---
title: "Combined Credit Union Rates - Arkansas"
description: "Current savings &amp; cd rates from Combined Credit Union in Arkansas. Updated daily with source verification. See who can join Combined Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/arkansas/combined"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Combined Credit Union Rates - Arkansas

### Savings & CD rates

6 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **3-Month Certificate** share_certificate_3mo |  — APY |  1.10% |  3 mo |  Standard |
| **6-Month Certificate** share_certificate_6mo |  — APY |  2.25% |  6 mo |  Standard |
| **24-Month Certificate** share_certificate_24mo |  — APY |  2.30% |  24 mo |  Standard |
| **36-Month Certificate** share_certificate_36mo |  — APY |  2.30% |  36 mo |  Standard |
| **60-Month Certificate** share_certificate_60mo |  — APY |  2.30% |  60 mo |  Standard |
| **12-Month Certificate** share_certificate_12mo |  — APY |  2.50% |  12 mo |  Standard |
Combined Credit Union savings & cd rates as of November 12, 2026

Combined Credit Union is a credit union in Arkansas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arkansas/combined) , verified from [Combined Credit Union's official website](https://www.combinedfcu.org/)

Loading branch locator…

## About Combined Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.8K

Assets

$8.9M

Founded

1967

Locations reported

1

NCUA charter

18474

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Financial counseling
- Financial education
- Credit-builder products
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Garland County Educators** Garland County Educators Federal Credit Union · Hot Springs · AR · 71913-5531 About 1.8 miles away](https://rateapi.dev/credit-unions/arkansas/garland-county-educators) [**Two Rivers** Two Rivers FCU · Arkadelphia · AR · 71923-5029 About 22.4 miles away](https://rateapi.dev/credit-unions/arkansas/two-rivers) [**Patterson** Main Office · Arkadelphia · AR · 71923 About 22.6 miles away](https://rateapi.dev/credit-unions/arkansas/patterson) [**Arkansas Health Center** ARKANSAS HEALTH CENTER FCU · BENTON · AR · 72015 About 25.7 miles away](https://rateapi.dev/credit-unions/arkansas/arkansas-health-center) [**Alcoa Community** BENTON · Benton · AR · 72015-3574 About 30.7 miles away](https://rateapi.dev/credit-unions/arkansas/alcoa-community) [**Hurricane Creek** CORPORATE OFFICE · BENTON · AR · 72015-3528 About 30.7 miles away](https://rateapi.dev/credit-unions/arkansas/hurricane-creek)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Combined Credit Union

Membership eligibility from Combined Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Combined Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Arkansas School for Mathematics, Sciences, and the Art, National Park Medical Center, St. Joseph's Hospital (CHI), Leo N. Levi National Arthritis Hospital, Hot Springs Medical Group, Hot Springs Nursing Home, Ouachita Regional Counseling and Mental Health Center, United Blood Service, Inc., Laboratory of Clinical Medicaine, Ltd., Surgery Associates of Hot Springs, P.A., Advance Care Hospital (9/21/99), Braun Eye Clinic (9/21/99), Cardiology Care Clinic, Fountain Lake Health and Rehab (05-21-04 INT), Hall’s Insurance (I.A. 08/28/07), Hot Springs Cardiovascular Surgery Clinic (9/21/99), Hot Springs Radiology Services, LTD, Howard Johnson's Auto Mart, Inc., Jackson Allergy and Asthma Clinic (I.A. 2/21/2006), National Park Medical Center (9/21/99), Nazarene Missionary Baptist Church (02/07/02-INT), Pellegrino Center for Clinical Neuroscience, P.A., Dr. Michael A. Frais, Cardiologist, P.A., Alternative Chiropractic Care (08/06/01-INT), Central Ave. Autoplex (5/15/01-INT), City of Hot Springs (01/28/03), Convenient Care Clinic (01/28/02-INT), Crisis Pregnancy Resource Center (6/6/01-INT), Hall`s Insurance Agency (3/20/02-INT), Hot Springs Family YMCA (12/7/01-INT), Hot Springs Surgical Hospital (01/02/02-INT), KQUS Radio Broadcasting Company, Inc. (10/15/01-INT), Razorback Vaccum (04/09/01-INT), The Pines Nursing + Rehabilitation Center (1/4/02-INT), Hot Springs Pain Clinic (3/24/05 INT), Interstate Contractors, Inc (08/15/02-INT), James D. Gilliam Electric, Inc. (02/05/03-INT), Kodiak LLC (I.A. 10/18/2007), Manpower/Xerox Inc (09/24/02-INT), Rholman, L.L.C (10/10/02-INT), Montgomery County Nursing Home, J and B Sales, Inc., Uncle Joe's Second Hand Store, Triumph Airborne Structures, Moody`s Detail and Repair, Village Golf and Physical Therapy, Driven Towing and Recovery Inc, Spa City Investments, LLC, Hot Springs Village Fire Department, Family First Insurance Services, Steadfast Hobbies and Games, Ultimate Tint, Twin Rivers Health and Rehabilitation, LLC

Verified from [Combined Credit Union's membership page](https://www.combinedfcu.org/membership) . Final membership determination is always made by the credit union.

## Membership rules for Combined Credit Union

Employers 53 · Family

54 published paths to membership, last verified November 8, 2026, quoted from Combined Credit Union’s own published criteria.

### Employers 53

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Employee of Arkansas School for Mathematics, Sciences, and the Art

“Arkansas School for Mathematics, Sciences, and the Art.”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Arkansas School for Mathematics, Sciences, and the Art
  - Employee of National Park Medical Center

“National Park Medical Center (formerly Ouachita Memorial Hospital - Rev. 5/11/95)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of National Park Medical Center
  - Employee of St. Joseph's Hospital (CHI)

“St. Joseph's Hospital (CHI)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of St. Joseph's Hospital (CHI)
  - Employee of Leo N. Levi National Arthritis Hospital

“Leo N. Levi National Arthritis Hospital;”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Leo N. Levi National Arthritis Hospital
  - Employee of Hot Springs Medical Group

“Hot Springs Medical Group (formerly Doctors' Clinic of Hot Springs and Burton-Eisele Clinic - Rev. 3/5/97),”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Medical Group
  - Employee of Hot Springs Nursing Home

“Hot Springs Nursing Home,”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Nursing Home
  - Employee of Ouachita Regional Counseling and Mental Health Center

“Ouachita Regional Counseling and Mental Health Center,”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Ouachita Regional Counseling and Mental Health Center
  - Employee of United Blood Service, Inc.

“United Blood Service, Inc.,”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of United Blood Service, Inc.
  - Employee of Laboratory of Clinical Medicaine, Ltd.

“Laboratory of Clinical Medicaine, Ltd.,”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Laboratory of Clinical Medicaine, Ltd.
  - Employee of Surgery Associates of Hot Springs, P.A.

“Surgery Associates of Hot Springs, P.A.,”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Surgery Associates of Hot Springs, P.A.
  - Employee of Advance Care Hospital (9/21/99)

“Advance Care Hospital (9/21/99)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Advance Care Hospital (9/21/99)
  - Employee of Braun Eye Clinic (9/21/99)

“Braun Eye Clinic (9/21/99)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Braun Eye Clinic (9/21/99)
  - Employee of Cardiology Care Clinic

“Cardiology Care Clinic 9/21/99)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Cardiology Care Clinic
  - Employee of Fountain Lake Health and Rehab (05-21-04 INT)

“Fountain Lake Health and Rehab (05-21-04 INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Fountain Lake Health and Rehab (05-21-04 INT)
  - Employee of Hall’s Insurance (I.A. 08/28/07)

“Hall’s Insurance (I.A. 08/28/07)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hall’s Insurance (I.A. 08/28/07)
  - Employee of Hot Springs Cardiovascular Surgery Clinic (9/21/99)

“Hot Springs Cardiovascular Surgery Clinic (9/21/99)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Cardiovascular Surgery Clinic (9/21/99)
  - Employee of Hot Springs Radiology Services, LTD

“Hot Springs Radiology Services, LTD, (9/21/99)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Radiology Services, LTD
  - Employee of Howard Johnson's Auto Mart, Inc.

“Howard Johnson's Auto Mart, Inc., (7/17/00)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Howard Johnson's Auto Mart, Inc.
  - Employee of Jackson Allergy and Asthma Clinic (I.A. 2/21/2006)

“Jackson Allergy and Asthma Clinic (I.A. 2/21/2006)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Jackson Allergy and Asthma Clinic (I.A. 2/21/2006)
  - Employee of National Park Medical Center (9/21/99)

“National Park Medical Center (9/21/99)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of National Park Medical Center (9/21/99)
  - Employee of Nazarene Missionary Baptist Church (02/07/02-INT)

“Nazarene Missionary Baptist Church (02/07/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Nazarene Missionary Baptist Church (02/07/02-INT)
  - Employee of Pellegrino Center for Clinical Neuroscience, P.A.

“Pellegrino Center for Clinical Neuroscience, P.A., (9/21/99)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Pellegrino Center for Clinical Neuroscience, P.A.
  - Employee of Dr. Michael A. Frais, Cardiologist, P.A.

“Employees of Dr. Michael A. Frais, Cardiologist, P.A.”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Dr. Michael A. Frais, Cardiologist, P.A.
  - Employee of Alternative Chiropractic Care (08/06/01-INT)

“Alternative Chiropractic Care (08/06/01-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Alternative Chiropractic Care (08/06/01-INT)
  - Employee of Central Ave. Autoplex (5/15/01-INT)

“Central Ave. Autoplex (5/15/01-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Central Ave. Autoplex (5/15/01-INT)
  - Employee of City of Hot Springs (01/28/03)

“City of Hot Springs (01/28/03)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of City of Hot Springs (01/28/03)
  - Employee of Convenient Care Clinic (01/28/02-INT)

“Convenient Care Clinic (01/28/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Convenient Care Clinic (01/28/02-INT)
  - Employee of Crisis Pregnancy Resource Center (6/6/01-INT)

“Crisis Pregnancy Resource Center (6/6/01-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Crisis Pregnancy Resource Center (6/6/01-INT)
  - Employee of Hall`s Insurance Agency (3/20/02-INT)

“Hall`s Insurance Agency (3/20/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hall`s Insurance Agency (3/20/02-INT)
  - Employee of Hot Springs Family YMCA (12/7/01-INT)

“Hot Springs Family YMCA (12/7/01-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Family YMCA (12/7/01-INT)
  - Employee of Hot Springs Surgical Hospital (01/02/02-INT)

“Hot Springs Surgical Hospital (01/02/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Surgical Hospital (01/02/02-INT)
  - Employee of KQUS Radio Broadcasting Company, Inc. (10/15/01-INT)

“KQUS Radio Broadcasting Company, Inc. (10/15/01-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of KQUS Radio Broadcasting Company, Inc. (10/15/01-INT)
  - Employee of Razorback Vaccum (04/09/01-INT)

“Razorback Vaccum (04/09/01-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Razorback Vaccum (04/09/01-INT)
  - Employee of The Pines Nursing + Rehabilitation Center (1/4/02-INT)

“The Pines Nursing + Rehabilitation Center (1/4/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of The Pines Nursing + Rehabilitation Center (1/4/02-INT)
  - Employee of Hot Springs Pain Clinic (3/24/05 INT)

“Hot Springs Pain Clinic (3/24/05 INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Pain Clinic (3/24/05 INT)
  - Employee of Interstate Contractors, Inc (08/15/02-INT)

“Interstate Contractors, Inc (08/15/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Interstate Contractors, Inc (08/15/02-INT)
  - Employee of James D. Gilliam Electric, Inc. (02/05/03-INT)

“James D. Gilliam Electric, Inc. (02/05/03-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of James D. Gilliam Electric, Inc. (02/05/03-INT)
  - Employee of Kodiak LLC (I.A. 10/18/2007)

“Kodiak LLC (I.A. 10/18/2007)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Kodiak LLC (I.A. 10/18/2007)
  - Employee of Manpower/Xerox Inc (09/24/02-INT)

“Manpower/Xerox Inc (09/24/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Manpower/Xerox Inc (09/24/02-INT)
  - Employee of Rholman, L.L.C (10/10/02-INT)

“Rholman, L.L.C (10/10/02-INT)”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Rholman, L.L.C (10/10/02-INT)
  - Employee of Montgomery County Nursing Home

“Montgomery County Nursing Home”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Montgomery County Nursing Home
  - Employee of J and B Sales, Inc.

“J and B Sales, Inc.”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of J and B Sales, Inc.
  - Employee of Uncle Joe's Second Hand Store

“Uncle Joe's Second Hand Store”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Uncle Joe's Second Hand Store
  - Employee of Triumph Airborne Structures

“Triumph Airborne Structures”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Triumph Airborne Structures
  - Employee of Moody`s Detail and Repair

“Moody`s Detail and Repair”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Moody`s Detail and Repair
  - Employee of Village Golf and Physical Therapy

“Village Golf and Physical Therapy”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Village Golf and Physical Therapy
  - Employee of Driven Towing and Recovery Inc

“Driven Towing and Recovery Inc”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Driven Towing and Recovery Inc
  - Employee of Spa City Investments, LLC

“Spa City Investments, LLC”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Spa City Investments, LLC
  - Employee of Hot Springs Village Fire Department

“Employees of Hot Springs Village Fire Department”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Hot Springs Village Fire Department
  - Employee of Family First Insurance Services

“Family First Insurance Services”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Family First Insurance Services
  - Employee of Steadfast Hobbies and Games

“Steadfast Hobbies and Games, Hot Springs”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Steadfast Hobbies and Games
  - Employee of Ultimate Tint

“Ultimate Tint, Hot Springs”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Ultimate Tint
  - Employee of Twin Rivers Health and Rehabilitation, LLC

“Twin Rivers Health and Rehabilitation, LLC”

> [source ↗](https://www.combinedfcu.org/membership)

- Employee of Twin Rivers Health and Rehabilitation, LLC

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026

  - Family of a member family

“OR: Be a family member of an existing member.”

> [source ↗](https://www.combinedfcu.org/membership)

- Family member (family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Combined Credit Union? Yes No

## Work at Combined Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Combined Credit Union ranks against Arkansas peers.

- See which AI assistants fetched Combined Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Arkansas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=combined&amp;state=arkansas&amp;code=AR&amp;name=Combined%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Combined Credit Union offer?

Combined Credit Union is a credit union in Arkansas. Rate data is currently being verified.

### How often are Combined Credit Union rates updated?

RateAPI verifies Combined Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Combined Credit Union's rate data?

Rate data is collected directly from Combined Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Combined Credit Union?

Combined Credit Union publishes its membership criteria on its own website. RateAPI tracks 54 published membership paths covering 53 employers for Combined Credit Union, each quoted from Combined Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Combined Credit Union's rates against national credit-union benchmarks.

[More Arkansas credit unions](https://rateapi.dev/credit-unions/arkansas) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.combinedfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Combined Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Arkansas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Combined Credit Union
curl "https://api.rateapi.dev/credit-unions/arkansas /combined " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Combined Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/arkansas/combined
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
