Hughes Mortgage, Auto Loan, HELOC & Personal Loan Rates & Who Can Join

As of July 11, 2026, Hughes offers a 30-year-fixed mortgage at 6.936% APR (6.936% rate, 0 points). Auto loans available from 8.95% APR. HELOC rates from 7.75% APR. Personal loan rates from 11.5% APR.
Source: RateAPI.dev, verified from Hughes's official website

Who Can Join Hughes

Membership eligibility from Hughes's own published criteria. How we verify this.

Membership criteria are published on Hughes's website. Check the membership page below to confirm whether you qualify.

Verified from Hughes's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

30-year-fixed

6.936% APR

Rate6.936%

Points0

30-Year Conventional Loan (Purchase)

15-year-fixed

6.549% APR

Rate6.549%

Points0

15-Year Conventional Loan (Purchase)

money_market

1.010% APR

Rate1.000%

Points0

Money Market Savings

savings

1.160% APR

Rate1.150%

Points0

Health Savings Account

ira

2.020% APR

Rate2.000%

Points0

Traditional IRA

cd_36mo

3.200% APR

Rate3.150%

Points0

36 Month Certificate Account

cd_6mo

3.300% APR

Rate3.250%

Points0

6 Month Certificate Account

cd_24mo

3.460% APR

Rate3.400%

Points0

24 Month Certificate Account

cd_12mo

3.670% APR

Rate3.600%

Points0

12 Month Certificate Account

savings

5.000% APR

Rate5.000%

Points0

Checking

savings

5.000% APR

Rate5.000%

Points0

Checking PLUS

share_savings

5.000% APR

Rate5.000%

Points0

Main Share Savings

Auto Loan Rates

Rates as of July 11, 2026

auto_any_72mo

8.950% APR

Rate8.950%

Car & Truck (New & Used) - Up to 72 Months

credit_card_platinum

9.500% APR

Rate9.500%

Visa Platinum Credit Card

auto_any_72mo

9.700% APR

Rate9.700%

Motorcycle & ATV Loans (New & Used) - Up to 72 Months

auto_any_84mo

9.950% APR

Rate9.950%

Car & Truck (New & Used) - 84 Months

auto_any_84mo

10.700% APR

Rate10.700%

Motorcycle & ATV Loans (New & Used) - 84 Months

auto_any

11.200% APR

Rate11.200%

Recreational Vehicles, Special Collateral Loans (New & Used)

HELOC Rates

Rates as of July 11, 2026

heloc_variable

7.750% APR

Rate7.750%

HELOC < 80% Loan-to-Value

heloc_variable

7.750% APR

Rate7.750%

Home Equity Line of Credit (< 80% LTV)

heloc_variable

7.750% APR

Rate7.750%

Home Equity Line of Credit (<80% Loan-to-Value)

heloc_variable

8.750% APR

Rate8.750%

HELOC > 80% Loan-to-Value

heloc_variable

8.750% APR

Rate8.750%

Home Equity Line of Credit (> 80% LTV)

heloc_variable

8.750% APR

Rate8.750%

Home Equity Line of Credit (>80% Loan-to-Value)

Personal Loan Rates

Rates as of July 11, 2026

personal

11.500% APR

Rate11.500%

Summer Loan

personal_unsecured

15.450% APR

Rate15.450%

Signature Loan

personal_unsecured

15.450% APR

Rate15.450%

Unsecured Loans - Signature Loan

ploc_variable

16.750% APR

Rate16.750%

Line of Credit (Unsecured)

ploc_variable

16.750% APR

Rate16.750%

Unsecured Loans - Line of Credit

Frequently Asked Questions

What rates does Hughes offer?

Hughes currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Hughes rates updated?

RateAPI verifies Hughes's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Hughes's rate data?

Rate data is collected directly from Hughes's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hughes's mortgage rate?

As of July 11, 2026, Hughes offers a 30-year-fixed mortgage at 6.936% APR.

What is Hughes's auto loan rate?

As of July 11, 2026, Hughes offers auto loans from 8.95% APR.

Related Rate Data

Compare Hughes's rates against national credit-union benchmarks.

More Arizona credit unions Mortgage rate benchmark Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Hughes
curl "https://api.rateapi.dev/credit-unions/arizona/hughes" \
  -H "Authorization: Bearer YOUR_API_KEY"

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