--- title: "Alcoa Community Credit Union Rates - Arkansas" description: "Current vehicle loan, personal loan, savings & cd, and equipment loan rates from Alcoa Community Credit Union in Arkansas. Updated daily with source verification. See who can join Alcoa Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arkansas/alcoa-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Alcoa Community Credit Union Rates - Arkansas ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **ATV/Motorcycle/Personal Watercraft** powersports_any_60mo | — APR | 7.400% | 60 mo | Standard | | **ATV/Motorcycle/Personal Watercraft** powersports_any_72mo | — APR | 7.750% | 72 mo | Standard | | **ATV/Motorcycle/Personal Watercraft** powersports_any_48mo | — APR | 10.050% | 48 mo | Standard | | **Boats/RV/Motorhomes (Up to 60 mths)** boat_any_60mo | — APR | 11.300% | 60 mo | Standard | Alcoa Community Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 8.000% | 12 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 8.500% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 9.250% | 36 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 9.800% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.250% | 60 mo | Standard | Alcoa Community Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Share Draft/Checking Accounts < $2,500** checking | — APY | 0.15% | — | Specialty offer | | **Regular Savings Account - $0.01 to $9,999.99** savings | — APY | 0.25% | — | Standard | | **Share Draft/Checking Accounts > $2,500** checking | — APY | 0.30% | — | Specialty offer | | **Regular Savings Account - $10,000 and over** savings | — APY | 0.35% | — | Standard | | **Monthly Dividend Accounts - $0.01 to $19,999.99** savings | — APY | 0.70% | — | Standard | | **Monthly Dividend Accounts > $20,000** savings | — APY | 0.75% | — | Standard | | **Monthly Dividend Accounts > $50,000** savings | — APY | 0.80% | — | Standard | | **Monthly Dividend Accounts > $100,000** savings | — APY | 0.90% | — | Standard | | **Christmas Club Account** savings | — APY | 1.00% | — | Specialty offer | | **IRA** ira | — APY | 1.50% | — | Standard | | **High-Yield Principal Rewards** savings | — APY | 3.00% | — | Standard | | **High-Yield Enhanced Rewards** savings | — APY | 6.00% | — | Standard | Alcoa Community Credit Union savings & cd rates as of November 13, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Farm EquipmentOther Goods (Up to 48 mths max)** other | — APR | 12.050% | — | Standard | Alcoa Community Credit Union equipment loan rates as of November 13, 2026 Alcoa Community Credit Union is a credit union in Arkansas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arkansas/alcoa-community) , verified from [Alcoa Community Credit Union's official website](https://alcoacommunityfcu.org/) Loading branch locator… ## About Alcoa Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.1K Assets $68.7M Founded 1957 Locations reported 2 NCUA charter 11913 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Arkansas Health Center** ARKANSAS HEALTH CENTER FCU · BENTON · AR · 72015 About 4.8 miles away](https://rateapi.dev/credit-unions/arkansas/arkansas-health-center) [**Hurricane Creek** CORPORATE OFFICE · BENTON · AR · 72015-3528 About 6.0 miles away](https://rateapi.dev/credit-unions/arkansas/hurricane-creek) [**Barksdale** Little Rock Center · Little Rock · AR · 72210 About 16.3 miles away](https://rateapi.dev/credit-unions/louisiana/barksdale) [**Electric Cooperatives** Main Branch · Little Rock · AR · 72209 About 19.4 miles away](https://rateapi.dev/credit-unions/arkansas/electric-cooperatives) [**Hope** Little Rock Branch · Little Rock · AR · 72209-4844 About 19.4 miles away](https://rateapi.dev/credit-unions/mississippi/hope) [**Telcoe** Bowman · Little Rock · AR · 72211-4206 About 20.3 miles away](https://rateapi.dev/credit-unions/arkansas/telcoe) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Alcoa Community Credit Union Membership eligibility from Alcoa Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Alcoa Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location grant, saline, garland, perry, hot spring, clark, conway, dallas, faulkner, lonoke, montgomery, pulaski, van buren, yell, pike — AR Verified from [Alcoa Community Credit Union's membership page](https://www.alcoacommunityfcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Alcoa Community Credit Union Geography 15 counties 60 published paths to membership, last verified August 27, 2026, quoted from Alcoa Community Credit Union’s own published criteria. ### Geography 15 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Clark County, AR - Conway County, AR - Dallas County, AR - Faulkner County, AR - Garland County, AR - Grant County, AR - Hot Spring County, AR - Lonoke County, AR - Montgomery County, AR - Perry County, AR - Pike County, AR - Pulaski County, AR - Saline County, AR - Van Buren County, AR - Yell County, AR “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Grant County, AR; Saline County, AR” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Alcoa Community Credit Union? Yes No ## Work at Alcoa Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alcoa Community Credit Union ranks against Arkansas peers. - See which AI assistants fetched Alcoa Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arkansas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=alcoa-community&state=arkansas&code=AR&name=Alcoa%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Alcoa Community Credit Union offer? Alcoa Community Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Alcoa Community Credit Union rates updated? RateAPI verifies Alcoa Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Alcoa Community Credit Union's rate data? Rate data is collected directly from Alcoa Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Alcoa Community Credit Union? Alcoa Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 60 published membership paths covering 15 counties for Alcoa Community Credit Union, each quoted from Alcoa Community Credit Union's own published membership criteria. ## Related Rate Data Compare Alcoa Community Credit Union's rates against national credit-union benchmarks. [More Arkansas credit unions](https://rateapi.dev/credit-unions/arkansas) [Arkansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/arkansas) [Arkansas personal loan leaders](https://rateapi.dev/personal-loan-rates/arkansas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://alcoacommunityfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Alcoa Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Arkansas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Alcoa Community Credit Union curl "https://api.rateapi.dev/credit-unions/arkansas /alcoa-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Alcoa Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arkansas/alcoa-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp