6 miles away](https://rateapi.dev/credit-unions/arkansas/telcoe) [**U.p. Employees** U.P. Employees FCU · North Little Rock · AR · 72114-5368 About 0.8 miles away](https://rateapi.dev/credit-unions/arkansas/up-employees) [**Up** Pike Avenue Branch · North Little Rock · AR · 72114-3267 About 1.5 miles away](https://rateapi.dev/credit-unions/arkansas/up)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Dillard's Credit Union

Membership eligibility from Dillard's Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Dillard's Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location AR

Verified from [Dillard's Credit Union's membership page](https://www.mydfcu.com/join-today) . Final membership determination is always made by the credit union.

## Membership rules for Dillard's Credit Union

Geography 12 · Family

13 published paths to membership, last verified August 27, 2026, quoted from Dillard's Credit Union’s own published criteria.

### Geography 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Little Rock, AR
- North Little Rock, AR
- Sherwood, AR

“We also serve those who live, work, worship, or attend school in North Little Rock, Sherwood, and certain areas of Jacksonville and Little Rock, Arkansas.”

> [source ↗](https://www.mydfcu.com/join-today)

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of someone eligible immediate family

“Membership is open to Dillard’s employees and their immediate family members!”

> [source ↗](https://www.mydfcu.com/join-today)

- Family member (immediate family) of an eligible person

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Dillard's Credit Union? Yes No

## Work at Dillard's Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dillard's Credit Union ranks against Arkansas peers.

- See which AI assistants fetched Dillard's Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Arkansas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=dillards&amp;state=arkansas&amp;code=AR&amp;name=Dillard&#x27;s%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Dillard's Credit Union offer?

Dillard's Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Dillard's Credit Union rates updated?

RateAPI verifies Dillard's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Dillard's Credit Union's rate data?

Rate data is collected directly from Dillard's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Dillard's Credit Union?

Dillard's Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 12 geographic areas for Dillard's Credit Union, each quoted from Dillard's Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Dillard's Credit Union's rates against national credit-union benchmarks.

[More Arkansas credit unions](https://rateapi.dev/credit-unions/arkansas) [Arkansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/arkansas) [Arkansas personal loan leaders](https://rateapi.dev/personal-loan-rates/arkansas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.mydfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Dillard's Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Arkansas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Dillard's Credit Union
curl "https://api.rateapi.dev/credit-unions/arkansas /dillards " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Dillard's Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/arkansas/dillards
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
