--- title: "First Credit Union Rates (Nov 2026): Mortgage 7.27%" description: "First Credit Union rates today: 30 year fixed mortgage 7.27% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arizona/first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Credit Union Rates (Nov 2026): Mortgage 7.27% ### Mortgage rates 17 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | 7.273% APR | 7.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.500% APR | 7.500% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.386% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.392% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.393% APR | 6.375% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.750% APR | 6.750% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.018% APR | 6.000% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.259% APR | 6.250% | — | Standard | | **10-Year Fixed** 10 year fixed | 6.750% APR | 6.750% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.015% APR | 7.000% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.250% APR | 7.250% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.380% APR | 7.375% | — | Standard | | **20-Year Fixed** 20 year fixed | 7.383% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.379% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.380% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.383% APR | 7.375% | — | Standard | | **Agency 25 Year Fixed** other | 7.625% APR | 7.625% | — | Standard | First Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, First Credit Union offers a 30-year fixed mortgage at 7.273% APR (0.228 points). > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arizona/first) , verified from [First Credit Union's official website](https://firstcu.net/) Loading branch locator… ## About First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 44.4K Assets $785.8M Founded 1935 Locations reported 9 NCUA charter 68444 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Global** Cooper Crossing · Chandler · AZ · 85225 About 1.4 miles away](https://rateapi.dev/credit-unions/alaska/global) [**Arizona Financial** Chandler Pecos · Chandler · AZ · 85286 About 2.3 miles away](https://rateapi.dev/credit-unions/arizona/arizona-financial) [**Desert Financial** Chandler · Chandler · AZ · 85224 About 2.6 miles away](https://rateapi.dev/credit-unions/arizona/desert-financial) [**Arizona Central** CHANDLER #5 · CHANDLER · AZ · 85224 About 2.6 miles away](https://rateapi.dev/credit-unions/arizona/arizona-central) [**Vantage West** Cooper Square Branch · Gilbert · AZ · 85233 About 2.6 miles away](https://rateapi.dev/credit-unions/arizona/vantage-west) [**Truwest** Gilbert · Gilbert · AZ · 85295 About 3.1 miles away](https://rateapi.dev/credit-unions/arizona/truwest) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Credit Union Membership eligibility from First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [First Credit Union's membership page](https://firstcu.net/) . Final membership determination is always made by the credit union. ## Work at First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Credit Union ranks against Arizona peers. - See which AI assistants fetched First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arizona - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first&state=arizona&code=AZ&name=First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Credit Union offer? First Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are First Credit Union rates updated? RateAPI verifies First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get First Credit Union's rate data? Rate data is collected directly from First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is First Credit Union's mortgage rate? As of November 12, 2026, First Credit Union offers a 30-year fixed mortgage at 7.273% APR. ### Who can join First Credit Union? First Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare First Credit Union's rates against national credit-union benchmarks. [More Arizona credit unions](https://rateapi.dev/credit-unions/arizona) [Arizona mortgage rate leaders](https://rateapi.dev/mortgage-rates/arizona) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://firstcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Credit Union curl "https://api.rateapi.dev/credit-unions/arizona /first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arizona/first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp