--- title: "Truwest Credit Union Rates (Nov 2026): CDs to 4.25%" description: "Truwest Credit Union rates today: savings & CDs up to 4.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Truwest Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arizona/truwest" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Truwest Credit Union Rates (Nov 2026): CDs to 4.25% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **See Our Competitive Auto Loan** auto | — APR | 6.250% | — | Standard | Truwest Credit Union auto & vehicle rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Credit Line** credit_card | — APR | 14.250% | — | Standard | Truwest Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 11 offers | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 0.10% | — | Standard | | **$0 - $9,999** savings | — APY | 0.10% | — | Standard | | **$10,000 - $24,999** savings | — APY | 0.90% | — | Standard | | **$25,000 - $49,999** savings | — APY | 1.00% | — | Standard | | **IRA** ira | — APY | 1.00% | — | Standard | | **$50,000 - $99,999** savings | — APY | 1.35% | — | Standard | | **$100,000 - $249,999** savings | — APY | 1.65% | — | Standard | | **$250,000 - And Over** savings | — APY | 2.00% | — | Standard | | **Checking as High as** checking | — APY | 4.00% | — | Standard | | **IRA Certificate** ira_cd | 4.25% APY | 4.25% | — | Standard | | **Savings Certificate as High as** cd_12mo | — APY | 4.25% | 12 mo | Standard | Truwest Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arizona/truwest) , verified from [Truwest Credit Union's official website](https://truwest.org/) Loading branch locator… ## About Truwest Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 90.5K Assets $1.7B Founded 1952 Locations reported 12 NCUA charter 63832 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Aero** Tempe Branch · Tempe · AZ · 85284-3606 About 2.0 miles away](https://rateapi.dev/credit-unions/arizona/aero) [**First** Chandler · Chandler · AZ · 85226 About 2.1 miles away](https://rateapi.dev/credit-unions/arizona/first) [**Landings** Chandler Branch · Chandler · AZ · 85226 About 2.3 miles away](https://rateapi.dev/credit-unions/arizona/landings) [**Greenwich Municipal Employees** Fiserv Portico · Chandler · AZ · 85226 About 2.4 miles away](https://rateapi.dev/credit-unions/connecticut/greenwich-municipal-employees) [**Navy Federal Credit Union** Chandler AZ · Chandler · AZ · 85226 About 2.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Desert Financial** Ahwatukee · Phoenix · AZ · 85044 About 2.9 miles away](https://rateapi.dev/credit-unions/arizona/desert-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Truwest Credit Union Membership eligibility from Truwest Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Truwest Credit Union's website. Check the membership page below to confirm whether you qualify. - Location travis, williamson, maricopa, pinal, pima, yavapai — TX, AZ Verified from [Truwest Credit Union's membership page](https://truwest.org/about/join-now/) . Final membership determination is always made by the credit union. ## Membership rules for Truwest Credit Union Geography 6 counties · Family 4 28 published paths to membership, last verified August 27, 2026, quoted from Truwest Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Maricopa County, AZ - Pima County, AZ - Pinal County, AZ - Travis County, TX - Williamson County, TX - Yavapai County, AZ “Travis or Williamson County, TX” > [source ↗](https://truwest.org/about/join-now/) ### Family 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, natural child, adopted child, foster child, step-child, parent, parent-in-law, grandparent, grandchild, brother, sister, stepbrother, stepsister, brother-in-law, sister-in-law, son-in-law, daughter-in-law “You are related to a current member in one of the following ways: Spouse Natural or adopted child Foster or step-child Parent or parent-in-law Grandparent or grandchild Brother or sister Stepbrother or stepsister Brother- or sister-in-law Son- or daughter-in-law” > [source ↗](https://truwest.org/about/join-now/) - Family member (spouse, natural child, adopted child, foster child, step-child, parent, parent-in-law, grandparent, grandchild, brother, sister, stepbrother, stepsister, brother-in-law, sister-in-law, son-in-law, daughter-in-law) of a member - Family of a member spouse “You are the surviving spouse of a deceased member” > [source ↗](https://truwest.org/about/join-now/) - Family member (spouse) of a member - Family of a member Spouse, Natural or adopted child, Foster or step-child, Parent or parent-in-law, Grandparent or grandchild, Brother or sister, Stepbrother or stepsister, Brother- or sister-in-law, Son- or daughter-in-law “You are related to a current member in one of the following ways: