--- title: "Pinal County Credit Union: #1 New Auto Loan in Arizona" description: "Pinal County Credit Union has the lowest tracked new-car loan rate in Arizona (4.99% APR) among 13 credit unions we verify. Pinal County Credit Union rates today: vehicle loans from 4.99% APR, savings & CDs up to 3.80% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Pinal County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arizona/pinal-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Pinal County Credit Union: #1 New Auto Loan in Arizona ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New and Used Auto** auto_any | — APR | 4.990% | any | Standard | | **Used Auto Loan** auto_used | — APR | 4.990% | used | Standard | | **New Auto Loan** auto_new | 4.990% APR | 4.990% | new | Standard | | **RV Loan** rv | — APR | 7.500% | — | Standard | Pinal County Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 4.990% | — | Standard | Pinal County Credit Union heloc rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 7.900% | — | Standard | Pinal County Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Certificate** share_certificate_48mo | 0.40% APY | 0.40% | 48 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 0.45% APY | 0.45% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 1.44% APY | 1.43% | 60 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 1.50% APY | 1.49% | 36 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 1.56% APY | 1.55% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 2.00% APY | 1.98% | 36 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 2.44% APY | 2.41% | 60 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 2.50% APY | 2.47% | 6 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 2.56% APY | 2.53% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 2.75% APY | 2.71% | 36 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 3.00% APY | 2.96% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.00% APY | 2.96% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.05% APY | 3.00% | 24 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.25% APY | 3.20% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.30% APY | 3.25% | 24 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 3.50% APY | 3.44% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.75% APY | 3.68% | 12 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.80% APY | 3.73% | 24 mo | Standard | Pinal County Credit Union savings & cd rates as of November 12, 2026 Vehicle loans available from 4.99% APR. Savings and certificate yields up to 3.80% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arizona/pinal-county) , verified from [Pinal County Credit Union's official website](https://www.pinalcountyfcu.com/) Best product position **#1 of 13** new-car loan Gap to state best **0 bp** State market leader Vs. state median **96 bp better than median** new-car loan Products ranked **1** across tracked Arizona markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 4.99% | #1 of 13 · lowest in Arizona | State market leader | 96 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Pinal County Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=pinal-county&state=arizona&code=AZ&name=Pinal%20County%20Credit%20Union) Loading branch locator… ## About Pinal County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 28.8K Assets $341M Founded 1954 Locations reported 6 NCUA charter 9099 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First American** Pinal Branch/Corporate · Casa Grande · AZ · 85122 About 2.4 miles away](https://rateapi.dev/credit-unions/arizona/first-american) [**Vantage West** Casa Grande Branch · Casa Grande · AZ · 85122-5402 About 3.8 miles away](https://rateapi.dev/credit-unions/arizona/vantage-west) [**Desert Financial** Maricopa Frys · Maricopa · AZ · 85139 About 20.2 miles away](https://rateapi.dev/credit-unions/arizona/desert-financial) [**Mountain America** 0184 Queen Creek Combs Rd · Queen Creek · AZ · 85140 About 23.5 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Oneaz** GILBERT - QUEEN CREEK · GILBERT · AZ · 85297-8501 About 24.0 miles away](https://rateapi.dev/credit-unions/arizona/oneaz) [**First** Ocotillo · Chandler · AZ · 85248 About 24.1 miles away](https://rateapi.dev/credit-unions/arizona/first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Pinal County Credit Union Membership eligibility from Pinal County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Pinal County Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Pinal County Credit Union's membership page](https://www.pinalcountyfcu.com/) . Final membership determination is always made by the credit union. ## Work at Pinal County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pinal County Credit Union ranks against Arizona peers. - See which AI assistants fetched Pinal County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arizona - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=pinal-county&state=arizona&code=AZ&name=Pinal%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Pinal County Credit Union offer? Pinal County Credit Union currently offers vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Pinal County Credit Union rates updated? RateAPI verifies Pinal County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Pinal County Credit Union's rate data? Rate data is collected directly from Pinal County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Pinal County Credit Union's auto & rv loan rates? As of November 12, 2026, Pinal County Credit Union offers vehicle loans from 4.99% APR. ### What is Pinal County Credit Union's best CD rate? As of November 12, 2026, Pinal County Credit Union offers savings and certificate (CD) yields up to 3.80% APY. ### Who can join Pinal County Credit Union? Pinal County Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Pinal County Credit Union's rates against national credit-union benchmarks. [More Arizona credit unions](https://rateapi.dev/credit-unions/arizona) [Arizona auto loan rate leaders](https://rateapi.dev/auto-loan-rates/arizona) [Arizona HELOC rate leaders](https://rateapi.dev/heloc-rates/arizona) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.pinalcountyfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Pinal County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Pinal County Credit Union curl "https://api.rateapi.dev/credit-unions/arizona /pinal-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Pinal County Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arizona/pinal-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp